Punchiri Kuries Private Limited
About Punchiri Kuries Private Limited
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Punchiri Kuries Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 September 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2004PTC017448. Its GSTIN is 32AADCP9242P1Z0 (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹15.05 Lakh. It is led by directors including Poovathukaran Cheriyan George (Managing Director) and Paul Chembakassery Devassykutty.
Its last annual general meeting (AGM) was held on 15 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 111 Cathedral Complex Kodungallur Road Tana Irinjalakuda, Thrissur, Kerala, India – 680121.
As per the financials filed for FY 2025, the company reported a revenue of ₹29.91 Lakh, a growth of 29% compared to the previous year. For the same year it recorded a net loss of ₹66,977 (net margin -2.2%) and EBITDA of -₹41,506 (EBITDA margin -1.4%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years and 17% over five years.
Court records list 619 cases involving the company, including 619 filed by the company; 21 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Punchiri Kuries Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address111 Cathedral Complex Kodungallur Road Tana Irinjalakuda, Thrissur, Kerala, India – 680121
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Punchiri Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Punchiri Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Punchiri Kuries Private Limited, buy the company report.
Financials of Punchiri Kuries Private Limited
FY 2025 filings availablePunchiri Kuries Private Limited reported revenue of ₹29.91 Lakh (up 29% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 29% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 17%. EBITDA fell 144% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹41,506 | ||||
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| Net Profit (PAT) | -₹66,977 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -1.4% | ||||
| Net Profit Margin | -2.2% | ||||
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To see the full financial statements and ratios of Punchiri Kuries Private Limited, buy the company report.
Board of directors of Punchiri Kuries Private Limited
Punchiri Kuries has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Poovathukaran Cheriyan George Also directs: Innova Kuries Private Limited | Managing Director | 17 Sep 2004 | 22 Years 1 Months | Current |
| Paul Chembakassery Devassykutty Also directs: Hamara Hotels Private Limited, Irinjalakuda Nidhi Limited, Punchiri Nidhi Limited and 3 more | Director | 11 May 2005 | 21 Years 5 Months | Current |
| Pattathil Madhu Also directs: Punchiri Nidhi Limited, Moneygarden Kuries Private Limited, Innova Kuries Private Limited and 4 more | Director | 28 Aug 2009 | 17 Years 1 Months | Current |
| Mampilly Paul Giji Also directs: Punchiri Nidhi Limited, Lloyd Kuries Private Limited, Moneygarden Kuries Private Limited and 5 more | Director | 17 Sep 2004 | 22 Years 1 Months | Current |
Peer comparison
Punchiri Kuries Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| M C I (Mysore) Chits Private Limited | ₹30.69 Lakh (FY 2024) | -1.0% | Sheshadri Iyer Road Mysore, Karnataka, India | |||
| Shiv Krishna Microfinance Association | ₹30.52 Lakh (FY 2025) | 59.0% | Jaipur, Rajasthan, India | |||
| Punchiri Kuries Private Limitedthis company | ₹29.91 Lakh (FY 2025) | -₹66,977 | -2.2% | 29.0% | Thrissur, Kerala, India | |
| TCFS Bachat Nidhi Limited | ₹29.85 Lakh (FY 2025) | -57.0% | Dausa, Rajasthan, India | |||
| Shree Devi Meenakshi Chits Private Limited | ₹29.78 Lakh (FY 2021) | 6.0% | Bangalore, Karnataka, India | |||
| Savera Microfinance and Welfare Foundation | ₹29.68 Lakh (FY 2025) | 24.0% | Loni, Uttar Pradesh, India |
To see the full peer comparison of Punchiri Kuries Private Limited, buy the company report.
Auditor
Punchiri Kuries Private Limited is audited by UNNIKRISHNANANDCO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UNNIKRISHNANANDCO | FY 2017 | 004460S |
Shareholding
The shareholding of Punchiri Kuries Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Punchiri Kuries Private Limited, buy the company report.
Legal cases
Punchiri Kuries Private Limited has 619 court cases on record: 619 filed by Punchiri Kuries. 21 cases are pending and 598 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 618 | 0 | 21 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 619)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Punchiri Kuries Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Punchiri Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Punchiri Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCP9242P1Z0 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Punchiri Kuries Private Limited, buy the company report.
Recent activity
Punchiri Kuries Private Limited has 5 board changes on record since 2004: 4 appointments and 1 cessation. The latest: Alukkal Lonappan Joseph ceased to be Director on 28 Aug 2009.
Frequently asked questions
Punchiri Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 September 2004 (22+ years old) and is registered under CIN U65992KL2004PTC017448.
Punchiri Kuries has 4 current directors:
- Poovathukaran Cheriyan George - Managing Director
- Paul Chembakassery Devassykutty - Director
- Pattathil Madhu - Director
- Mampilly Paul Giji - Director
The latest financial statements of Punchiri Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 15 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Punchiri Kuries is 32AADCP9242P1Z0, registered in Kerala.
The CIN (Corporate Identification Number) of Punchiri Kuries is U65992KL2004PTC017448. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Punchiri Kuries has 619 court cases on record: 619 filed by the company. 21 are pending. Most are in the district courts.
Punchiri Kuries was incorporated on 17 September 2004, making it 22+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Punchiri Kuries by revenue are M C I (Mysore) Chits Private Limited, Shiv Krishna Microfinance Association, TCFS Bachat Nidhi Limited, Shree Devi Meenakshi Chits Private Limited, Savera Microfinance and Welfare Foundation, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Alukkal Lonappan Joseph ceased to be Director on 28 Aug 2009. Pattathil Madhu was appointed as Director on 28 Aug 2009. Paul Chembakassery Devassykutty was appointed as Director on 11 May 2005. Punchiri Kuries has 5 board changes on record in total.
The registered office of Punchiri Kuries is at 111 Cathedral Complex Kodungallur Road Tana Irinjalakuda, Thrissur, Kerala, India – 680121.
Punchiri Kuries operates in the financial services industry, in the microfinance institutions segment.