R.J. Chit Funds Private Limited
About R.J. Chit Funds Private Limited
Data last updated:
R.J. Chit Funds Private Limited was a private limited company based in Chennai, Tamil Nadu, India. The company has been struck off by the Registrar of Companies, typically due to non-filing of annual returns or failure to commence business. It is no longer operational and cannot enter into any legal contracts or agreements. It operated in the financial services and investment segment of the financial services sector. It was incorporated on 16 January 2012.
The company was registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2012PTC084020.
The company had an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3.5 Lakh. It was led by directors Ramamurthy Velu and Mukunthan Jayaraman.
Its last annual general meeting (AGM) was held on 15 September 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office was at New No. 243 Old No. 94 Konnur High Road Opp To K2 Police Station Aynavaram, Chennai, Tamil Nadu, India – 600040.
As per the financials filed for FY 2018, the company reported a revenue of ₹88,945, a decline of 12% compared to the previous year. For the same year it recorded a net loss of ₹36,323 (net margin -40.8%) and EBITDA of -₹34,892 (EBITDA margin -39.2%).
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- Registered AddressNew No. 243 Old No. 94 Konnur High Road Opp To K2 Police Station Aynavaram, Chennai, Tamil Nadu, India – 600040
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of R.J. Chit Funds Private Limited
The main business activity of R.J. Chit Funds is financial and insurance service. In detail, this covers life/non-life insurance and reinsurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K3 | Life/Non-life Insurance and Reinsurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of R.J. Chit Funds Private Limited FY 2018 filings available
R.J. Chit Funds Private Limited reported revenue of ₹88,945 (down 12% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR) of R.J. Chit Funds Private Limited
Revenue fell 12% in the latest year. EBITDA rose 40% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of R.J. Chit Funds Private Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | -₹34,892 | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹36,323 | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of R.J. Chit Funds Private Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -39.2% | •••• | •••• | •••• |
| Net Profit Margin | -40.8% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of R.J. Chit Funds are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of R.J. Chit Funds Private Limited
R.J. Chit Funds has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramamurthy Velu | Director | 16 Jan 2012 | 14 Years 9 Months | As last reported |
| Mukunthan Jayaraman | Director | 16 Jan 2012 | 14 Years 9 Months | As last reported |
Peer Comparison of R.J. Chit Funds Private Limited
R.J. Chit Funds Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vyapini Chit Funds Private Limited | ₹97,500 (FY 2021) | •••• | •••• | -58.0% | •••• | Chengannur, Kerala, India |
| Srivedham Chit Funds Private Limited | ₹96,214 (FY 2021) | •••• | •••• | •••• | Adilabad, Telangana, India | |
| Munambam Vyasavamsodharani Chit Funds Private Limited | ₹95,456 (FY 2025) | •••• | •••• | 3.0% | •••• | Munambam, Kerala, India |
| Brahmi Chit Funds Private Limited | ₹93,086 (FY 2025) | •••• | •••• | -70.0% | •••• | Bangalore, Karnataka, India |
| Mahasar Mata Chit Funds Private Limited | ₹88,977 (FY 2022) | •••• | •••• | -10.0% | •••• | Hyderabad, Telangana, India |
| R.J. Chit Funds Private Limited this company | ₹88,945 (FY 2018) | •••• | •••• | -12.0% | •••• | Chennai, Tamil Nadu, India |
| Rajshri Ayswarya Lakshumi Chit Funds Private Limited | ₹87,524 (FY 2025) | •••• | •••• | -71.0% | •••• | Madurai, Tamil Nadu, India |
| Kalaivani Chit Funds Private Limited | ₹87,055 (FY 2024) | •••• | •••• | -82.0% | •••• | Coimbatore, Tamil Nadu, India |
| Karuvurar Chit Funds Private Limited | ₹86,365 (FY 2025) | •••• | •••• | 27.0% | •••• | Karur, Tamil Nadu, India |
| Sri Jeyabalan Chit Funds Private Limited | ₹86,100 (FY 2024) | •••• | •••• | -48.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Sri Veeralingeshwara Chit Funds Private Limited | ₹84,060 (FY 2022) | •••• | •••• | •••• | Hyderabad, Telangana, India |
Peers are the five companies nearest above and the five nearest below R.J. Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of R.J. Chit Funds Private Limited
R.J. Chit Funds Private Limited is audited by VEERABADIRAN SETTU SANTHASEELAN for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VEERABADIRAN SETTU SANTHASEELAN | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of R.J. Chit Funds Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of R.J. Chit Funds Private Limited
R.J. Chit Funds Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at R.J. Chit Funds Private Limited
Employment history and EPFO contributions of people linked to R.J. Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on R.J. Chit Funds Private Limited
R.J. Chit Funds Private Limited has 2 board changes on record since 2012: 2 appointments. The latest: Mukunthan Jayaraman was appointed as Director on 16 Jan 2012.
Credit Ratings, Litigation & Regulatory Alerts for R.J. Chit Funds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by R.J. Chit Funds Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of R.J. Chit Funds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of R.J. Chit Funds Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of R.J. Chit Funds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about R.J. Chit Funds Private Limited
R.J. Chit Funds has a status of "Struck Off" as per MCA records. This means the company has been officially removed from the Register of Companies, typically due to non-filing of annual returns or failure to commence business within one year of incorporation. A struck-off company cannot enter into any legal contracts or agreements, and any dealings with such an entity carry significant legal and financial risk.
R.J. Chit Funds was a private limited company based in Chennai, Tamil Nadu, India. The company worked in financial activities, within the financial services industry. It was incorporated on 16 January 2012 and is registered under CIN U65992TN2012PTC084020. The company has been struck off by the Registrar of Companies and is no longer operational.
R.J. Chit Funds had 2 directors:
- Ramamurthy Velu - Director
- Mukunthan Jayaraman - Director
The CIN (Corporate Identification Number) of R.J. Chit Funds is U65992TN2012PTC084020. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The registered office of R.J. Chit Funds is at New No. 243 Old No. 94 Konnur High Road Opp To K2 Police Station Aynavaram, Chennai, Tamil Nadu, India – 600040.
R.J. Chit Funds was incorporated on 16 January 2012. It is registered with the Registrar of Companies, Chennai.
R.J. Chit Funds reported revenue of ₹88,945 for FY 2018 (down 12% YoY).
R.J. Chit Funds has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3.5 Lakh.
R.J. Chit Funds reported a net loss of ₹36,323 (net margin -40.8%) and EBITDA of -₹34,892 (EBITDA margin -39.2%) for FY 2018, as per its filed financial statements.
R.J. Chit Funds operated in the financial services industry, in the financial activities segment. It worked in this industry before it was struck off.
No. R.J. Chit Funds is not listed on any stock exchange. It is an unlisted company.