
Sakshalkara Chits Private Limited
About Sakshalkara Chits Private Limited
Data last updated:
Sakshalkara Chits Private Limited is a private limited company based in Pattom, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 25 August 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2017PTC050215.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹6.25 Lakh. It is led by directors Geetha Kaishnamma (Managing Director) and Greshwin Paneerselvam Geetha.
Its last annual general meeting (AGM) was held on 30 September 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at Tc 3/2412 (3) Marappalam Junction, Pattom, Kerala, India – 695004.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.18 Lakh, a decline of 46% compared to the previous year. For the same year it recorded a net loss of ₹1.21 Lakh (net margin -102.5%) and EBITDA of -₹1.13 Lakh (EBITDA margin -95.8%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years.
Court records list 1 case involving the company, including 1 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Sakshalkara Chits Private Limited's registered office is in Pattom, Kerala.
- Registered AddressTc 3/2412 (3) Marappalam Junction, Pattom, Kerala, India – 695004
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Sakshalkara Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sakshalkara Chits Private Limited, buy the company report.
Financials of Sakshalkara Chits Private Limited
FY 2022 filings availableSakshalkara Chits Private Limited reported revenue of ₹1.18 Lakh (down 46% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue fell 46% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 19%. EBITDA fell 177% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1.13 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.21 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -95.8% | ||||
| Net Profit Margin | -102.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Sakshalkara Chits Private Limited, buy the company report.
Board of directors of Sakshalkara Chits Private Limited
Sakshalkara Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Geetha Kaishnamma | Managing Director | 25 Aug 2017 | 9 Years 2 Months | Current |
| Greshwin Paneerselvam Geetha | Director | 28 Dec 2018 | 7 Years 10 Months | Current |
Peer comparison
Sakshalkara Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kumaran Chits Private Limited | ₹1.18 Lakh (FY 2017) | 63.0% | Kovilpatti, Tamil Nadu, India | |||
| Samaztha Nidhi Limited | ₹1.18 Lakh (FY 2024) | -42.0% | Kozhikode, Kerala, India | |||
| Bhaia Properties Private Limited | ₹1.18 Lakh (FY 2024) | 10.0% | Kolkata, West Bengal, India | |||
| Real Lakshya Nidhi Limited | ₹1.18 Lakh (FY 2023) | 230.0% | Jhunjhunu, Rajasthan, India | |||
| Shree Hari Commercial Pvt Ltd | ₹1.18 Lakh (FY 2020) | -79.0% | Kolkata, West Bengal, India | |||
| Sakshalkara Chits Private Limitedthis company | ₹1.18 Lakh (FY 2022) | -₹1.21 Lakh | -102.5% | -46.0% | Pattom, Kerala, India | |
| Chartered Chits Private Limited | ₹1.18 Lakh (FY 2023) | -71.0% | Thrissur, Kerala, India | |||
| F&G Mutual Benefit Nidhi Limited | ₹1.18 Lakh (FY 2019) | Jaipur, Rajasthan, India | ||||
| Kubershree Micro Credit Foundation | ₹1.18 Lakh (FY 2024) | -50.0% | Varanasi, Uttar Pradesh, India | |||
| Dolcevita Kuries Private Limited | ₹1.18 Lakh (FY 2025) | -34.0% | Thrissur, Kerala, India | |||
| Parks Webtech Limited | ₹1.18 Lakh (FY 2016) | -91.0% | Indore, Madhya Pradesh, India |
To see the full peer comparison of Sakshalkara Chits Private Limited, buy the company report.
Legal cases
Sakshalkara Chits Private Limited has 1 court case on record: 1 filed against it. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thiruvananthapuram, Kerala | Criminal miscellaneous application | Filed against the company by an individual | Pending |
To see the full case history of Sakshalkara Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sakshalkara Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Sakshalkara Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Sakshalkara Chits Private Limited has 3 board changes on record since 2017: 2 appointments and 1 cessation. The latest: Gopakumar Sankaran Nair ceased to be Director on 19 Jun 2019.
Frequently asked questions
Sakshalkara Chits is an active private limited company based in Pattom, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 25 August 2017 (9+ years old) and is registered under CIN U65929KL2017PTC050215.
Sakshalkara Chits has 2 current directors:
- Geetha Kaishnamma - Managing Director
- Greshwin Paneerselvam Geetha - Director
The latest financial statements of Sakshalkara Chits on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 September 2022. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Sakshalkara Chits is U65929KL2017PTC050215. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sakshalkara Chits has 1 court case on record: 1 filed against it. 1 is pending.
Sakshalkara Chits was incorporated on 25 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Sakshalkara Chits by revenue are Kumaran Chits Private Limited, Samaztha Nidhi Limited, Bhaia Properties Private Limited, Real Lakshya Nidhi Limited, Shree Hari Commercial Pvt Ltd and 5 more, all in the same principal business activity (other financial activities).
Gopakumar Sankaran Nair ceased to be Director on 19 Jun 2019. Greshwin Paneerselvam Geetha was appointed as Director on 28 Dec 2018. Geetha Kaishnamma was appointed as Managing Director on 25 Aug 2017.
The registered office of Sakshalkara Chits is at Tc 32412 3 Marappalam Junction, Pattom, Kerala, India – 695004.
Sakshalkara Chits operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Sakshalkara Chits is compliant as of 29 August 2026. The company is actively filing with the Registrar of Companies.

