About Sempon Permanent Nidhi Limited
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Sempon Permanent Nidhi Limited is a nidhi company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 06 August 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1990PLC019488. Its GSTIN is 33AABCS2418L1ZH (Tamil Nadu).
The company has an authorised share capital of ₹40 Lakh and a paid-up capital of ₹22.21 Lakh. It was formerly known as Sempon Permanent Fund Ltd. and Sempon Permanent Fund Nidhi Limited. It is led by directors including Hemanathan Lalithambal and Samya Devi.
Its last annual general meeting (AGM) was held on 13 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 111 Madhavaram High Road Perambur Madras – 11. Perambur Madras – 11., Chennai, Tamil Nadu, India – 600011.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.03 Cr, a growth of 3% compared to the previous year. For the same year it recorded a net profit of ₹70.3 Lakh (net margin 7.8%) and EBITDA of ₹6.34 Cr (EBITDA margin 70.2%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 1% over five years.
The company is associated with 1 brand: Sempon Permanent Nidhi. Court records list 15 cases involving the company, including 3 filed by the company and 12 filed against it; 4 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website semponnidhi.com.
Company details
Name history
Sempon Permanent Nidhi has undergone 3 name changes throughout its history. The company was previously known as Sempon Permanent Fund Ltd., Sempon Permanent Fund Nidhi Limited, and Sempon Permanent Nidhi Limited. The current legal name is Sempon Permanent Nidhi Limited.
| Company Name | Status |
|---|---|
| Sempon Permanent Nidhi Limited | Current |
| Sempon Permanent Fund Ltd. | Previous |
| Sempon Permanent Fund Nidhi Limited | Previous |
Contact details
Sempon Permanent Nidhi Limited's registered office is in Chennai, Tamil Nadu. Its website is semponnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address111 Madhavaram High Road Perambur Madras – 11. Perambur Madras – 11., Chennai, Tamil Nadu, India – 600011
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Sempon Permanent Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Sempon Permanent Nidhi operates one associated brand: Sempon Permanent Nidhi. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Sempon Permanent Nidhi offers comprehensive solutions for consumer loans. | semponnidhi.com |
Business activity
The main business activity of Sempon Permanent Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Sempon Permanent Nidhi Limited, buy the company report.
Financials of Sempon Permanent Nidhi Limited
FY 2025 filings availableSempon Permanent Nidhi Limited reported revenue of ₹9.03 Cr (up 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 3% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹6.34 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹70.3 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 70.2% | ||||
| Net Profit Margin | 7.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Sempon Permanent Nidhi Limited, buy the company report.
Board of directors of Sempon Permanent Nidhi Limited
Sempon Permanent Nidhi has 5 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hemanathan Lalithambal | Director | 01 Oct 2018 | 8 Years 1 Months | Current |
| Samya Devi | Director | 07 Oct 2020 | 6 Years 1 Months | Current |
| Velayutham Anand | Director | 31 Jul 2021 | 5 Years 3 Months | Current |
| Vijay Prasad | Director | 31 Jul 2021 | 5 Years 3 Months | Current |
| Kavitha | Director | 31 Oct 2023 | 3 Years 0 Months | Current |
Peer comparison
Sempon Permanent Nidhi Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| New Millennium Kuries Private Limited | ₹9.32 Cr (FY 2025) | 17.0% | Thrissur, Kerala, India | |||
| Vardhan Properties & Investment Private Limited | ₹9.26 Cr (FY 2024) | 1315.0% | Chandigarh, India | |||
| Samhita Community Development Services | ₹9.09 Cr (FY 2025) | -16.0% | Bhopal, Madhya Pradesh, India | |||
| Tharani Mutual Benefit Nidhi Limited | ₹9.03 Cr (FY 2025) | 18.0% | Thoothukudi, Tamil Nadu, India | |||
| Sempon Permanent Nidhi Limitedthis company | ₹9.03 Cr (FY 2025) | ₹70.3 Lakh | 7.8% | 3.0% | Chennai, Tamil Nadu, India | |
| Balussery Benefit Chit Fund Private Limited | ₹8.72 Cr (FY 2024) | 24.0% | Triplicane, Madras-5, Tamil Nadu, India | |||
| Darsh Chit Funds Private Limited | ₹8.68 Cr (FY 2025) | 22.0% | Hyderabad, Telangana, India | |||
| Jeevan Shakti Chit Fund Pvt. Ltd. | ₹8.56 Cr (FY 2024) | 29.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Sempon Permanent Nidhi Limited, buy the company report.
Auditor
Sempon Permanent Nidhi Limited is audited by M.KARUPPIAH&CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M.KARUPPIAH&CO | FY 2023 | 006016S |
Shareholding
The shareholding of Sempon Permanent Nidhi Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Sempon Permanent Nidhi Limited, buy the company report.
Legal cases
Sempon Permanent Nidhi Limited has 15 court cases on record: 3 filed by Sempon Permanent Nidhi, 12 filed against it. 4 cases are pending and 11 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 9 | 4 |
| High courts | 4 | 3 | 0 |
Cases on record (5 of 15)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chennai, Tamil Nadu | Court case (AS) | Filed against the company | Pending |
| District court, Chennai, Tamil Nadu | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Chennai, Tamil Nadu | Civil suit | Filed against the company | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed by the company against an individual | Pending |
| District court, Chennai, Tamil Nadu | Criminal miscellaneous application | Filed against the company by an individual | Disposed |
To see the full case history of Sempon Permanent Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Sempon Permanent Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Sempon Permanent Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCS2418L1ZH | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Sempon Permanent Nidhi Limited, buy the company report.
Recent activity
Sempon Permanent Nidhi Limited has 21 board changes on record since 2002: 13 appointments and 8 cessations. The latest: Kavitha was appointed as Director on 31 Oct 2023.
12 earlier events are in the company report.
Frequently asked questions
Sempon Permanent Nidhi is an active nidhi company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 06 August 1990 (36+ years old) and is registered under CIN U65991TN1990PLC019488.
Sempon Permanent Nidhi has 5 current directors:
- Hemanathan Lalithambal - Director
- Samya Devi - Director
- Velayutham Anand - Director
- Vijay Prasad - Director
- Kavitha - Director
The latest financial statements of Sempon Permanent Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 13 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Sempon Permanent Nidhi is 33AABCS2418L1ZH, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Sempon Permanent Nidhi is U65991TN1990PLC019488. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Sempon Permanent Nidhi has 15 court cases on record: 3 filed by the company and 12 filed against it. 4 are pending. Most are in the district courts.
Sempon Permanent Nidhi was incorporated on 06 August 1990, making it 36+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Sempon Permanent Nidhi by revenue are New Millennium Kuries Private Limited, Vardhan Properties & Investment Private Limited, Samhita Community Development Services, Tharani Mutual Benefit Nidhi Limited, Balussery Benefit Chit Fund Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Kavitha was appointed as Director on 31 Oct 2023. Tamilarasi ceased to be Director on 11 Sep 2023. Pakkiriswamy Kannaiyan ceased to be Director on 31 Jul 2021. Sempon Permanent Nidhi has 21 board changes on record in total.
Sempon Permanent Nidhi can be reached through the website semponnidhi.com. Its registered office is in Chennai, Tamil Nadu, India.
The registered office of Sempon Permanent Nidhi is at 111 Madhavaram High Road Perambur Madras – 11. Perambur Madras – 11., Chennai, Tamil Nadu, India – 600011.
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