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Virutcham Microfinance Limited loan details

Charges taken from banks & financial institutes

Data last updated:

Amount in (₹)

Virutcham Microfinance Limited has 116 charges registered with the Registrar of Companies: 22 open charges worth Rs 131.50 Cr and 94 satisfied charges worth Rs 237.87 Cr. The largest open charges are held by State Bank Of India, Indian Overseas Bank and Canara Bank. The most recent charge was created on 30 Aug 2025 for Rs 6.00 Cr and is open.

Charges Breakdown by Lending Institutions

  • Others : 71.00 Cr
  • State Bank Of India : 28.00 Cr
  • Indian Overseas Bank : 20.00 Cr
  • Canara Bank : 5.00 Cr
  • Tamilnad Mercantile Bank Limited : 4.50 Cr
  • Others : 3.00 Cr

₹131.50 crore

₹237.87 crore

10

Indian Overseas Bank

Satisfaction

16 Dec 2025

₹6.00 cr

Charge IdLenderAmountCreation DateLast Modification DateSatisfaction DateStatus
100828616 View DetailsOthers₹ 6.00 29 Nov 2023-16 Dec 2025 Satisfied 60000000.0
100815943 View DetailsOthers₹ 2.50 10 Nov 2023-11 Dec 2025 Satisfied 25000000.0
100758888 View DetailsOthers₹ 3.00 31 Jul 2023-11 Nov 2025 Satisfied 30000000.0
100592497 View DetailsOthers₹ 3.00 30 Jun 2022-28 Oct 2025 Satisfied 30000000.0
100803474 View DetailsOthers₹ 1.00 04 Oct 2023-14 Oct 2025 Satisfied 10000000.0
100842884 View DetailsOthers₹ 2.00 28 Dec 2023-19 Sep 2025 Satisfied 20000000.0
100736886 View DetailsOthers₹ 3.00 07 Jun 2023-02 Sep 2025 Satisfied 30000000.0
100691719 View DetailsOthers₹ 5.00 24 Mar 2023-23 Jul 2025 Satisfied 50000000.0
100657212 View DetailsOthers₹ 2.00 19 Dec 2022-18 Jul 2025 Satisfied 20000000.0
100618335 View DetailsOthers₹ 1.00 28 Sep 202209 Nov 202424 Jun 2025 Satisfied 10000000.0
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Charge documents and asset details

The filed charge documents and the assets pledged under each charge are in the company report.

  • Assets and property pledged under each charge
  • Terms and conditions as filed
  • Filed charge documents where available

Verified entity values are shown only after access is granted.

A charge is a security interest a company creates over its assets in favour of a lender. An open charge is still outstanding; a satisfied charge has been repaid and closed with the Registrar. Under the Companies Act, 2013 every charge must be registered within thirty days of creation (Form CHG-1, or CHG-9 for debentures) and its satisfaction reported within thirty days of repayment (Form CHG-4). Amounts are as filed with the MCA.