Visago Chits Private Limited
About Visago Chits Private Limited
Data last updated:
Visago Chits Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 April 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65993TN2018PTC122017.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Govindaraj Palanisamy and Vinothramaniyan Anbhazhagan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 85L/A2 Extension 1 Vengateshwara Tower 1st Floor Trichy Road Thuraiyur(Tk), Tiruchirappalli, Tamil Nadu, India – 621010.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.86 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹2.7 Lakh (net margin 12.4%) and EBITDA of ₹3.41 Lakh (EBITDA margin 15.6%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 12% over five years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
Company details
Contact details
Visago Chits Private Limited's registered office is in Tiruchirappalli, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address85L/A2 Extension 1 Vengateshwara Tower 1st Floor Trichy Road Thuraiyur(Tk), Tiruchirappalli, Tamil Nadu, India – 621010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Visago Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Visago Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Visago Chits Private Limited, buy the company report.
Financials of Visago Chits Private Limited
FY 2025 filings availableVisago Chits Private Limited reported revenue of ₹21.86 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 12%. EBITDA fell 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.41 Lakh | ||||
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| Net Profit (PAT) | ₹2.7 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 15.6% | ||||
| Net Profit Margin | 12.4% | ||||
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To see the full financial statements and ratios of Visago Chits Private Limited, buy the company report.
Board of directors of Visago Chits Private Limited
Visago Chits has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Govindaraj Palanisamy | Director | 10 Apr 2018 | 8 Years 7 Months | Current |
| Vinothramaniyan Anbhazhagan | Director | 10 Apr 2018 | 8 Years 7 Months | Current |
| Sathyaseelan Singaram Also directs: Sri Rajagubera Chitfunds Private Limited | Director | 10 Apr 2018 | 8 Years 7 Months | Current |
Peer comparison
Visago Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Erode Amman Chits Private Limited | ₹22.02 Lakh (FY 2025) | -45.0% | Tamil Nadu, India | |||
| Ekta Microfinance | ₹21.94 Lakh (FY 2024) | 12.0% | Kanpur, Uttar Pradesh, India | |||
| Chackalayil Chits Private Limited | ₹21.89 Lakh (FY 2024) | 26.0% | Kottayam, Kerala, India | |||
| Visago Chits Private Limitedthis company | ₹21.86 Lakh (FY 2025) | ₹2.7 Lakh | 12.4% | -12.0% | Tiruchirappalli, Tamil Nadu, India | |
| Laxmikripa Micro Finance Federation | ₹21.85 Lakh (FY 2025) | 0.0% | Allahabad, Uttar Pradesh, India | |||
| Lendingtree Micro Foundation | ₹21.84 Lakh (FY 2025) | -82.0% | Jaipur, Rajasthan, India | |||
| Rajakumar Chit Funds Private Limited | ₹21.71 Lakh (FY 2025) | -4.0% | Coimbatore, Tamil Nadu, India | |||
| Jankalyan Samriddhi Micro Finance | ₹21.65 Lakh (FY 2025) | 27.0% | Mau, Uttar Pradesh, India |
To see the full peer comparison of Visago Chits Private Limited, buy the company report.
Shareholding
The shareholding of Visago Chits Private Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Visago Chits Private Limited, buy the company report.
Legal cases
Visago Chits Private Limited has 1 court case on record: 1 filed by Visago Chits. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Tiruchirappalli, Tamil Nadu | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Visago Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Visago Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Visago Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Visago Chits Private Limited has 3 board changes on record since 2018: 3 appointments. The latest: Govindaraj Palanisamy was appointed as Director on 10 Apr 2018.
Frequently asked questions
Visago Chits is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 April 2018 (8+ years old) and is registered under CIN U65993TN2018PTC122017.
Visago Chits has 3 current directors:
- Govindaraj Palanisamy - Director
- Vinothramaniyan Anbhazhagan - Director
- Sathyaseelan Singaram - Director
The latest financial statements of Visago Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2019 are in the company report.
The CIN (Corporate Identification Number) of Visago Chits is U65993TN2018PTC122017. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Visago Chits has 1 court case on record: 1 filed by the company. 1 is pending.
Visago Chits was incorporated on 10 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Visago Chits by revenue are Erode Amman Chits Private Limited, Ekta Microfinance, Chackalayil Chits Private Limited, Laxmikripa Micro Finance Federation, Lendingtree Micro Foundation and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Govindaraj Palanisamy was appointed as Director on 10 Apr 2018. Sathyaseelan Singaram was appointed as Director on 10 Apr 2018. Vinothramaniyan Anbhazhagan was appointed as Director on 10 Apr 2018.
The registered office of Visago Chits is at 85LA2 Extension 1 Vengateshwara Tower 1st Floor Trichy Road ThuraiyurTk, Tiruchirappalli, Tamil Nadu, India – 621010.
Visago Chits operates in the financial services industry, in the microfinance institutions segment.
Visago Chits can be reached at its registered office: 85LA2 Extension 1 Vengateshwara Tower 1st Floor Trichy Road ThuraiyurTk, Tiruchirappalli, Tamil Nadu, India – 621010.
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