About Agro Indus Credits Limited
Data last updated: 04 February 2026
Agro Indus Credits Limited is a public limited company based in Ernakulam, Kerala, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 07 January 1997, the company has been in operation for over 29 years.
Registered with ROC Ernakulam under CIN U65910KL1997PLC011088.
Capital: an authorised share capital of ₹50 Cr and a paid-up capital of ₹46.5 Cr. Formerly known as Agro Indus Finance and Leasing India Limited. It is led by directors including Sreedharan Jayakumar and Prasannan Raman Chanassery.
Last AGM: 27 September 2025. Financial statements filed for year ended 31 March 2025. Office: Door No: 40/1166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025.
As per the financials filed for FY 2025, the company reported a revenue of ₹20.65 Cr, a growth of 32% compared to the previous year.
The company has a workforce of approximately 206 employees as per the latest available data.
The company is associated with 1 brand - Agro Indus Credits. As per MCA filings, the company has open charges of ₹40.93 Cr and satisfied charges of ₹29.72 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website agroindus.co.in.
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Registered AddressDoor No: 40/1166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Agro Indus Credits Limited
Agro Indus Credits Limited operates one associated brand: Agro Indus Credits. These brands represent Agro Indus Credits Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers gold, mortgage, vehicle loans, insurance, and mutual funds services. | agroindus.co.in |
Competitors & Alternatives of Agro Indus Credits Limited
Brands and companies operating in the same space as Agro Indus Credits Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
|
2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Cholamandalam Investment and Finance Company
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Home and SME loans are provided in India. | Chennai, India, India | 1978 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Agro Indus Credits Limited
Agro Indus Credits Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Agro Indus Credits Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Agro Indus Credits Limited
Agro Indus Credits Limited is audited by KRISHNAMOORTHY & KRISHNAMOORTHY for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KRISHNAMOORTHY & KRISHNAMOORTHY | Locked | Locked | Locked |
Complete auditor history for Agro Indus Credits Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Agro Indus Credits Limited
Agro Indus Credits Limited is currently managed by 10 directors, with 24 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sreedharan Jayakumar | Director | 26 Sep 2008 | 17 Years 9 Months | Current |
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Prasannan Raman Chanassery
Also directs:
Sunrise Resort And Health Care Private Limited
|
Director | 26 Sep 2008 | 17 Years 9 Months | Current |
| Changarath Parameswaran Pillai Sasidharan | Director | 03 Oct 2023 | 2 Years 9 Months | Current |
| Suryanarayanan Venkataramana | Director | 08 Jul 2020 | 6 Years 0 Months | Current |
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Vijayan Kumaran Kattuparambil
Also directs:
Vijaygiri Farms And Resorts Private Limited
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Director | 19 Apr 2013 | 13 Years 3 Months | Current |
| Vettikkattu Prakashdamodaran | Director | 29 Oct 2020 | 5 Years 8 Months | Current |
Financials of Agro Indus Credits Limited FY 2025 filings available
Agro Indus Credits Limited reported revenue of ₹20.65 Cr (up 32.00% YoY) for FY 2025.
Ten-year financial statements for Agro Indus Credits Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Agro Indus Credits Limited
Shareholding and ownership data for Agro Indus Credits Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Agro Indus Credits Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 20 Nov 2025 | Others | ₹5.43 Cr | Open |
| 24 Oct 2025 | Others | ₹62 Lakh | Open |
| 30 Sep 2025 | Others | ₹47.5 Lakh | Open |
| 30 Aug 2025 | Others | ₹55 Lakh | Open |
| 31 Jul 2025 | Others | ₹40 Lakh | Open |
Total charge records: 52 View all charges
Employees and EPFO Compliance at Agro Indus Credits Limited
Agro Indus Credits Limited has a workforce of 206 employees as of Apr 03, 2024.
Employee and EPFO history for Agro Indus Credits Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Agro Indus Credits Limited
GST registrations and filing compliance for Agro Indus Credits Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Agro Indus Credits Limited
Credit ratings, litigation, and regulatory alerts for Agro Indus Credits Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Agro Indus Credits Limited
MSME payment history for Agro Indus Credits Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Agro Indus Credits Limited
Corporate group structure for Agro Indus Credits Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Agro Indus Credits Limited
MCA filings and documents for Agro Indus Credits Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Agro Indus Credits Limited
Frequently Asked Questions about Agro Indus Credits Limited
Agro Indus Credits Limited is an active public limited company in the financial services sector based in Ernakulam, Kerala, India. It was incorporated on 07 January 1997 (29+ years old) and is registered under CIN U65910KL1997PLC011088. The company has 206 employees.
Agro Indus Credits Limited reported revenue of ₹20.65 Cr for FY 2025 (up 32.00% YoY).
The current directors of Agro Indus Credits Limited are:
- Sreedharan Jayakumar - Director
- Prasannan Raman Chanassery - Director
- Changarath Parameswaran Pillai Sasidharan - Director
- Suryanarayanan Venkataramana - Director
- Vijayan Kumaran Kattuparambil - Director
- Vettikkattu Prakashdamodaran - Director
- Pradeep Kumar Pulical Balakrishnan - Director
- Hari Madhusoodanan Nair Syamala Kumari - Director
- Arjun Adichazhi Valappil - Director
- Muraleedharan Kesavan - Director
The primary industry of Agro Indus Credits Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Agro Indus Credits Limited can be reached at the registered office: Door No: 401166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025, or through the website agroindus.co.in.
The authorised capital is ₹50 Cr, and the paid-up capital is ₹46.5 Cr.