About Agro Indus Credits
Agro Indus Credits is a Financial Services company based in Kochi (India). It offers gold, mortgage, vehicle loans, insurance, and mutual funds services. It operates on a B2C and D2C model. The company has 206 employees. Its Indian entity Agro Indus Credits Limited reported revenue of ₹20.65 Cr. Agro Indus Credits offers products and services including Gold Loan, Mortgage Loan, Vehicle Loan, Insurance, and Mutual Funds. Its focus areas include Finance, Consumer Finance, Loans and Gold and Personal Loans. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Agro Indus Credits Limited, established in 1997, operates as a Non-Banking Financial Company under RBI license in India. It delivers financial support through services like gold loans, mortgage loans, vehicle loans, insurance, and mutual funds. Based in Kochi, Kerala, it serves customers in rural, semi-urban, and urban areas, emphasizing timely assistance and personalized service with minimal documentation.
- Headquarters Kochi, India
- Employees 206
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website agroindus.co.in
- Social Facebook Instagram
- Legal Name Agro Indus Credits Limited
- Date of Incorporation 07 Jan, 1997
- Jurisdiction Ernakulam, Kerala, India
- Annual Revenue₹20.65 Cr
FY 2025 · +32% YoY
- Net Profit₹2.55 Cr
FY 2025 · 12% margin
- EBITDA₹8.00 Cr
FY 2025 · 39% margin
- Employee Count206
Associated legal entities of Agro Indus Credits
Agro Indus Credits operates through Agro Indus Credits Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Agro Indus Credits Limited CIN U65910KL1997PLC011088 | Active | 07 Jan 1997 | Ernakulam, Kerala | ₹20.6 Cr | 206 | 13 | View details |
Products & Services of Agro Indus Credits
Agro Indus Credits offers a comprehensive portfolio of products and services, including Gold Loan, Mortgage Loan, Vehicle Loan, Insurance, and Mutual Funds.
Provides loans against gold assets for quick financial support.
Offers loans secured against property mortgages.
Financing for vehicle purchases with easy terms.
Provides various insurance products for customer protection.
Investment options through mutual funds for growth.
Board of directors of Agro Indus Credits Limited (Agro Indus Credits)
Agro Indus Credits Limited is the primary company behind Agro Indus Credits. The board of Agro Indus Credits Limited currently have 10 directors; the longest-serving is Sreedharan Jayakumar, appointed in 2008. 25 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sreedharan Jayakumar DIN 01974164 | Director | 26 Sep 2008 | 18 yrs | Agro Indus Credits Limited |
| Prasannan Raman Chanassery DIN 02071650 | Director | 26 Sep 2008 | 18 yrs | Agro Indus Credits Limited |
| Pradeep Kumar Pulical Balakrishnan DIN 02004746 | Director | 26 Sep 2008 | 18 yrs | Agro Indus Credits Limited |
| Muraleedharan Kesavan DIN 03232525 | Director | 26 Aug 2010 | 16 yrs 1 mo | Agro Indus Credits Limited |
| Vijayan Kumaran Kattuparambil DIN 02890793 | Director | 19 Apr 2013 | 13 yrs 6 mo | Agro Indus Credits Limited |
| Suryanarayanan Venkataramana DIN 08785181 | Director | 08 Jul 2020 | 6 yrs 3 mo | Agro Indus Credits Limited |
| Vettikkattu Prakashdamodaran DIN 02070266 | Director | 29 Oct 2020 | 5 yrs 11 mo | Agro Indus Credits Limited |
| Hari Madhusoodanan Nair Syamala Kumari DIN 09615470 | Director | 23 May 2022 | 4 yrs 5 mo | Agro Indus Credits Limited |
| Arjun Adichazhi Valappil DIN 09854762 | Director | 26 Jan 2023 | 3 yrs 8 mo | Agro Indus Credits Limited |
| Changarath Parameswaran Pillai Sasidharan DIN 10338988 | Director | 03 Oct 2023 | 3 yrs | Agro Indus Credits Limited |
Financials of Agro Indus Credits
Figures of Agro Indus Credits Limited, the primary company behind Agro Indus Credits, for FY 2025. Revenue was ₹20.65 Cr (+32% year on year). Net profit was ₹2.55 Cr (12% margin). EBITDA was ₹8.00 Cr (39% margin). Revenue has grown at a compounded annual rate of +22% over three years and +7% over five years.
- ₹20.65 CrRevenue · FY 2025 · +32% YoY
- ₹2.55 CrNet profit · 12% margin
- ₹8.00 CrEBITDA · 39% margin
- ₹46.50 CrPaid-up capital
- 206Employees (provident fund records)
- +22%Revenue CAGR, 3 years
- +7%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Agro Indus Credits Limited are on its company page.
Detailed financial statements for Agro Indus Credits
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Similar companies to Agro Indus Credits
Agro Indus Credits has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Agro Indus Credits
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- Full competitor set
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Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Agro Indus Credits (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Agro Indus Credits
Agro Indus Credits is headquartered in Kochi, India. It is registered at Kochi, Kerala, India.
Agro Indus Credits has 206 employees.
The primary company behind Agro Indus Credits, Agro Indus Credits Limited, reported revenue of ₹20.65 Cr for FY 2025, up 32% year on year.
Agro Indus Credits Limited, established in 1997, operates as a Non-Banking Financial Company under RBI license in India. It delivers financial support through services like gold loans, mortgage loans, vehicle loans, insurance, and mutual funds. Based in Kochi, Kerala, it serves customers in rural, semi-urban, and urban areas, emphasizing timely assistance and personalized service with minimal documentation.
Agro Indus Credits's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Agro Indus Credits offers Gold Loan, Mortgage Loan, Vehicle Loan, Insurance, and Mutual Funds.
Agro Indus Credits operates through Agro Indus Credits Limited.
The legal entities of Agro Indus Credits currently have 13 directors, including Sreedharan Jayakumar, Prasannan Raman Chanassery, Changarath Parameswaran Pillai Sasidharan and others.