About Agro Indus Credits Limited
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Agro Indus Credits Limited is a public limited company based in Ernakulam, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 07 January 1997 and has been in existence for over 29 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1997PLC011088. Its GSTIN is 33AABCA9670J1ZJ (Tamil Nadu).
The company has an authorised share capital of ₹50 Cr and a paid-up capital of ₹46.5 Cr. It was formerly known as Agro Indus Finance and Leasing India Limited. It is led by directors including Sreedharan Jayakumar and Prasannan Raman Chanassery.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No: 40/1166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025.
As per the financials filed for FY 2025, the company reported a revenue of ₹20.65 Cr, a growth of 32% compared to the previous year. For the same year it recorded a net profit of ₹2.55 Cr (net margin 12.3%) and EBITDA of ₹8 Cr (EBITDA margin 38.8%). Revenue has grown at a compounded annual rate (CAGR) of 22% over three years and 7% over five years.
The company has about 206 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Agro Indus Credits. As per MCA filings, the company has open charges of ₹40.93 Cr and satisfied charges of ₹29.72 Cr on record. Court records list 293 cases involving the company, including 268 filed by the company and 25 filed against it; 20 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website agroindus.co.in.
Company details
Contact details
Agro Indus Credits Limited's registered office is in Ernakulam, Kerala. Its website is agroindus.co.in. Its e-mail address is in the company report.
- Email
- Website
- Registered AddressDoor No: 40/1166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Agro Indus Credits Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Agro Indus Credits operates one associated brand: Agro Indus Credits. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers gold, mortgage, vehicle loans, insurance, and mutual funds services. | agroindus.co.in |
Business activity
The main business activity of Agro Indus Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Agro Indus Credits Limited, buy the company report.
Financials of Agro Indus Credits Limited
FY 2025 filings availableAgro Indus Credits Limited reported revenue of ₹20.65 Cr (up 32% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 7% over five years, including 32% growth in the latest year. EBITDA rose 75% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹8 Cr | ||||
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| Net Profit (PAT) | ₹2.55 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 38.8% | ||||
| Net Profit Margin | 12.3% | ||||
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To see the full financial statements and ratios of Agro Indus Credits Limited, buy the company report.
Board of directors of Agro Indus Credits Limited
Agro Indus Credits has 10 current directors and 24 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sreedharan Jayakumar | Director | 26 Sep 2008 | 18 Years 0 Months | Current |
| Prasannan Raman Chanassery Also directs: Sunrise Resort and Health Care Private Limited | Director | 26 Sep 2008 | 18 Years 0 Months | Current |
| Changarath Parameswaran Pillai Sasidharan | Director | 03 Oct 2023 | 3 Years 0 Months | Current |
| Suryanarayanan Venkataramana | Director | 08 Jul 2020 | 6 Years 3 Months | Current |
| Vijayan Kumaran Kattuparambil Also directs: Vijaygiri Farms and Resorts Private Limited | Director | 19 Apr 2013 | 13 Years 6 Months | Current |
| Vettikkattu Prakashdamodaran | Director | 29 Oct 2020 | 5 Years 11 Months | Current |
Peer comparison
Agro Indus Credits Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mansoul Commercial Pvt.Ltd. | ₹20.81 Cr (FY 2025) | 144.0% | Kolkata, West Bengal, India | |||
| Mint Investments Ltd | ₹20.7 Cr (FY 2019) | -70.0% | Kolkata, West Bengal, India | |||
| Agro Indus Credits Limitedthis company | ₹20.65 Cr (FY 2025) | ₹2.55 Cr | 12.3% | 32.0% | 206 | Ernakulam, Kerala, India |
| Garg Brothers Pvt Ltd | ₹20.63 Cr (FY 2025) | -66.0% | Kolkata, West Bengal, India | |||
| Sharrp Ventures Capital Private Limited | ₹20.41 Cr (FY 2022) | -25.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Agro Indus Credits Limited, buy the company report.
Auditor
Agro Indus Credits Limited is audited by KRISHNAMOORTHY & KRISHNAMOORTHY for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KRISHNAMOORTHY & KRISHNAMOORTHY | FY 2023 | 001488S |
Shareholding
The shareholding of Agro Indus Credits Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Agro Indus Credits Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Nov 2025 | 101209150 | Others | ₹5.43 Cr | Open | |
| 24 Oct 2025 | 101186147 | Others | ₹62 Lakh | Open | |
| 30 Sep 2025 | 101171187 | Others | ₹47.5 Lakh | Open | |
| 30 Aug 2025 | 101170004 | Others | ₹55 Lakh | Open | |
| 31 Jul 2025 | 101150155 | Others | ₹40 Lakh | Open |
To see the full charge records of Agro Indus Credits Limited, buy the company report.
Total charge records: 52 View all charges
Legal cases
Agro Indus Credits Limited has 293 court cases on record: 268 filed by Agro Indus Credits, 25 filed against it. 20 cases are pending and 273 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 273 | 19 | 16 |
| High courts | 20 | 6 | 4 |
Cases on record (5 of 293)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against Technoskill Engineers and Contractors Pvt Ltd | Pending |
| High Court of Kerala | Court case (OP(C)) | Filed by the company against M.J. Infrastructure and Builders (India) Pvt. Ltd. and 1 other | Pending |
| High Court | Court case (RFA (MISC.)) | Filed by the company against Technoskill Engineers and Contractors Private Limited, and 4 others | Disposed |
| District court, Ernakulam, Kerala | Court case (EP(Arb)) | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Court case (MA(Arb)) | Filed by the company against an individual | Pending |
To see the full case history of Agro Indus Credits Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Agro Indus Credits Limited was last rated by Acuite on 04 Jun 2026.
| Rating agency | Rated on | Rating |
|---|---|---|
| Acuite | 04 Jun 2026 |
To see the full credit ratings and regulatory alerts of Agro Indus Credits Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Agro Indus Credits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Agro Indus Credits Limited has a workforce of 206 employees on its EPFO records as of Apr 03, 2024, across 1 active EPFO establishment.
GST
Agro Indus Credits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCA9670J1ZJ | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Agro Indus Credits Limited, buy the company report.
Recent activity
Agro Indus Credits Limited has 31 board changes on record since 2008: 10 appointments and 21 cessations. The latest: Anju Anna Jolly ceased to be Company Secretary on 29 Jun 2024.
120 earlier events are in the company report.
Frequently asked questions
Agro Indus Credits is an active public limited company based in Ernakulam, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 07 January 1997 (29+ years old) and is registered under CIN U65910KL1997PLC011088.
Agro Indus Credits has 10 current directors:
- Sreedharan Jayakumar - Director
- Prasannan Raman Chanassery - Director
- Changarath Parameswaran Pillai Sasidharan - Director
- Suryanarayanan Venkataramana - Director
- Vijayan Kumaran Kattuparambil - Director
- Vettikkattu Prakashdamodaran - Director
- Pradeep Kumar Pulical Balakrishnan - Director
- Hari Madhusoodanan Nair Syamala Kumari - Director
- Arjun Adichazhi Valappil - Director
- Muraleedharan Kesavan - Director
The latest financial statements of Agro Indus Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Agro Indus Credits is 33AABCA9670J1ZJ, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Agro Indus Credits is U65910KL1997PLC011088. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Agro Indus Credits has 293 court cases on record: 268 filed by the company and 25 filed against it. 20 are pending. Most are in the district courts.
Agro Indus Credits was incorporated on 07 January 1997, making it 29+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Agro Indus Credits by revenue are Mansoul Commercial Pvt.Ltd, Mint Investments Ltd, Garg Brothers Pvt Ltd, Sharrp Ventures Capital Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Anju Anna Jolly ceased to be Company Secretary on 29 Jun 2024. Changarath Parameswaran Pillai Sasidharan was appointed as Director on 03 Oct 2023. Changarath Parameswaran Pillai Sasidharan ceased to be CEO on 30 Sep 2023. Agro Indus Credits has 31 board changes on record in total.
Agro Indus Credits can be reached through the website agroindus.co.in. Its registered office is in Ernakulam, Kerala, India.
The registered office of Agro Indus Credits is at Door No: 401166 Thadikaran Centre Palarivattom, Ernakulam, Kerala, India – 682025.