
Aj Finance Pvt Ltd
About Aj Finance Pvt Ltd
Data last updated:
Aj Finance Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 December 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1994PTC066334. Its GSTIN is 19AACCA1423C1ZC (West Bengal).
The company has an authorised share capital of ₹11 Cr and a paid-up capital of ₹5.09 Cr. It is led by directors Shambhu Chakraborty and Rohit Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.44 Cr, a growth of 10% compared to the previous year. For the same year it recorded a net profit of ₹26.55 Lakh (net margin 7.7%) and EBITDA of ₹3.42 Cr (EBITDA margin 99.5%). Revenue has grown at a compounded annual rate (CAGR) of 132% over three years and 52% over five years.
The company has about 2 employees on its provident fund (EPFO) records.
As per MCA filings, the company has satisfied charges of ₹30 Lakh on record. Court records list 126 cases involving the company, including 106 filed by the company and 20 filed against it; 39 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Aj Finance Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressAdventzinfinity519Thfloor Bnblock Sectorv Biddhann, Agar, Kolkata, West Bengal, India – 700091
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Aj Finance Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Aj Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Aj Finance Pvt Ltd, buy the company report.
Financials of Aj Finance Pvt Ltd
FY 2025 filings availableAj Finance Pvt Ltd reported revenue of ₹3.44 Cr (up 10% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 52% over five years, including 10% growth in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.42 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹26.55 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 99.5% | ||||
| Net Profit Margin | 7.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Aj Finance Pvt Ltd, buy the company report.
Board of directors of Aj Finance Pvt Ltd
Aj Finance has 2 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shambhu Chakraborty Also directs: Uic Industries Ltd., Maxcab Industries Private Limited | Director | 06 Jun 2024 | 2 Years 5 Months | Current |
| Rohit Singh | Director | 06 Dec 2021 | 4 Years 11 Months | Current |
Auditor
Aj Finance Pvt Ltd is audited by SDP & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SDP & ASSOCIATES | FY 2023 | 322176E |
Shareholding
The shareholding of Aj Finance Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Aj Finance Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Mar 2003 | 90248344 | Infrastructure Leasing and Financial Services Limited | ₹20 Lakh | Satisfied | |
| 12 Jun 2002 | 90248240 | Allahabad Bank | ₹10 Lakh | Satisfied |
To see the full charge records of Aj Finance Pvt Ltd, buy the company report.
Total charge records: 2 View all charges
Legal cases
Aj Finance Pvt Ltd has 126 court cases on record: 106 filed by Aj Finance, 20 filed against it. 39 cases are pending and 87 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 112 | 17 | 37 |
| High courts | 14 | 3 | 2 |
Cases on record (5 of 126)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Calcutta High Court | Court case (EC-COM) | Filed by the company against Williamson Financial Services Limited | Pending |
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against Williamson Financial Services Limited | Disposed |
| District court, Calcutta, West Bengal | Interim or miscellaneous application | Filed against the company by Trouble Shooters Movers Pvt Ltdanr | Disposed |
| District court, Calcutta, West Bengal | Court case (MEX) | Filed by the company against Trouble Shooters Movers Pvt Ltdors | Disposed |
| Calcutta High Court | Writ petition | Filed by the company against Income Tax Officer,Ward No 8(1),Kol and Ors | Pending |
To see the full case history of Aj Finance Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Aj Finance Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Aj Finance Pvt Ltd has a workforce of 2 employees on its EPFO records as of Jul 2020, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2020-21 | 2 |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Aj Finance Pvt Ltd, buy the company report.
GST
Aj Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AACCA1423C1ZC | West Bengal | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Aj Finance Pvt Ltd, buy the company report.
Recent activity
Aj Finance Pvt Ltd has 13 board changes on record since 2009: 2 appointments and 11 cessations. The latest: Shambhu Chakraborty ceased to be Additional Director on 29 Sep 2024.
10 earlier events are in the company report.
Frequently asked questions
Aj Finance is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 December 1994 (32+ years old) and is registered under CIN U67120WB1994PTC066334.
Aj Finance has 2 current directors:
- Shambhu Chakraborty - Director
- Rohit Singh - Director
The latest financial statements of Aj Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Aj Finance is 19AACCA1423C1ZC, registered in West Bengal.
The CIN (Corporate Identification Number) of Aj Finance is U67120WB1994PTC066334. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Aj Finance has 126 court cases on record: 106 filed by the company and 20 filed against it. 39 are pending. Most are in the district courts.
Aj Finance was incorporated on 05 December 1994, making it 32+ years old. It is registered with the Registrar of Companies, Kolkata.
Shambhu Chakraborty ceased to be Additional Director on 29 Sep 2024. Shambhu Chakraborty was appointed as Director on 06 Jun 2024. Ashish Kumar Gupta ceased to be Additional Director on 30 Sep 2022. Aj Finance has 13 board changes on record in total.
The registered office of Aj Finance is at Adventzinfinity519Thfloor Bnblock Sectorv Biddhann, Agar, Kolkata, West Bengal, India – 700091.
Aj Finance operates in the financial services industry, in the nbfc segment.

