Amarpadma Credits Private Limited

Amarpadma Credits Private Limited - financial services in Ahmedabad, Gujarat, India. FY 2026 financials & compliance.
CIN U65910GJ1995PTC026421 Incorporated 21 June 1995 ROC Ahmedabad HQ Ahmedabad, Gujarat, India
Active Private Limited Company financial services MSME · Small
Data last updated
Revenue · FY 2025
₹13.59 Cr
▲ 23% YoY
Net profit · FY 2025
₹1.45 Cr
Net margin 10.7%
EBITDA · FY 2025
₹6.82 Cr
EBITDA margin 50.2%
Authorised capital
₹4 Cr
Registered with MCA
Paid-up capital
₹3.43 Cr
Issued & subscribed
Open charges
₹50.51 Cr
Satisfied ₹19 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
49
Provident fund records

About Amarpadma Credits Private Limited

Data last updated:

Amarpadma Credits Private Limited is a private limited company based in Ahmedabad, Gujarat, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 21 June 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U65910GJ1995PTC026421. Its GSTIN is 08AAACB9627M1Z9 (Rajasthan). The company holds 2 GST registrations, of which 1 is active.

The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹3.43 Cr. It was formerly known as Bhurat Finance Pvt Ltd. It is led by directors Shravan H Dugar and Amita Dugar.

Its last annual general meeting (AGM) was held on 20 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Ahmedabad, Gujarat.

As per the financials filed for FY 2025, the company reported a revenue of ₹13.59 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1.45 Cr (net margin 10.7%) and EBITDA of ₹6.82 Cr (EBITDA margin 50.2%). Revenue has grown at a compounded annual rate (CAGR) of 28% over three years and 18% over five years.

The company has about 49 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Amarpadma Credits. As per MCA filings, the company has open charges of ₹50.51 Cr and satisfied charges of ₹19 Cr on record. Court records list 27 cases involving the company, including 27 filed by the company.

Amarpadma Credits Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-RJ-22-0049761). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website amarpadma.com.

Company details

CIN U65910GJ1995PTC026421
Registration Number 026421
Incorporation Date 21 June 1995
ROC Ahmedabad
Listing Status Unlisted
Company Status Active
Date of Last AGM 20 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-RJ-22-0049761
Key People
Shravan H Dugar Director Amita Dugar Director

Recognitions & Rankings of Amarpadma Credits

MSME (Udyam registered) Ministry of MSME
Category
Small (2023-24)
Udyam number
UDYAM-RJ-22-0049761

Contact details

Amarpadma Credits Private Limited's registered office is in Ahmedabad, Gujarat. Its website is amarpadma.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    amarpadma.com
  • Registered Address
    10 Shal Val Flat, Mahalaxmi Cross Road Paldi, Ahmedabad, Gujarat, India – 380007
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Amarpadma Credits Private Limited, buy the company report.

Comprehensive company report
Amarpadma Credits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included

Brands

Amarpadma Credits operates one associated brand: Amarpadma Credits. Each brand links to its own profile.

BrandDescriptionWebsite
Amarpadma Credits
Financial services focused on loans for MSME, rural, and personal needs in India.amarpadma.com

Business activity

The main business activity of Amarpadma Credits is financial and insurance service. In detail, this covers financial and credit leasing activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK5Financial and Credit leasing activities

To see the full business activity and turnover split of Amarpadma Credits Private Limited, buy the company report.

Financials of Amarpadma Credits Private Limited

FY 2024 filings available

Amarpadma Credits Private Limited reported revenue of ₹13.59 Cr (up 23% YoY) for FY 2025.

Revenue · FY 2025
₹13.59 Cr ▲ 23%
Net profit · FY 2025
₹1.45 Cr margin 10.7%
EBITDA · FY 2025
₹6.82 Cr margin 50.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 23%
3 years · compounded
▲ 28%
5 years · compounded
▲ 18%
EBITDA CAGR growth
1 year
▲ 22%
3 years · compounded
▲ 41%
5 years · compounded
▲ 24%

Revenue has grown at a compounded annual rate (CAGR) of 18% over five years, including 23% growth in the latest year. EBITDA rose 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹6.82 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.45 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin50.2%
Net Profit Margin10.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Amarpadma Credits Private Limited, buy the company report.

Board of directors of Amarpadma Credits Private Limited

Amarpadma Credits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Shravan H Dugar
Also directs: Amarpadma Tradelinks Private Limited, Amarpadma Credit Consulting Limited
Director01 Sep 201412 Years 2 MonthsCurrent
Amita Dugar
Also directs: Amarpadma Tradelinks Private Limited, Amarpadma Credit Consulting Limited, Amarpadma Finance Private Limited
Director01 Sep 201412 Years 2 MonthsCurrent
View all directors

Auditor

Amarpadma Credits Private Limited is audited by S B L AND CO LLP for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S B L AND CO LLPFY 2023010699C/C400032

Shareholding

The shareholding of Amarpadma Credits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Amarpadma Credits Private Limited, buy the company report.

Charges & borrowings

Open charges
₹50.51 Cr
Satisfied charges
₹19 Cr
Breakdown by lending institutions
Others₹35.82 Cr
State Bank of India₹14.69 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
12 Dec 2025101206403Others₹1 CrOpen
14 Nov 2025101195328Others₹75 LakhOpen
26 Sep 2025101167779Others₹2 CrOpen
26 Sep 2025101173277Others₹75 LakhOpen
20 Sep 2025101162402Others₹2 CrOpen

To see the full charge records of Amarpadma Credits Private Limited, buy the company report.

Total charge records: 32 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Amarpadma Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Amarpadma Credits Private Limited has a workforce of 49 employees on its EPFO records as of Apr 03, 2024, across 1 active EPFO establishment.

Employee count
49
Active EPFO establishments
1
Employee growth
-2%

GST

Amarpadma Credits has 2 GST registrations: 1 active and 1 cancelled or inactive.

Total GSTINs
2
Active
1
Cancelled / inactive
1
GSTINStateStatusRegistered on
08AAACB9627M1Z9RajasthanActive27 Jul 2017

To see the full GST registrations and return filing status of Amarpadma Credits Private Limited, buy the company report.

Recent activity

Amarpadma Credits Private Limited has 8 board changes on record since 1995: 5 appointments and 3 cessations. The latest: Jitendra Jain ceased to be Director on 25 Mar 2022.

Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101206403 was registered on 12 Dec 2025.
Charges
A charge registered on 25 Jan 2023 via Charge ID 100674847 with Others was fully satisfied on 17 Nov 2025.
Charges
A charge with Others amounted to Rs. 0.75 Cr with Charge ID 101195328 was registered on 14 Nov 2025.
Charges
A charge registered on 26 Oct 2023 via Charge ID 100806976 with Others was fully satisfied on 12 Nov 2025.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101167779 was registered on 26 Sep 2025.
Charges
A charge with Others amounted to Rs. 0.75 Cr with Charge ID 101173277 was registered on 26 Sep 2025.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101162402 was registered on 20 Sep 2025.
Charges
A charge registered on 05 Sep 2023 via Charge ID 100781110 with Others was fully satisfied on 10 Sep 2025.
Charges
A charge with Others amounted to Rs. 0.75 Cr with Charge ID 101152064 was registered on 05 Sep 2025.
Charges
A charge with Others amounted to Rs. 1.50 Cr with Charge ID 101149157 was registered on 22 Aug 2025.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101142437 was registered on 02 Aug 2025.
Charges
A charge with Others amounted to Rs. 1.50 Cr with Charge ID 101125145 was registered on 08 Jul 2025.

41 earlier events are in the company report.

Frequently asked questions

Amarpadma Credits is an active private limited company based in Ahmedabad, Gujarat, India. The company works in nbfc, within the financial services industry. It was incorporated on 21 June 1995 (31+ years old) and is registered under CIN U65910GJ1995PTC026421.

Amarpadma Credits has 2 current directors:

The latest financial statements of Amarpadma Credits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 20 September 2024. Year-wise statements from 2015 are in the company report.

The GSTIN of Amarpadma Credits is 08AAACB9627M1Z9, registered in Rajasthan. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.

The CIN (Corporate Identification Number) of Amarpadma Credits is U65910GJ1995PTC026421. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Amarpadma Credits has 27 court cases on record: 27 filed by the company. Most are in the district courts.

Amarpadma Credits was incorporated on 21 June 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ahmedabad.

Jitendra Jain ceased to be Director on 25 Mar 2022. Jitendra Jain was appointed as Director on 08 Jul 2019. Gulabdevi Mangal Bhurat ceased to be Director on 01 Jan 2016. Amarpadma Credits has 8 board changes on record in total.

Yes, Amarpadma Credits is registered as a small enterprise under Udyam registration (number: UDYAM-RJ-22-0049761).

Amarpadma Credits can be reached through the website amarpadma.com. Its registered office is in Ahmedabad, Gujarat, India.