Amarpadma Credits

Financial services focused on loans for MSME, rural, and personal needs in India.

About Amarpadma Credits

Amarpadma Credits is a Financial Services company. Financial services focused on loans for MSME, rural, and personal needs in India. The company has 49 employees. Its Indian entity Amarpadma Credits Private Limited reported revenue of β‚Ή13.59 Cr. Amarpadma Credits offers products and services including Personal Loan and Business Loan. Its focus areas include Asset Financing, Vehicle and Property Loans, Auto and Property Lending and Non-Banking Finance.

Company details

Amarpadma Credits is recognized as a Non-Banking Financial Company that was incorporated in 1995 under the Companies Act. It is operated with a focus on meeting the credit requirements of small businesses in the MSME sector, rural, and semi-rural areas by providing affordable loan products such as personal, business, auto, and property loans. The company is led by professionals with extensive experience in financial services and aims to serve underserved populations by making credit accessible. Over the years, more than 57,000 two-wheelers have been financed, and it maintains a customer base in over 2300 villages, contributing to rural economic growth through simple loan offerings.

  • Employees 49
  • Sectors
    Financial Services
  • Email
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  • Phone
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  • Website amarpadma.com
  • Social LinkedIn Instagram
  • Legal Name Amarpadma Credits Private Limited
  • Date of Incorporation 21 Jun, 1995
  • Jurisdiction Ahmedabad, Gujarat, India
Key Metrics
  • Indian entity revenue
    ₹13.59 Cr

    FY 2025 · +23% YoY

  • Indian entity net profit
    ₹1.45 Cr

    FY 2025 · 11% margin

  • Indian entity EBITDA
    ₹6.82 Cr

    FY 2025 · 50% margin

  • Employee Count
    49

Products & Services of Amarpadma Credits

Amarpadma Credits offers a comprehensive portfolio of products and services, including Personal Loan and Business Loan.

Personal Loan
Loan Services

Personal loans are provided from Rs. 5000 to Rs. 5 Lakhs with flexible repayment tenures between 12 to 72 months.

Business Loan
Loan Services

Business loans are offered from Rs. 2 Lakh to Rs. 30 Lakhs with flexible repayment tenures between 12 to 60 months.

Board of directors of Amarpadma Credits Private Limited (Amarpadma Credits)

Amarpadma Credits Private Limited is the primary company behind Amarpadma Credits. The board of Amarpadma Credits Private Limited currently have 2 directors; the longest-serving is Shravan H Dugar, appointed in 2014. 3 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Shravan H Dugar
DIN 02091325
Director01 Sep 201412 yrs 2 moAmarpadma Credits Private Limited
Amita Dugar
DIN 03116440
Director01 Sep 201412 yrs 2 moAmarpadma Credits Private Limited

Financials of Amarpadma Credits

Figures of Amarpadma Credits Private Limited, the primary company behind Amarpadma Credits, for FY 2025. Revenue was ₹13.59 Cr (+23% year on year). Net profit was ₹1.45 Cr (11% margin). EBITDA was ₹6.82 Cr (50% margin). Revenue has grown at a compounded annual rate of +28% over three years and +18% over five years.

  • ₹13.59 CrRevenue · FY 2025 · +23% YoY
  • ₹1.45 CrNet profit · 11% margin
  • ₹6.82 CrEBITDA · 50% margin
  • ₹3.43 CrPaid-up capital
  • 49Employees (provident fund records)
  • +28%Revenue CAGR, 3 years
  • +18%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Amarpadma Credits Private Limited are on its company page.

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Frequently Asked Questions about Amarpadma Credits

Amarpadma Credits has 49 employees.

The primary company behind Amarpadma Credits, Amarpadma Credits Private Limited, reported revenue of β‚Ή13.59 Cr for FY 2025, up 23% year on year.

Amarpadma Credits is recognized as a Non-Banking Financial Company that was incorporated in 1995 under the Companies Act. It is operated with a focus on meeting the credit requirements of small businesses in the MSME sector, rural, and semi-rural areas by providing affordable loan products such as personal, business, auto, and property loans. The company is led by professionals with extensive experience in financial services and aims to serve underserved populations by making credit accessible. Over the years, more than 57,000 two-wheelers have been financed, and it maintains a customer base in over 2300 villages, contributing to rural economic growth through simple loan offerings.

Amarpadma Credits offers Personal Loan and Business Loan.

Amarpadma Credits operates through Amarpadma Credits Private Limited.

The legal entities of Amarpadma Credits currently have 2 directors, including Shravan H Dugar, Amita Dugar.

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