MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-PB-10-0041783
Amrit Malwa Capital Limited - financial services in Jalandhar, Punjab, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹133.67 Cr
▲ 13% YoY
Net profit · FY 2025
₹9.44 Cr
Net margin 7.1%
EBITDA · FY 2025
₹76.64 Cr
EBITDA margin 57.3%
Authorised capital
₹65 Cr
Registered with MCA
Paid-up capital
₹52.75 Cr
Issued & subscribed
Open charges
₹811.95 Cr
Satisfied ₹908.71 Cr
Company age
39 yrs
Est. 1987
Employees · EPFO
652
Provident fund records
About Amrit Malwa Capital Limited
Data last updated:
Amrit Malwa Capital Limited is a public limited company based in Jalandhar, Punjab, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 24 June 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921PB1987PLC007523. Its GSTIN is 03AABCA0808Q1ZU (Punjab). The company holds 3 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹65 Cr and a paid-up capital of ₹52.75 Cr. It was formerly known as Amrit Hire Purchase Limited. It is led by directors including Ajit Pal Singh (Managing Director) and Pawanjeet Kaur (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Jay Ess Towers Cool Road Opposite Idbi Bank, Jalandhar, Punjab, India – 144001.
As per the financials filed for FY 2025, the company reported a revenue of ₹133.67 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹9.44 Cr (net margin 7.1%) and EBITDA of ₹76.64 Cr (EBITDA margin 57.3%). Revenue has grown at a compounded annual rate (CAGR) of 30% over three years and 21% over five years.
The company has about 652 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Amrit Malwa Capital. As per MCA filings, the company has open charges of ₹811.95 Cr and satisfied charges of ₹908.71 Cr on record. Court records list 7,549 cases involving the company, including 7,513 filed by the company and 36 filed against it; 2,507 cases are pending. The company has 3 deals on record (3 debt financings), with disclosed funding of ₹48 Cr; the latest was in December 2022. Its 6 peer companies in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Large NBFC), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 2 smaller; the largest is Raj Capital and Finance Pvt.Ltd. with revenue of ₹135.11 Cr.
Amrit Malwa Capital Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-PB-10-0041783). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website amritmalwacapital.com.
Company details
CIN U65921PB1987PLC007523
Registration Number 007523
Incorporation Date 24 June 1987
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification MSME
Udyam Registration UDYAM-PB-10-0041783
CIN history
Amrit Malwa Capital has one previous CIN (Corporate Identification Number): L65921PB1987PLC007523. The current CIN is U65921PB1987PLC007523, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921PB1987PLC007523 | Current |
| L65921PB1987PLC007523 | Previous |
Key People
Ajit Pal Singh Managing Director Pawanjeet Kaur Whole-Time Director Jasvir Singh Whole-Time Director Recognitions & Rankings of Amrit Malwa Capital
Contact details
Amrit Malwa Capital Limited's registered office is in Jalandhar, Punjab. Its website is amritmalwacapital.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressJay Ess Towers Cool Road Opposite Idbi Bank, Jalandhar, Punjab, India – 144001
- IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
To see the full contact details of Amrit Malwa Capital Limited, buy the company report.
Comprehensive company report
Amrit Malwa Capital Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Amrit Malwa Capital operates one associated brand: Amrit Malwa Capital. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Auto loans are provided to customers in India. | amritmalwacapital.com |
Business activity
The main business activity of Amrit Malwa Capital is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Amrit Malwa Capital Limited, buy the company report.
Financials of Amrit Malwa Capital Limited
FY 2025 filings availableAmrit Malwa Capital Limited reported revenue of ₹133.67 Cr (up 13% YoY) for FY 2025.
Revenue · FY 2025
₹133.67 Cr ▲ 13%
Net profit · FY 2025
₹9.44 Cr margin 7.1%
EBITDA · FY 2025
₹76.64 Cr margin 57.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 13%
3 years · compounded
▲ 30%
5 years · compounded
▲ 21%
EBITDA CAGR growth
1 year
▲ 9%
3 years · compounded
▲ 28%
5 years · compounded
▲ 19%
Revenue has grown at a compounded annual rate (CAGR) of 21% over five years, including 13% growth in the latest year. EBITDA rose 9% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹76.64 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹9.44 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 57.3% | ||||
| Net Profit Margin | 7.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Amrit Malwa Capital Limited, buy the company report.
Board of directors of Amrit Malwa Capital Limited
Amrit Malwa Capital has 9 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Charanjit Singh Chahal | Director | 22 Nov 1996 | 29 Years 11 Months | Current |
| Kamal Kishore | Director | 31 Jul 2023 | 3 Years 3 Months | Current |
| Karamjit Singh Sidhu | Director | 24 Aug 2018 | 8 Years 2 Months | Current |
| Jagdeep Singh Gill | Director | 24 Aug 2018 | 8 Years 2 Months | Current |
| Swinder Singh | Director | 20 Aug 2020 | 6 Years 2 Months | Current |
| Ajit Pal Singh Also directs: Amrit Cic Private Limited | Managing Director | 24 Jun 1987 | 39 Years 4 Months | Current |
Showing 6 of 9 current directors. View all directors
Peer comparison
Amrit Malwa Capital Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Large NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Raj Capital and Finance Pvt.Ltd. | ₹135.11 Cr (FY 2025) | 31.0% | Kolkata, West Bengal, India | |||
| Mount Intra Finance Pvt Ltd | ₹134.51 Cr (FY 2025) | -2.0% | Kolkata, West Bengal, India | |||
| Winro Commercial (India) Ltd | ₹134.27 Cr (FY 2023) | -25.0% | Mumbai, Maharashtra, India | |||
| Uc Inclusive Credit Private Limited | ₹134.1 Cr (FY 2025) | 40.0% | Bangalore, Karnataka, India | |||
| Amrit Malwa Capital Limitedthis company | ₹133.67 Cr (FY 2025) | ₹9.44 Cr | 7.1% | 13.0% | 652 | Jalandhar, Punjab, India |
| Cimmco Vinimay Pvt Ltd | ₹132.39 Cr (FY 2023) | -80.0% | Kolkata, West Bengal, India | |||
| Arthmate Financing India Private Limited | ₹132.29 Cr (FY 2023) | 37.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Amrit Malwa Capital Limited, buy the company report.
Auditor
Amrit Malwa Capital Limited is audited by Vatta & Associates for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Vatta & Associates | FY 2022 | 020691N |
Shareholding
The shareholding of Amrit Malwa Capital Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Amrit Malwa Capital Limited, buy the company report.
Charges & borrowings
Open charges
₹811.95 Cr
Satisfied charges
₹908.71 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 03 Dec 2025 | 101200315 | Others | ₹10 Cr | Open | |
| 07 Nov 2025 | 101192468 | Others | ₹3.68 Cr | Open | |
| 30 Sep 2025 | 101166399 | Others | ₹10 Cr | Open | |
| 01 Sep 2025 | 101154518 | Others | ₹4.79 Cr | Open | |
| 29 Aug 2025 | 101154270 | Others | ₹7.5 Cr | Open |
To see the full charge records of Amrit Malwa Capital Limited, buy the company report.
Total charge records: 294 View all charges
Deals & funding
Amrit Malwa Capital Limited has 3 deals on record (3 debt financings), with disclosed funding of ₹48 Cr; the latest was in December 2022.
Total deals
3
Debt financings
3
Disclosed funding
₹48 Cr
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Dec 2022 | Debt financing | ₹24 Cr | Investors: Vivriti Capital, Creation Investments Social Ventures |
| Sep 2020 | Debt financing | ₹4 Cr | Investors: Aviator Emerging Market Fund PE |
| Sep 2018 | Debt financing | ₹20 Cr | Investors: Northern ARC Investments |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Amrit Malwa Capital Limited has 7,549 court cases on record: 7,513 filed by Amrit Malwa Capital, 36 filed against it. 2,507 cases are pending and 5,042 are disposed.
Total cases
7,549
Filed by the company
7,513
Filed against the company
36
Pending
2,507
Disposed
5,042
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7,542 | 29 | 2,505 |
| High courts | 7 | 7 | 2 |
Cases on record (5 of 7,549)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Jalandhar, Punjab | Civil suit | Filed against the company | Pending |
| District court, Jalandhar, Punjab | Criminal miscellaneous application | Filed against the company by an individual | Pending |
| District court, Patiala, Punjab | Civil suit | Filed against the company by an individual | Pending |
| District court, Sri Muktsar Sahib, Punjab | Civil suit | Filed against the company by an individual | Pending |
| District court, Jalandhar, Punjab | Cheque dishonour complaint | Filed by the company against Nitish Motors | Pending |
To see the full case history of Amrit Malwa Capital Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Amrit Malwa Capital Limited was last rated by Care on 08 Jan 2026.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 08 Jan 2026 |
To see the full credit ratings and regulatory alerts of Amrit Malwa Capital Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Amrit Malwa Capital Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Amrit Malwa Capital Limited has a workforce of 652 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.
Employee count
652
Active EPFO establishments
1
Employee growth
24.67%
GST
Amrit Malwa Capital has 3 GST registrations: 1 active and 2 cancelled or inactive.
Total GSTINs
3
Active
1
Cancelled / inactive
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AABCA0808Q1ZU | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Amrit Malwa Capital Limited, buy the company report.
Recent activity
Amrit Malwa Capital Limited has 23 board changes on record since 1987: 9 appointments and 14 cessations. The latest: Amar Jit Chopra ceased to be Additional Director on 29 Jan 2025.
Charges
A charge registered on 20 Oct 2023 via Charge ID 100816613 with Others was fully satisfied on 06 Dec 2025.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101200315 was registered on 03 Dec 2025.
Charges
A charge with Others amounted to Rs. 3.68 Cr with Charge ID 101192468 was registered on 07 Nov 2025.
Charges
A charge registered on 13 Nov 2024 via Charge ID 101003865 with Others was fully satisfied on 04 Nov 2025.
Charges
A charge registered on 27 Mar 2023 via Charge ID 100701340 with Others was fully satisfied on 29 Oct 2025.
Charges
A charge registered on 28 Mar 2022 via Charge ID 100556269 with Others was fully satisfied on 28 Oct 2025.
Charges
A charge with Others of Rs. 5.00 Cr registered on 12 May 2025 with Charge ID 101095718 was modified on 16 Oct 2025.
Charges
A charge with Others of Rs. 5.00 Cr registered on 29 Jun 2024 with Charge ID 100948734 was modified on 16 Oct 2025.
AGM
Amrit Malwa Capital Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101166399 was registered on 30 Sep 2025.
Charges
A charge registered on 31 Aug 2023 via Charge ID 100778980 with Others was fully satisfied on 15 Sep 2025.
Charges
A charge registered on 30 Jul 2020 via Charge ID 100362173 with Others was fully satisfied on 10 Sep 2025.
535 earlier events are in the company report.
Frequently asked questions
Amrit Malwa Capital is an active public limited company based in Jalandhar, Punjab, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 24 June 1987 (39+ years old) and is registered under CIN U65921PB1987PLC007523.
Amrit Malwa Capital has 9 current directors:
- Ajit Pal Singh - Managing Director
- Pawanjeet Kaur - Whole-Time Director
- Jasvir Singh - Whole-Time Director
- Charanjit Singh Chahal - Director
- Kamal Kishore - Director
- Karamjit Singh Sidhu - Director
- Jagdeep Singh Gill - Director
- Swinder Singh - Director
- Dilreen Gill - Director
The latest financial statements of Amrit Malwa Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Amrit Malwa Capital is 03AABCA0808Q1ZU, registered in Punjab. The company has 3 GST registrations in all, of which 1 is active and 2 are cancelled or inactive.
The CIN (Corporate Identification Number) of Amrit Malwa Capital is U65921PB1987PLC007523. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Amrit Malwa Capital has 7,549 court cases on record: 7,513 filed by the company and 36 filed against it. 2,507 are pending. Most are in the district courts.
Amrit Malwa Capital was incorporated on 24 June 1987, making it 39+ years old. It is registered with the Registrar of Companies, Chandigarh.
Amrit Malwa Capital has 3 deals on record (3 debt financings), with disclosed funding of ₹48 Cr; the latest was in December 2022.
The peers of Amrit Malwa Capital by revenue are Raj Capital and Finance Pvt.Ltd, Mount Intra Finance Pvt Ltd, Winro Commercial (India) Ltd, Uc Inclusive Credit Private Limited, Cimmco Vinimay Pvt Ltd and 1 more, all in the BFSI industry (Asset Financing Companies, Deposit Taking NBFC, Large NBFC), with the same principal business activity (other financial activities).
Amar Jit Chopra ceased to be Additional Director on 29 Jan 2025. Dilreen Gill ceased to be Additional Director on 26 Sep 2024. Dilreen Gill was appointed as Director on 01 Jul 2024. Amrit Malwa Capital has 23 board changes on record in total.
Yes, Amrit Malwa Capital is registered as an MSME under Udyam registration (number: UDYAM-PB-10-0041783).
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