About Uc Inclusive Credit Private Limited
Data last updated: 23 February 2026
Uc Inclusive Credit Private Limited is a private limited company based in Bangalore North, Karnataka, India, a subsidiary of Unitus Capital Mauritius and recognised as a startup by DPIIT. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 17 June 2016, the company has been in operation for over 10 years.
Registered with ROC Bangalore under CIN U65929KA2016PTC094208.
Capital: an authorised share capital of ₹104 Cr and a paid-up capital of ₹79.15 Cr. It is led by directors including Eric Savage and Sandhya Vasudevan.
Last AGM: 17 June 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore North, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹134.1 Cr, a growth of 40% compared to the previous year.
The company has a workforce of approximately 28 employees as per the latest available data. It operates as a subsidiary of Unitus Capital Mauritius.
The company is associated with 1 brand - Uc Inclusive Credit. As per MCA filings, the company has open charges of ₹916.78 Cr and satisfied charges of ₹731.5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ucinclusive.in.
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Registered AddressPrestige Towers, 99/100 Residency Road Shanthala Nagar Ashok Nagar, Bangalore North, Karnataka, India – 560025
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
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Associated Brands with Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited operates one associated brand: UC Inclusive Credit. These brands represent Uc Inclusive Credit Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of financial inclusion services to underserved sectors | ucinclusive.in |
Competitors & Alternatives of Uc Inclusive Credit Private Limited
Brands and companies operating in the same space as Uc Inclusive Credit Private Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Uc Inclusive Credit Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited is audited by R.G.N. Price & Co. for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| R.G.N. Price & Co. | Locked | Locked | Locked |
Complete auditor history for Uc Inclusive Credit Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
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Board of Directors of Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited is currently managed by 5 directors, with 9 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Eric Savage | Nominee Director | 30 Jun 2021 | 5 Years 0 Months | Current |
| Sandhya Vasudevan | Director | 20 Sep 2023 | 2 Years 10 Months | Current |
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Abhijit Ray
Also directs:
Unitus Capital Private Limited
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Managing Director | 17 Jun 2016 | 10 Years 1 Months | Current |
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Narayan Ramachandran
Also directs:
Uc Investment Management Llp, Teamlease Services Limited, Tvs Capital Funds Private Limited and 4 more
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Director | 16 Sep 2016 | 9 Years 10 Months | Current |
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Padmaja Nair
Also directs:
Aye Finance Limited
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Director | 10 Aug 2021 | 4 Years 11 Months | Current |
Financials of Uc Inclusive Credit Private Limited FY 2025 filings available
Uc Inclusive Credit Private Limited reported revenue of ₹134.1 Cr (up 40.00% YoY) for FY 2025.
Ten-year financial statements for Uc Inclusive Credit Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Uc Inclusive Credit Private Limited
Shareholding and ownership data for Uc Inclusive Credit Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
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- FII and DII holdings
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Charges & Borrowings of Uc Inclusive Credit Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 27 Dec 2025 | Idbi Trusteeship Services Limited | ₹5 Cr | Open |
| 29 Nov 2025 | Others | ₹10 Cr | Open |
| 27 Nov 2025 | Others | ₹5 Cr | Open |
| 28 Aug 2025 | Others | ₹5 Cr | Open |
| 11 Aug 2025 | Others | ₹15 Cr | Open |
Total charge records: 162 View all charges
Employees and EPFO Compliance at Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited has a workforce of 28 employees as of Apr 01, 2024.
Employee and EPFO history for Uc Inclusive Credit Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
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GST Compliance of Uc Inclusive Credit Private Limited
GST registrations and filing compliance for Uc Inclusive Credit Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Uc Inclusive Credit Private Limited
Credit ratings, litigation, and regulatory alerts for Uc Inclusive Credit Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Uc Inclusive Credit Private Limited
MSME payment history for Uc Inclusive Credit Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Uc Inclusive Credit Private Limited
Corporate group structure for Uc Inclusive Credit Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
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MCA Filings & Documents of Uc Inclusive Credit Private Limited
MCA filings and documents for Uc Inclusive Credit Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Uc Inclusive Credit Private Limited
Recent News on Uc Inclusive Credit Private Limited
Frequently Asked Questions about Uc Inclusive Credit Private Limited
Uc Inclusive Credit Private Limited is an active private limited company in the financial services sector based in Bangalore North, Karnataka, India. It was incorporated on 17 June 2016 (10+ years old) and is registered under CIN U65929KA2016PTC094208. The company has 28 employees.
Uc Inclusive Credit Private Limited reported revenue of ₹134.1 Cr for FY 2025 (up 40.00% YoY).
The current directors of Uc Inclusive Credit Private Limited are:
- Eric Savage - Nominee Director
- Sandhya Vasudevan - Director
- Abhijit Ray - Managing Director
- Narayan Ramachandran - Director
- Padmaja Nair - Director
The primary industry of Uc Inclusive Credit Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes, Uc Inclusive Credit Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Uc Inclusive Credit Private Limited can be reached at the registered office: Prestige Towers, 99100 Residency Road Shanthala Nagar Ashok Nagar, Bangalore North, Karnataka, India – 560025, or through the website ucinclusive.in.