Uc Inclusive Credit Private Limited - Company Profile

It is a financial services private limited company based in Bangalore North, Karnataka, India, established in 2016.

2016 Bangalore North, Karnataka, India Active

Last Updated: December 24, 2025

About Uc Inclusive Credit Private Limited

Uc Inclusive Credit Private Limited, a active private limited company, was established on 17 June 2016 in Bangalore North, Karnataka, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U65929KA2016PTC094208. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹85.90 Cr and a paid-up capital of ₹71.87 Cr.

It upholds a compliant status. Employing 28 professional, Its leadership includes Eric Savage (Nominee Director), Sandhya Vasudevan (Director), Abhijit Ray (Managing Director). Past directors included Eric Savage, Sandhya Vasudevan, Sneha Ashok Chinchli. It holds ₹976.78 Cr open charges and ₹656.50 Cr settled loans. Its latest AGM occurred on 17 June 2025, with the balance sheet filed on 31 March 2025. It is based at Prestige Towers, 99/100, Residency Road, Shanthala Nagar, Ashok Nagar, Bangalore North, Karnataka, 560025.

Company Details

CIN/LLPIN
U65929KA2016PTC094208
Registration Number
094208
Incorporation Date
17 June 2016
Authorized Capital
₹85.90 Cr
Paid-Up Capital
₹71.87 Cr
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 85.90 Cr as on 24-12-2025
Paid Up Capital ₹ 71.87 Cr as on 24-12-2025
Company Age 9 Year, 7 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 976.78 Cr as on 24-12-2025
Satisfied Charges ₹ 656.50 Cr as on 24-12-2025
Revenue Growth **** 72.49% (FY 2024)
Profit Growth **** 93.80% (FY 2024)
Ebitda **** 80.13% (FY 2024)
Net Worth 89.37% (FY 2024)
Total Assets **** 50.09% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Uc Inclusive Credit Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Uc Inclusive Credit Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Eric Savage	Nominee Director	30 Jun 2021	Current
Sandhya Vasudevan	Director	20 Sep 2023	Current
Abhijit Ray	Managing Director	17 Jun 2016	Current
Narayan Ramachandran	Director	16 Sep 2016	Current
Padmaja Nair	Director	10 Aug 2021	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	24 Jul 2025	Past
Pramod Abcsdd	Additional Director	19 Oct 2023	Past
Pramod Abcsdd	Company Secretary	-	Past
Pramod Abcsdd	Director	17 Jan 2018	Past
Pramod Abcsdd	Additional Director	17 Sep 2016	Past
Pramod Abcsdd	Additional Director	17 Sep 2016	Past

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Financial Performance of Uc Inclusive Credit.

Uc Inclusive Credit Private Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 72.49% increase. The company also saw a substantial improvement in profitability, with a 93.8% increase in profit. The company's net worth Soared by an impressive increase of 89.37%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

72.49%

*******

Revenue from Operations

*******

72.39%

*******

Total Assets

*******

50.09%

*******

Profit or Loss

*******

93.80%

*******

Net Worth

*******

89.37%

*******

EBITDA

*******

80.13%

*******

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What is the Ownership and Shareholding Structure of Uc Inclusive Credit?

In 2024, Uc Inclusive Credit had a public holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹9,767,820,700.00

Satisfied Charges

₹6,565,000,000.00

Charges Breakdown by Lending Institutions

Others : 903.63 Cr
Idbi Trusteeship Services Limited : 47.15 Cr
Sidbi : 20.00 Cr
The South Indian Bank Limited : 5.00 Cr
Indian Bank : 1.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
27 Nov 2025	Others	₹5.00 Cr	Open
28 Aug 2025	Others	₹5.00 Cr	Open
11 Aug 2025	Others	₹15.00 Cr	Open
30 Jul 2025	Others	₹20.00 Cr	Open
21 Jul 2025	Others	₹13.00 Cr	Open

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How Many Employees Work at Uc Inclusive Credit?

Uc Inclusive Credit has a workforce of 28 employees as of Apr 01, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Uc Inclusive Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Uc Inclusive Credit's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Uc Inclusive Credit

Recent Activity within the Organization

Charges

Progress on A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101198588 was registered on 27 Nov 2025. was documented.
27 Nov 2025
Charges

A charge with Others of Rs. 10.00 Cr registered on 03 May 2021 with Charge ID 100449264 was modified on 11 Nov 2025. was recorded as a recent event.
11 Nov 2025
Director Appointment

Kajal Kapoor was appointed as a Company Secretary was appointed as a Company Secretary on 07 Nov 2025 & has been associated with this company since 3 months 9 days . was recorded as a recent event.
07 Nov 2025
Charges

A charge with Others of Rs. 35.00 Cr registered on 25 Feb 2025 with Charge ID 101055394 was modified on 18 Oct 2025. was recorded as a recent event.
18 Oct 2025
Charges

The activity A charge registered on 17 Mar 2023 via Charge ID 100707116 with Others was fully satisfied on 13 Oct 2025. was completed.
13 Oct 2025
Charges

Progress on A charge registered on 31 Aug 2023 via Charge ID 100785028 with Others was fully satisfied on 10 Oct 2025. was documented.
10 Oct 2025

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