UC Inclusive Credit

Bengaluru, India Founded: 2016 • Age: 10 yrs
Provider of financial inclusion services to underserved sectors
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About UC Inclusive Credit

UC Inclusive Credit is a company based in Bengaluru (India) founded in 2016 by Thrupti Alva, Abhijit Ray, and Shrihari Kulkarni.. UC Inclusive Credit has raised $12.45 million across 3 funding rounds from investors including Axilor Ventures, Unitus Capital and Aarin Capital. The company has 28 employees as of April 01, 2024. UC Inclusive Credit offers products and services including Credit Services and Empowerment Programs. UC Inclusive Credit operates in a competitive market with competitors including Manappuram Finance, L & T Finance Holdings, IIFL Finance, Hero Fincorp and Bajaj Finserv, among others.

  • Headquarter Bengaluru, India
  • Employees 28 as on 01 Apr, 2024
  • Founders Thrupti Alva, Abhijit Ray, Shrihari Kulkarni
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Uc Inclusive Credit Private Limited
  • Date of Incorporation 17 Jun, 2016
  • Jurisdiction Bangalore North, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $11.15 M (USD)
    72.49
    as on Mar 31, 2024
  • Net Profit
    $1.81 M (USD)
    93.8
    as on Mar 31, 2024
  • EBITDA
    $9.53 M (USD)
    80.13
    as on Mar 31, 2024
  • Total Equity Funding
    $12.45 M (USD)

    in 3 rounds

  • Latest Funding Round
    $8 M (USD), Series A

    Nov 22, 2023

  • Investors
  • Employee Count
    28

    as on Apr 01, 2024

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Products & Services of UC Inclusive Credit

UC Inclusive Credit offers a comprehensive portfolio of products and services, including Credit Services and Empowerment Programs. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides loans for financial empowerment and inclusion

Offers support in education and healthcare for livelihood

Funding Insights of UC Inclusive Credit

UC Inclusive Credit has successfully raised a total of $12.45M across 3 strategic funding rounds. The most recent funding activity was a Series A round of $8 million completed in November 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 3
  • Last Round Series A — $8.0M
  • First Round

    (24 Jun 2019)

  • Investors Count 25
Date Amount Transaction Name Valuation Lead Investors Investors
Nov, 2023 Amount Series A - UC Inclusive Credit Valuation Insitor Partners
Mar, 2022 Amount Series A - UC Inclusive Credit Valuation Innovations , Nimida Group
Jun, 2019 Amount Series A - UC Inclusive Credit Valuation Aarin Capital , Mohan Alexander
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in UC Inclusive Credit

UC Inclusive Credit has secured backing from 25 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Axilor Ventures, Unitus Capital and Aarin Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Provider of impact investment firm based in Singapore focused on investing in startups and early-stage social businesses
Founded Year Domain Location
Venture funding in technology-intensive businesses within healthcare, education, and India-centric markets.
Founded Year Domain Location
Multiple investments are managed by this single-family office.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by UC Inclusive Credit

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - UC Inclusive Credit

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Uc Inclusive Credit Comparisons

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Competitors of UC Inclusive Credit

UC Inclusive Credit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Manappuram Finance, L & T Finance Holdings, IIFL Finance, Hero Fincorp and Bajaj Finserv, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Consumer and SME loans are provided by Manappuram Finance.
domain founded_year HQ Location
Diversified lending services are provided as a non-banking financial institution.
domain founded_year HQ Location
Online gold, home, personal, and business loans are provided.
domain founded_year HQ Location
2-wheeler loans and consumer/business financing are provided by Hero Fincorp.
domain founded_year HQ Location
Financial solutions including loans and insurance are offered.
domain founded_year HQ Location
Household and business loans are provided with risk management support.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Uc Inclusive Credit

Frequently Asked Questions about UC Inclusive Credit

When was UC Inclusive Credit founded?

UC Inclusive Credit was founded in 2016 and raised its 1st funding round 3 years after it was founded.

Where is UC Inclusive Credit located?

UC Inclusive Credit is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Is UC Inclusive Credit a funded company?

UC Inclusive Credit is a funded company, having raised a total of $12.45M across 3 funding rounds to date. The company's 1st funding round was a Series A of $3.8M, raised on Jun 24, 2019.

How many employees does UC Inclusive Credit have?

As of Apr 01, 2024, the latest employee count at UC Inclusive Credit is 28.

What is the annual revenue of UC Inclusive Credit?

Annual revenue of UC Inclusive Credit is $11.15M as on Mar 31, 2024.

What does UC Inclusive Credit do?

UC Inclusive Credit was established in 2016 in Bengaluru, India, as a provider of financial inclusion services. Products and services are directed toward underserved sectors such as healthcare, clean technology, education, agriculture, and womens empowerment. Sustainable and profitable ventures are developed with a focus on technology-driven businesses. Operations involve collaboration with a network of investors to expand impact in these areas.

Who are the top competitors of UC Inclusive Credit?

UC Inclusive Credit's top competitors include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.

What products or services does UC Inclusive Credit offer?

UC Inclusive Credit offers Credit Services and Empowerment Programs.

Who are UC Inclusive Credit's investors?

UC Inclusive Credit has 25 investors. Key investors include Axilor Ventures, Unitus Capital, Aarin Capital, Nimida Group, and Manchanda Capital.

What is UC Inclusive Credit's valuation?

The valuation of UC Inclusive Credit is $33.05M as of Nov 2023.

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