Electronica Finance Limited

Electronica Finance Limited - financial services in Pune, Maharashtra, India. FY 2026 financials and compliance.
CIN U74110PN1990PLC057017 Incorporated 26 June 1990 ROC Pune HQ Pune, Maharashtra, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹537.15 Cr
▲ 64.00% YoY
EBITDA · FY 2024
Locked
In full report
Net profit · FY 2024
Locked
In full report
Authorised capital
₹72.5 Cr
Registered with MCA
Paid-up capital
₹55.39 Cr
Issued & subscribed
Open charges
₹4,547.13 Cr
Satisfied ₹2,246.92 Cr
Company age
36 yrs
Est. 1990
Employees · EPFO
2,204
Latest available

About Electronica Finance Limited

Data last updated: 30 December 2025

Electronica Finance Limited is a public limited company based in Pune, Maharashtra, India, a subsidiary of Mugdha Investment And Finance Private Limited. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 26 June 1990, the company has been in operation for over 36 years.

Registered with ROC Pune under CIN U74110PN1990PLC057017.

Capital: an authorised share capital of ₹72.5 Cr and a paid-up capital of ₹55.39 Cr. It is led by directors including Ameya Gurunath Bijoor and Smita Milind Sandhane.

Last AGM: 17 September 2025. Financial statements filed for year ended 31 March 2025. Office: 101/1 Erandawane 'Audumbar’ Dr. Ketkar Road, Pune, Maharashtra, India – 411004.

As per the financials filed for FY 2024, the company reported a revenue of ₹537.15 Cr, a growth of 64% compared to the previous year.

The company has a workforce of approximately 2,204 employees as per the latest available data. It operates as a subsidiary of Mugdha Investment And Finance Private Limited.

The company is associated with 1 brand - Electronica Finance. As per MCA filings, the company has open charges of ₹4,547.13 Cr and satisfied charges of ₹2,246.92 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website efl.co.in.

Company Details of Electronica Finance Limited
CIN U74110PN1990PLC057017
Registration Number 057017
Incorporation Date 26 June 1990
ROC Pune
Listing Status Unlisted
Company Status Active
Date of Last AGM 17 September 2025
Date of Balance Sheet 31 March 2025
Parent Company Mugdha Investment And Finance Private Limited
Compliance Status Active Compliant
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Website
  • Social Media
  • Apps
  • Registered Address
    101/1 Erandawane 'Audumbar’ Dr. Ketkar Road, Pune, Maharashtra, India – 411004
  • Industry
    Financial Services, NBFC
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Electronica Finance Limited - full intelligence report
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Financials, compliance, directors, charges, ownership and filings for Electronica Finance Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Electronica Finance Limited

Electronica Finance Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U74110PN1990PLC057017, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U74110PN1990PLC057017 Current
L65910PN1990PLC057017 Previous
U65910PN1990PLC057017 Previous

Associated Brands with Electronica Finance Limited

Electronica Finance Limited operates one associated brand: Electronica Finance. These brands represent Electronica Finance Limited's diversified market presence and brand portfolio.

Brand Description Website
SME loans are provided to businesses in India. electronicafinance.com

Competitors & Alternatives of Electronica Finance Limited

Brands and companies operating in the same space as Electronica Finance Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.

Competitor Description Location Founded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance. Valapad, India, India 1992
L & T Finance Holdings L & T Finance Holdings Diversified lending services are provided as a non-banking financial institution. Mumbai, India, India 1994
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered. Pune, India, India 2007
Northern Arc Capital Northern Arc Capital Household and business loans are provided with risk management support. Chennai, India, India 2006
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided. Mumbai, India, India 1995
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance. Mumbai, India, India 1991
Hero Fincorp Hero Fincorp 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. Delhi, India, India 1991
Kinara Capital Kinara Capital Collateral-free loans are provided to MSMEs for business operations. Bengaluru, India, India 2011
Dvara KGFS Dvara KGFS Loans for consumers and SMEs are provided alongside financial services. Chennai, India, India 2008

Business Activity of Electronica Finance Limited

Electronica Finance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities Locked
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Business activity turnover details for Electronica Finance Limited

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Auditor Details of Electronica Finance Limited

Electronica Finance Limited is audited by S.R. Batliboi & Co. LLP for the financial year 2020. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
S.R. Batliboi & Co. LLP Locked Locked Locked
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Complete auditor history for Electronica Finance Limited

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Board of Directors and KMP of Electronica Finance Limited

Electronica Finance Limited currently reports 8 directors and 1 key managerial person. 33 former directors have served the organization.

Current Directors and KMP
Name Designation Appointment Date Tenure Status
Ameya Gurunath Bijoor Nominee Director 11 Nov 2020 5 Years 8 Months Current
Smita Milind Sandhane Director 28 Apr 2022 4 Years 2 Months Current
Stewart Michael Langdon Director 04 Jun 2024 2 Years 1 Months Current
Uday Madhav Chitale Director 13 Aug 2025 0 Years 11 Months Current
Sandhya Vasudevan Director 06 Dec 2022 3 Years 7 Months Current
Uma Manoj Mandavgane Director 13 Aug 2025 0 Years 11 Months Current
Showing 6 of 9 current directors and KMP. View all directors and KMP

Financials of Electronica Finance Limited FY 2025 filings available

Electronica Finance Limited reported revenue of ₹537.15 Cr (up 64.00% YoY) for FY 2024.

Revenue · FY 2024
₹537.15 Cr ▲ 64.00%
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Ten-year financial statements for Electronica Finance Limited

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Ownership and Shareholding of Electronica Finance Limited

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Shareholding and ownership data for Electronica Finance Limited

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Charges & Borrowings of Electronica Finance Limited

Open charges
₹4,547.13 Cr
Satisfied charges
₹2,246.92 Cr
Breakdown by lending institutions
Others₹2,923.57 Cr
State Bank of India₹360.00 Cr
Canara Bank₹280.00 Cr
Sidbi₹200.00 Cr
Indian Bank₹195.00 Cr
Others₹588.56 Cr
Latest charge details
DateLenderAmountStatus
14 Nov 2025 Others ₹100 Cr Open
27 Oct 2025 Others ₹150 Cr Open
30 Sep 2025 Others ₹50 Cr Open
29 Sep 2025 Others ₹50 Cr Open
24 Sep 2025 Others ₹50 Cr Open

Total charge records: 269 View all charges

Employees and EPFO Compliance at Electronica Finance Limited

Electronica Finance Limited has a workforce of 2,204 employees as of Apr 02, 2024.

Employee count
2,204
Active EPFO establishments
1
Employee growth
49.42%
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Employee and EPFO history for Electronica Finance Limited

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GST Compliance of Electronica Finance Limited

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GST registrations and filing compliance for Electronica Finance Limited

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Credit Ratings, Litigation & Regulatory Alerts for Electronica Finance Limited

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Credit ratings, litigation, and regulatory alerts for Electronica Finance Limited

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MSME Payment Delays by Electronica Finance Limited

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MSME payment history for Electronica Finance Limited

Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.

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Subsidiaries & Group Companies of Electronica Finance Limited

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Corporate group structure for Electronica Finance Limited

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MCA Filings & Documents of Electronica Finance Limited

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MCA filings and documents for Electronica Finance Limited

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Recent Activity on Electronica Finance Limited

Charges
14 Nov 2025
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101194781 was registered on 14 Nov 2025.
Charges
28 Oct 2025
A charge registered on 29 Jun 2022 via Charge ID 100594293 with Others was fully satisfied on 28 Oct 2025.
Charges
27 Oct 2025
A charge with Others amounted to Rs. 150.00 Cr with Charge ID 101183933 was registered on 27 Oct 2025.
Charges
13 Oct 2025
A charge with Others of Rs. 50.00 Cr registered on 26 Sep 2024 with Charge ID 100988676 was modified on 13 Oct 2025.
Charges
06 Oct 2025
A charge registered on 29 Sep 2022 via Charge ID 100613048 with Others was fully satisfied on 06 Oct 2025.
Charges
30 Sep 2025
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101162841 was registered on 30 Sep 2025.

Recent News on Electronica Finance Limited

Frequently Asked Questions about Electronica Finance Limited

Electronica Finance Limited is an active public limited company in the financial services sector based in Pune, Maharashtra, India. It was incorporated on 26 June 1990 (36+ years old) and is registered under CIN U74110PN1990PLC057017. The company has 2,204 employees.

Electronica Finance Limited reported revenue of ₹537.15 Cr for FY 2024 (up 64.00% YoY).

The current directors and KMP of Electronica Finance Limited are:

The primary industry of Electronica Finance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.

Electronica Finance Limited can be reached at the registered office: 1011 Erandawane Audumbar’ Dr. Ketkar Road, Pune, Maharashtra, India – 411004, or through the website efl.co.in.

The authorised capital is ₹72.5 Cr, and the paid-up capital is ₹55.39 Cr.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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