About Arohan Financial Services Limited
Data last updated: 23 December 2025
Arohan Financial Services Limited is a public limited company based in Kolkata, West Bengal, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 27 September 1991, the company has been in operation for over 35 years.
Registered with ROC Kolkata under CIN U74140WB1991PLC053189.
Capital: an authorised share capital of ₹275 Cr and a paid-up capital of ₹159.41 Cr. Formerly known as Arohan Financial Services Private Limited and Ang Resources Private Limited. It is led by directors including Ulhas Sharadkumar Deshpande and John Arunkumar Diaz.
Last AGM: 12 August 2025. Financial statements filed for year ended 31 March 2025. Office: Pti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091.
As per the financials filed for FY 2023, the company reported a revenue of ₹1,091 Cr, a growth of 19% compared to the previous year.
The company has a workforce of approximately 10,203 employees as per the latest available data.
The company is associated with 2 brands - Intellecash, Arohan. As per MCA filings, the company has open charges of ₹9,163.95 Cr and satisfied charges of ₹14,894 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website arohan.in.
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Registered AddressPti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Arohan Financial Services Limited
Arohan Financial Services Limited has undergone 3 name changes throughout its history. The company was previously known as Arohan Financial Services Private Limited, Ang Resources Private Limited, and Ang Resources Ltd. The current legal name is Arohan Financial Services Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Arohan Financial Services Limited | Current |
| Arohan Financial Services Private Limited | Previous |
| Ang Resources Private Limited | Previous |
| Ang Resources Ltd | Previous |
CIN History of Arohan Financial Services Limited
Arohan Financial Services Limited has one previous CIN (Corporate Identification Number): U74140WB1991PTC053189. The current CIN is U74140WB1991PLC053189, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140WB1991PLC053189 | Current |
| U74140WB1991PTC053189 | Previous |
Associated Brands with Arohan Financial Services Limited
Arohan Financial Services Limited operates two associated brands: IntelleCash and Arohan. These brands represent Arohan Financial Services Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides working capital loans to micro, small, and medium enterprises (MSMEs), backed by funding from the Michael & Susan Dell Foundation. | intellecash.com | |
| Financial services are extended to low-income individuals and micro-enterprises. | arohan.in |
Competitors & Alternatives of Arohan Financial Services Limited
Brands and companies operating in the same space as Arohan Financial Services Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Oxyzo
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Financial solutions including loans are provided for SMEs and corporates. | Gurugram, India, India | 2016 |
Svatantra Microfinance
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Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
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Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
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Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Clime Finance
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Financing solutions for renewable energy projects are provided. | Delhi, India, India | 2020 |
Business Activity of Arohan Financial Services Limited
Arohan Financial Services Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Arohan Financial Services Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Arohan Financial Services Limited
Arohan Financial Services Limited is audited by Walker Chandiok & Co LLP for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Walker Chandiok & Co LLP | Locked | Locked | Locked |
Complete auditor history for Arohan Financial Services Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Arohan Financial Services Limited
Arohan Financial Services Limited is currently managed by 14 directors, with 40 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Ulhas Sharadkumar Deshpande
Also directs:
Arohan Financial Services Limited
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Director | 15 Jan 2024 | 2 Years 5 Months | Current |
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John Arunkumar Diaz
Also directs:
Arohan Financial Services Limited, Synergy Nexgen Products Llp, Suryoday Small Finance Bank Limited and 5 more
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Director | 03 Jan 2024 | 2 Years 6 Months | Current |
| Nitish Chawla | Nominee Director | 31 May 2023 | 3 Years 1 Months | Current |
| Manojkumar Narayan Nambiar | Person Incharge | 12 Mar 2015 | 11 Years 4 Months | Current |
| Karina Isabel Alva Alfaro | Nominee Director | 10 Nov 2023 | 2 Years 8 Months | Current |
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Narasimha Murthy Kummamuri
Also directs:
Arohan Financial Services Limited, Raymond Limited, Max Financial Services Limited and 5 more
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Director | 12 Feb 2025 | 1 Years 5 Months | Current |
Financials of Arohan Financial Services Limited FY 2025 filings available
Arohan Financial Services Limited reported revenue of ₹1,091 Cr (up 19.00% YoY) for FY 2023.
Ten-year financial statements for Arohan Financial Services Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Arohan Financial Services Limited
Shareholding and ownership data for Arohan Financial Services Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Arohan Financial Services Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 08 Dec 2025 | Others | ₹125 Cr | Open |
| 02 Dec 2025 | Others | ₹175 Cr | Open |
| 28 Nov 2025 | Others | ₹63 Cr | Open |
| 10 Oct 2025 | Others | ₹50 Cr | Open |
| 25 Sep 2025 | Sidbi | ₹170 Cr | Open |
Total charge records: 447 View all charges
Employees and EPFO Compliance at Arohan Financial Services Limited
Arohan Financial Services Limited has a workforce of 10,203 employees as of Mar 29, 2024.
Employee and EPFO history for Arohan Financial Services Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Arohan Financial Services Limited
GST registrations and filing compliance for Arohan Financial Services Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Arohan Financial Services Limited
Credit ratings, litigation, and regulatory alerts for Arohan Financial Services Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Arohan Financial Services Limited
MSME payment history for Arohan Financial Services Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Arohan Financial Services Limited
Corporate group structure for Arohan Financial Services Limited
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- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Arohan Financial Services Limited
MCA filings and documents for Arohan Financial Services Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Arohan Financial Services Limited
Recent News on Arohan Financial Services Limited
Frequently Asked Questions about Arohan Financial Services Limited
Arohan Financial Services Limited is an active public limited company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 27 September 1991 (35+ years old) and is registered under CIN U74140WB1991PLC053189. The company has 10,203 employees.
Arohan Financial Services Limited reported revenue of ₹1,091 Cr for FY 2023 (up 19.00% YoY).
The current directors of Arohan Financial Services Limited are:
- Ulhas Sharadkumar Deshpande - Director
- John Arunkumar Diaz - Director
- Nitish Chawla - Nominee Director
- Manojkumar Narayan Nambiar - Person Incharge
- Karina Isabel Alva Alfaro - Nominee Director
- Narasimha Murthy Kummamuri - Director
- Stephen Dongwon Lee - Nominee Director
- Vineet Chandra Rai - Nominee Director
- Jose Joseph Kattoor - Director
- Rupa Rajul Vora - Nominee Director
- Dinesh Kumar Mittal - Director
- Sriradha Ramana Saripalli - Nominee Director
- Anurag Agrawal - Director
- Wilhelmus Marthinus Maria Van Der Beek - Nominee Director
The primary industry of Arohan Financial Services Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Arohan Financial Services Limited can be reached at the registered office: Pti Building 4Th Floor Dp – 9 Sector – 5 Salt Lake, Kolkata, West Bengal, India – 700091, or through the website arohan.in.
The authorised capital is ₹275 Cr, and the paid-up capital is ₹159.41 Cr.