Incred Financial Services Limited - Company Profile

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 1995.

1995 Mumbai, Maharashtra, India Active

Last Updated: February 10, 2026

About Incred Financial Services Limited

Incred Financial Services Limited, a active public limited company, was established on 03 February 1995 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U67190MH1995PLC360817. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹700.00 Cr and a paid-up capital of ₹490.53 Cr.

Formerly known as Kkr India Financial Services Limited, Kkr India Financial Services Private Limited. It upholds a compliant status. Employing 1,749 professional, Its leadership includes Vivekanand Suryaprakash Periayapatnam (Director), Sankaran Nair Rajagopal (Director), Rupa Rajul Vora (Director). Past directors included Aparna Ravi, Lillian Yuen Ming Leong, Gaurav Trehan. It holds ₹17,116.80 Cr open charges and ₹1,942.67 Cr settled loans. Its latest AGM occurred on 09 September 2025, with the balance sheet filed on 31 March 2025. It is based at Unit No. 1203, 12Th Floor, B Wing,The Capital, Plot No. C-70, G Block, Bkc, Mumbai, Maharashtra, 400051.

Company Details

CIN/LLPIN
U67190MH1995PLC360817
Registration Number
360817
Incorporation Date
03 February 1995
Authorized Capital
₹700.00 Cr
Paid-Up Capital
₹490.53 Cr
ROC Code
Roc Mumbai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 700.00 Cr as on 10-02-2026
Paid Up Capital ₹ 490.53 Cr as on 10-02-2026
Company Age 31 Year, 13 Days
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 17,116.80 Cr as on 10-02-2026
Satisfied Charges ₹ 1,942.67 Cr as on 10-02-2026
Revenue Growth **** 45.45% (FY 2024)
Profit Growth **** 160.67% (FY 2024)
Ebitda **** 55.80% (FY 2024)
Net Worth 33.69% (FY 2024)
Total Assets **** 30.37% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Incred Financial Services Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Incred Financial Services Limited?

Current Directors

Name	Designation	Appointment Date	Status
Vivekanand Suryaprakash Periayapatnam	Director	26 Jul 2022	Current
Sankaran Nair Rajagopal	Director	30 Mar 2023	Current
Rupa Rajul Vora	Director	26 Jul 2022	Current
Gaurav Maheshwari	Cfo	16 Dec 2024	Current
Sunita Gupta	Director	30 Mar 2023	Current
Sekar Karnam	Director	26 Jul 2022	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	26 Jul 2022	Past
Pramod Abcsdd	Director	28 Jul 2017	Past
Pramod Abcsdd	Additional Director	25 Aug 2022	Past
Pramod Abcsdd	Additional Director	25 Aug 2022	Past
Pramod Abcsdd	Additional Director	25 Aug 2022	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past

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Financial Performance of Incred Financial Services.

Incred Financial Services Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 45.45% increase. The company also saw a substantial improvement in profitability, with a 160.67% increase in profit. The company's net worth Soared by an impressive increase of 33.69%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

45.45%

*******

Revenue from Operations

*******

44.93%

*******

Total Assets

*******

30.37%

*******

Profit or Loss

*******

160.67%

*******

Net Worth

*******

33.69%

*******

EBITDA

*******

55.80%

*******

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What is the Ownership and Shareholding Structure of Incred Financial Services?

In 2024, Incred Financial Services had a promoter holding of 100.00%. The company had 2 Subsidiaries. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹171,167,963,421.00

Satisfied Charges

₹19,426,723,589.00

Charges Breakdown by Lending Institutions

Others : 16999.80 Cr
Gda Trusteeship Limited : 75.00 Cr
Canara Bank : 42.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
30 Dec 2025	Others	₹269.85 Cr	Open
12 Dec 2025	Others	₹25.00 Cr	Open
15 Oct 2025	Others	₹25.00 Cr	Open
08 Oct 2025	Others	₹25.00 Cr	Open
30 Sep 2025	Others	₹25.96 Cr	Open

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How Many Employees Work at Incred Financial Services?

Incred Financial Services has a workforce of 1749 employees as of Dec 18, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Incred Financial Services, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Incred Financial Services's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Incred Financial Services

Recent Activity within the Organization

Charges

A charge with Others of Rs. 10,993.15 Cr registered on 28 Jan 2020 with Charge ID 100322600 was modified on 31 Dec 2025. was recorded as a recent event.
31 Dec 2025
Charges

A charge with Others amounted to Rs. 269.85 Cr with Charge ID 101221124 was registered on 30 Dec 2025. was recorded as a recent event.
30 Dec 2025
Charges

Progress on A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101227700 was registered on 12 Dec 2025. was documented.
12 Dec 2025
Charges

Progress on A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101204814 was registered on 15 Oct 2025. was documented.
15 Oct 2025
Charges

A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101201250 was registered on 08 Oct 2025. was recorded as a recent event.
08 Oct 2025
Charges

Progress on A charge with Others amounted to Rs. 25.96 Cr with Charge ID 101200734 was registered on 30 Sep 2025. was documented.
30 Sep 2025

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