About InstaPaisa
InstaPaisa is a Financial Services company based in Delhi (India) founded in 2015, and was acquired by InCred in August 2016. B2C marketplace for personal loans. The company has 3 employees. Its Indian entity Aisa Industrial Automation India Private Limited reported revenue of ₹1.18 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include Clix Capital, InCred and DMI Finance; 3 of its 3 listed competitors have raised funding.
Company details
InstaPaisa is a B2C marketplace for personal loans. The company pulls multiple data points like CIBIL score, transaction details, PAN number from the internet and auto-matches the application to lenders. Creates credit profiles using proprietary, data based proxy credit score technology. As of April 2016, has processed 2100 applications and has disbursed loans worth 132 lakhs. Has tied up with 5 lending partners.
- Headquarters Delhi, India
- Employees 3
- Stage Acquired
- SectorsFinancial Services
- Website instapaisa.com
- Social LinkedIn
- Acquired by InCred (Aug 2016)
- Legal Name Aisa Industrial Automation India Private Limited
- Date of Incorporation 01 Jul, 2003
- Jurisdiction Pune, Maharashtra, India
Associated legal entities of InstaPaisa
InstaPaisa is associated with 3 registered companies on The Company Check; the primary company is Aisa Industrial Automation India Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Aisa Industrial Automation India Private Limited CIN U29291PN2003PTC018089 | Active | 01 Jul 2003 | Pune, Maharashtra | ₹1.2 Cr | 3 | 2 | View details |
| Incred Techinvest Private Limited CIN U66309MH2015PTC355907 | Active | 06 Jul 2015 | Mumbai, Maharashtra | ₹7.5 Cr | 2 | 3 | View details |
| Incred Financial Services Limited CIN U67190MH1995PLC360817 | Active | 03 Feb 1995 | Mumbai, Maharashtra | ₹2,567 Cr | 1,749 | 10 | View details |
Investors in InstaPaisa
InstaPaisa has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include InCred.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Financial services are provided, specializing in personal and business loans. | 2016 | incred.com | Mumbai, India |
Investor details for InstaPaisa
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Aisa Industrial Automation India Private Limited (InstaPaisa)
Aisa Industrial Automation India Private Limited is the primary company behind InstaPaisa. The boards of the 3 registered companies of InstaPaisa currently have 10 directors; the longest-serving is Anand Anant Apte, appointed in 2005. 45 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Anand Anant Apte DIN 00055302 | Director | 29 Nov 2005 | 20 yrs 10 mo | Aisa Industrial Automation India Private Limited |
| Andreas Martin Walter Hermann Hitzig DIN 02139553 | Director | 15 May 2008 | 18 yrs 5 mo | Aisa Industrial Automation India Private Limited |
| Bhupinder Singh DIN 07342318 | Director | 30 Jun 2016 | 10 yrs 3 mo | Incred Techinvest Private Limited, Incred Financial Services Limited |
| Vivekanand Suryaprakash Periayapatnam DIN 02363239 | Director | 26 Jul 2022 | 4 yrs 2 mo | Incred Financial Services Limited |
| Rupa Rajul Vora DIN 01831916 | Director | 26 Jul 2022 | 4 yrs 2 mo | Incred Financial Services Limited |
| Sekar Karnam DIN 07400094 | Director | 26 Jul 2022 | 4 yrs 2 mo | Incred Financial Services Limited |
| Sankaran Nair Rajagopal DIN 10087762 | Director | 30 Mar 2023 | 3 yrs 6 mo | Incred Financial Services Limited |
| Sunita Gupta DIN 06902258 | Director | 30 Mar 2023 | 3 yrs 6 mo | Incred Financial Services Limited |
| Gaurav Maheshwari DIN 07639132 | Whole-time director | 27 Jan 2025 | 1 yr 8 mo | Incred Financial Services Limited |
| Vikram Sundarlal Agarwal DIN 08113532 | Director | 11 Mar 2025 | 1 yr 7 mo | Incred Techinvest Private Limited |
Financials of InstaPaisa
Figures of Aisa Industrial Automation India Private Limited, the primary company behind InstaPaisa, for FY 2025. Revenue was ₹1.18 Cr (-4% year on year). Net profit was ₹35 Lakh (30% margin). EBITDA was ₹50.5 Lakh (43% margin). Revenue has grown at a compounded annual rate of +7% over three years and -4% over five years.
- ₹1.18 CrRevenue · FY 2025 · -4% YoY
- ₹35 LakhNet profit · 30% margin
- ₹50.5 LakhEBITDA · 43% margin
- ₹9.43 CrPaid-up capital
- 3Employees (provident fund records)
- +7%Revenue CAGR, 3 years
- -4%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Aisa Industrial Automation India Private Limited are on its company page.
Detailed financial statements for InstaPaisa
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of InstaPaisa
2 dated milestones of InstaPaisa across 1 years, from founding to its latest funding, stage changes and deals.
- Founded InstaPaisa is founded.
- Exit Acquired by InCred.
Competitors of InstaPaisa
InstaPaisa has 3 listed competitors in our database, 3 of them funded. They include Clix Capital, InCred and DMI Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| clix.capital | 2016 | Gurugram, India | $69.52M | 1,742 | Lending platform for consumers and businesses is provided. | |
| incred.com | 2016 | Mumbai, India | $320.39M | 2,161 | Financial services are provided, specializing in personal and business loans. | |
| dmifinance.in | 2008 | Delhi, India | $734M | 1,054 | Personal, MSME, consumption, and EV loans are provided digitally. |
Detailed competitors of InstaPaisa
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as InstaPaisa (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Instapaisa
Complete news archive for InstaPaisa
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about InstaPaisa
InstaPaisa was founded in 2015.
InstaPaisa is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
InstaPaisa has 3 employees.
The primary company behind InstaPaisa, Aisa Industrial Automation India Private Limited, reported revenue of ₹1.18 Cr for FY 2025, down 4% year on year.
InstaPaisa is a B2C marketplace for personal loans. The company pulls multiple data points like CIBIL score, transaction details, PAN number from the internet and auto-matches the application to lenders. Creates credit profiles using proprietary, data based proxy credit score technology. As of April 2016, has processed 2100 applications and has disbursed loans worth 132 lakhs. Has tied up with 5 lending partners.
InstaPaisa's top competitors include InCred, Clix Capital and DMI Finance.
InstaPaisa has 1 investor. Key investors include InCred.
InstaPaisa is associated with 3 legal entities: Aisa Industrial Automation India Private Limited, Incred Techinvest Private Limited, Incred Financial Services Limited.
Yes. InstaPaisa was acquired by InCred in August 2016.
The legal entities of InstaPaisa currently have 12 directors, including Vikram Sundarlal Agarwal, Bhupinder Singh, Hardik Jayantilal Vadgama and others.