
About Apkuber Nidhi Limited
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Apkuber Nidhi Limited is a nidhi company based in Pune, Maharashtra, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 31 August 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN U65990PN2020PLN193524.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Ashish Mohan Phatak and Amruta Moreshwar Awachat.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at Plot No 31 S.No623/1/2 Pratham Residency Rao Colony Talegaon Dabhade Maval, Pune, Maharashtra, India – 410506.
As per the financials filed for FY 2023, the company reported a revenue of ₹12.27 Lakh, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹1.96 Lakh (net margin -16%) and EBITDA of -₹1.09 Lakh (EBITDA margin -8.9%).
For more details, the company can be reached via its website apkubernidhi.com.
Company details
Contact details
Apkuber Nidhi Limited's registered office is in Pune, Maharashtra. Its website is apkubernidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressPlot No 31 S.No623/1/2 Pratham Residency Rao Colony Talegaon Dabhade Maval, Pune, Maharashtra, India – 410506
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Apkuber Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Apkuber Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Apkuber Nidhi Limited, buy the company report.
Financials of Apkuber Nidhi Limited
FY 2023 filings availableApkuber Nidhi Limited reported revenue of ₹12.27 Lakh (up 155% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue rose 155% in the latest year. EBITDA fell 219% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | ₹12.27 Lakh | ||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | -₹1.09 Lakh | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹1.96 Lakh | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -8.9% | ||
| Net Profit Margin | -16% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Apkuber Nidhi Limited, buy the company report.
Board of directors of Apkuber Nidhi Limited
Apkuber Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ashish Mohan Phatak Also directs: Eco Potli LLP, Apkuber Kalyan Foundation | Director | 31 Aug 2020 | 6 Years 2 Months | Current |
| Amruta Moreshwar Awachat Also directs: Eco Potli LLP, Apkuber Kalyan Foundation | Director | 31 Aug 2020 | 6 Years 2 Months | Current |
| Mohan Madhukar Phatak | Director | 31 Aug 2020 | 6 Years 2 Months | Current |
Peer comparison
Apkuber Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shree Gokuladevi Chits India Private Limited | ₹12.38 Lakh (FY 2024) | 4.0% | Coimbatore, Tamil Nadu, India | |||
| Grama Nanma Vadakkencherry Nidhi Limited | ₹12.38 Lakh (FY 2023) | 314.0% | Vadakkencherry, Kerala, India | |||
| St.Pius Kuries Private Limited | ₹12.35 Lakh (FY 2025) | 9.0% | Talappilly, Kerala, India | |||
| Kartick Mita Singha Nidhi Limited | ₹12.35 Lakh (FY 2025) | 20.0% | Nadia, West Bengal, India | |||
| Renenet and Tyche Chits Private Limited | ₹12.29 Lakh (FY 2022) | 199.0% | Thiruvananthapuram, Kerala, India | |||
| Apkuber Nidhi Limitedthis company | ₹12.27 Lakh (FY 2023) | -₹1.96 Lakh | -16% | 155.0% | Pune, Maharashtra, India | |
| JMR Micro Finance | ₹12.18 Lakh (FY 2025) | -46.0% | Kuchaman, Rajasthan, India | |||
| Sauhardha Kuries Private Limited | ₹12.14 Lakh (FY 2025) | 59.0% | Thrissur, Kerala, India | |||
| Sri Aathisivan Chits Private Limited | ₹11.92 Lakh (FY 2025) | -40.0% | Tiruchirappalli, Tamil Nadu, India |
To see the full peer comparison of Apkuber Nidhi Limited, buy the company report.
Auditor
Apkuber Nidhi Limited is audited by S K KULKARNI & ASSOCIATES LLP for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S K KULKARNI & ASSOCIATES LLP | FY 2023 | 141689W |
Shareholding
The shareholding of Apkuber Nidhi Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Apkuber Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Apkuber Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Apkuber Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Apkuber Nidhi Limited has 1 active EPFO establishment as of Nov 12, 2026.
GST
No GST registration is on our record for Apkuber Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Apkuber Nidhi Limited has 3 board changes on record since 2020: 3 appointments. The latest: Amruta Moreshwar Awachat was appointed as Director on 31 Aug 2020.
Frequently asked questions
Apkuber Nidhi is an active nidhi company based in Pune, Maharashtra, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 31 August 2020 (6+ years old) and is registered under CIN U65990PN2020PLN193524.
Apkuber Nidhi has 3 current directors:
- Ashish Mohan Phatak - Director
- Amruta Moreshwar Awachat - Director
- Mohan Madhukar Phatak - Director
The latest financial statements of Apkuber Nidhi on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 30 September 2023. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Apkuber Nidhi is U65990PN2020PLN193524. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Apkuber Nidhi was incorporated on 31 August 2020, making it 6+ years old. It is registered with the Registrar of Companies, Pune.
The peers of Apkuber Nidhi by revenue are Shree Gokuladevi Chits India Private Limited, Grama Nanma Vadakkencherry Nidhi Limited, St.Pius Kuries Private Limited, Kartick Mita Singha Nidhi Limited, Renenet and Tyche Chits Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Amruta Moreshwar Awachat was appointed as Director on 31 Aug 2020. Ashish Mohan Phatak was appointed as Director on 31 Aug 2020. Mohan Madhukar Phatak was appointed as Director on 31 Aug 2020.
Apkuber Nidhi can be reached through the website apkubernidhi.com. Its registered office is in Pune, Maharashtra, India.
The registered office of Apkuber Nidhi is at Plot No 31 S.No62312 Pratham Residency Rao Colony Talegaon Dabhade Maval, Pune, Maharashtra, India – 410506.
Apkuber Nidhi operates in the financial services industry, in the microfinance institutions segment.
Apkuber Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Pune.

