JMR Micro Finance
About JMR Micro Finance
Data last updated:
JMR Micro Finance is a private not for profit company based in Kuchaman, Rajasthan, India. It operates in the financial and credit leasing segment of the financial services sector. It was incorporated on 25 November 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65999RJ2013NPL044377.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Rajpal Singh Khokhar and Madan Lal Jat.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at New Colony Station Road Kuchaman City, Rajasthan, India – 341508.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.18 Lakh, a decline of 46% compared to the previous year. For the same year it recorded a net loss of ₹24,302 (net margin -2%) and EBITDA of ₹7.27 Lakh (EBITDA margin 59.7%). Revenue has grown at a compounded annual rate (CAGR) of 20% over three years and 167% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressNew Colony Station Road Kuchaman City, Rajasthan, India – 341508
- IndustryFinancial Services, Financial & Credit Leasing, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of JMR Micro Finance
The main business activity of JMR Micro Finance is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of JMR Micro Finance FY 2025 filings available
JMR Micro Finance reported revenue of ₹12.18 Lakh (down 46% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of JMR Micro Finance
Revenue fell 46% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 167%. EBITDA rose 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of JMR Micro Finance
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹7.27 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹24,302 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of JMR Micro Finance
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 59.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of JMR Micro Finance are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of JMR Micro Finance
JMR Micro Finance is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Renenet and Tyche Chits Private Limited | ₹12.29 Lakh (FY 2022) | •••• | •••• | 199.0% | •••• | Thiruvananthapuram, Kerala, India |
| Jansampark Finance Private Limited | ₹12.29 Lakh (FY 2025) | •••• | •••• | 10.0% | •••• | New Delhi, Delhi, India |
| Apkuber Nidhi Limited | ₹12.27 Lakh (FY 2023) | •••• | •••• | 155.0% | •••• | Pune, Maharashtra, India |
| Tamarai Selvi Finance Private Limited | ₹12.23 Lakh (FY 2025) | •••• | •••• | 12.0% | •••• | Kappalur, Madurai, Tamil Nadu, India |
| Murari Alloys & Finance Pvt Ltd | ₹12.19 Lakh (FY 2022) | •••• | •••• | -26.0% | •••• | Kolkata, West Bengal, India |
| JMR Micro Finance this company | ₹12.18 Lakh (FY 2025) | •••• | •••• | -46.0% | •••• | Kuchaman, Rajasthan, India |
| Capsquare Technologies Private Limited | ₹12.17 Lakh (FY 2025) | •••• | •••• | 35.0% | •••• | Ernakulam, Kerala, India |
| Avtar Chit Fund and Investment Co P Ltd | ₹12.16 Lakh (FY 2025) | •••• | •••• | 23.0% | •••• | Punjab, India |
| Ashoka Motor Finance Company Private Limited | ₹12.16 Lakh (FY 2022) | •••• | •••• | •••• | New Delhi, Delhi, India | |
| Chadha Finance Limited | ₹12.15 Lakh (FY 2019) | •••• | •••• | 58.0% | •••• | Delhi, India |
| Sauhardha Kuries Private Limited | ₹12.14 Lakh (FY 2025) | •••• | •••• | 59.0% | •••• | Thrissur, Kerala, India |
Peers are the five companies nearest above and the five nearest below JMR Micro Finance by revenue in the BFSI industry (Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of JMR Micro Finance
JMR Micro Finance is audited by PRAS & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| PRAS & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of JMR Micro Finance
JMR Micro Finance has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajpal Singh Khokhar | Director | 13 Jan 2021 | 5 Years 8 Months | Current |
| Madan Lal Jat | Director | 13 Jan 2021 | 5 Years 8 Months | Current |
Ownership and Shareholding of JMR Micro Finance
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of JMR Micro Finance
JMR Micro Finance does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at JMR Micro Finance
Employment history and EPFO contributions of people linked to JMR Micro Finance.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on JMR Micro Finance
JMR Micro Finance has 4 board changes on record since 2021: 2 appointments and 2 cessations. The latest: Rajendra Singh Rathore ceased to be Director on 23 Jan 2021.
Credit Ratings, Litigation & Regulatory Alerts for JMR Micro Finance
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by JMR Micro Finance
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of JMR Micro Finance
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of JMR Micro Finance
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of JMR Micro Finance
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about JMR Micro Finance
JMR Micro Finance is an active private not for profit company based in Kuchaman, Rajasthan, India. The company works in financial and credit leasing, within the financial services industry. It was incorporated on 25 November 2013 (13+ years old) and is registered under CIN U65999RJ2013NPL044377.
JMR Micro Finance reported revenue of ₹12.18 Lakh for FY 2025 (down 46% YoY).
JMR Micro Finance has 2 current directors:
- Rajpal Singh Khokhar - Director
- Madan Lal Jat - Director
JMR Micro Finance reported a net loss of ₹24,302 (net margin -2%) and EBITDA of ₹7.27 Lakh (EBITDA margin 59.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of JMR Micro Finance is -20% over three years and 167% over five years. In the latest year (FY 2025) revenue fell 46%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of JMR Micro Finance is U65999RJ2013NPL044377. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
JMR Micro Finance was incorporated on 25 November 2013, making it 13+ years old. It is registered with the Registrar of Companies, Jaipur.
The peers of JMR Micro Finance by revenue are Renenet and Tyche Chits Private Limited, Jansampark Finance Private Limited, Apkuber Nidhi Limited, Tamarai Selvi Finance Private Limited, Murari Alloys & Finance Pvt Ltd and 5 more, all in the BFSI industry (Finance, Micro Finance).
Rajendra Singh Rathore ceased to be Director on 23 Jan 2021. Sanjay Kumar Jain ceased to be Director on 23 Jan 2021. Madan Lal Jat was appointed as Director on 13 Jan 2021. JMR Micro Finance has 4 board changes on record in total.
The registered office of JMR Micro Finance is at New Colony Station Road Kuchaman City, Rajasthan, India – 341508.
JMR Micro Finance has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh.