Sauhardha Kuries Private Limited

Sauhardha Kuries Private Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL1982PTC003601 Incorporated 18 August 1982 ROC Ernakulam HQ Thrissur, Kerala, India
Active Private Limited Company financial services
Revenue · FY 2025
₹12.14 Lakh
▲ 59% YoY
Net profit · FY 2025
₹1.75 Lakh
Net margin 14.4%
EBITDA · FY 2025
₹2.44 Lakh
EBITDA margin 20.1%
Authorised capital
₹30 Lakh
Registered with MCA
Paid-up capital
₹26.73 Lakh
Issued & subscribed
Open charges
₹14.5 Lakh
Secured borrowings
Company age
44 yrs
Est. 1982
Directors on board
5
As per MCA filings

About Sauhardha Kuries Private Limited

Data last updated:

Sauhardha Kuries Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 August 1982 and has been in existence for over 44 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1982PTC003601. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹26.73 Lakh. It was formerly known as Sauhardha Kuries and Loans Pvt Ltd. It is led by directors including Chembakassery Kochappan Jose and Chiramel Jacob Teeson.

Its last annual general meeting (AGM) was held on 13 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mariya Towererijeri Angadi, Thrissur, Kerala, India – 680001.

As per the financials filed for FY 2025, the company reported a revenue of ₹12.14 Lakh, a growth of 59% compared to the previous year. For the same year it recorded a net profit of ₹1.75 Lakh (net margin 14.4%) and EBITDA of ₹2.44 Lakh (EBITDA margin 20.1%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 9% over five years.

As per MCA filings, the company has open charges of ₹14.5 Lakh on record. Court records list 178 cases involving the company, including 175 filed by the company and 3 filed against it; 5 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL1982PTC003601
Registration Number 003601
Incorporation Date 18 August 1982
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

Contact details

Sauhardha Kuries Private Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Mariya Towererijeri Angadi, Thrissur, Kerala, India – 680001
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Sauhardha Kuries Private Limited, buy the company report.

Comprehensive company report
Sauhardha Kuries Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Sauhardha Kuries is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Sauhardha Kuries Private Limited, buy the company report.

Financials of Sauhardha Kuries Private Limited

FY 2025 filings available

Sauhardha Kuries Private Limited reported revenue of ₹12.14 Lakh (up 59% YoY) for FY 2025.

Revenue · FY 2025
₹12.14 Lakh ▲ 59%
Net profit · FY 2025
₹1.75 Lakh margin 14.4%
EBITDA · FY 2025
₹2.44 Lakh margin 20.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 59%
3 years · compounded
▲ 11%
5 years · compounded
▼ 9%
EBITDA CAGR growth
1 year
▲ 304%
3 years · compounded
▲ 3%
5 years · compounded
▼ 19%

Revenue rose 59% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 9%. EBITDA rose 304% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹2.44 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.75 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin20.1%
Net Profit Margin14.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Sauhardha Kuries Private Limited, buy the company report.

Board of directors of Sauhardha Kuries Private Limited

Sauhardha Kuries has 5 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Chembakassery Kochappan JoseDirector29 Sep 200719 Years 1 MonthsCurrent
Chiramel Jacob TeesonDirector30 Sep 200620 Years 1 MonthsCurrent
Olakkengil Joby GeorgeDirector22 Sep 200125 Years 1 MonthsCurrent
Shaju Edakalathur DevassyDirector27 Sep 200818 Years 1 MonthsCurrent
Jose Antony ChirammalDirector22 Sep 200521 Years 1 MonthsCurrent

Peer comparison

Sauhardha Kuries Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Kartick Mita Singha Nidhi Limited₹12.35 Lakh (FY 2025)20.0%Nadia, West Bengal, India
Renenet and Tyche Chits Private Limited₹12.29 Lakh (FY 2022)199.0%Thiruvananthapuram, Kerala, India
Apkuber Nidhi Limited₹12.27 Lakh (FY 2023)155.0%Pune, Maharashtra, India
JMR Micro Finance₹12.18 Lakh (FY 2025)-46.0%Kuchaman, Rajasthan, India
Sauhardha Kuries Private Limitedthis company₹12.14 Lakh (FY 2025)₹1.75 Lakh14.4%59.0%Thrissur, Kerala, India
Sri Aathisivan Chits Private Limited₹11.92 Lakh (FY 2025)-40.0%Tiruchirappalli, Tamil Nadu, India
Sri Vasavi Kannika Parameswari Chit Funds Private Limited₹11.92 Lakh (FY 2025)-6.0%Coimbatore, Tamil Nadu, India
Alagurajeswari Chits Private Limited₹11.91 Lakh (FY 2019)-3.0%Tamil Nadu, India

To see the full peer comparison of Sauhardha Kuries Private Limited, buy the company report.

Auditor

Sauhardha Kuries Private Limited is audited by K R BENEDIN & CO for the financial year 2021.

Auditor firmFinancial yearFirm registration number
K R BENEDIN & COFY 2021011935S

Shareholding

The shareholding of Sauhardha Kuries Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2020FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Sauhardha Kuries Private Limited, buy the company report.

Charges & borrowings

Open charges
₹14.5 Lakh
Satisfied charges
None
Breakdown by lending institutions
The South Indian Bank Limited₹0.15 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
22 Sep 2020100384398The South Indian Bank Limited₹14.5 LakhOpen

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Sauhardha Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Sauhardha Kuries has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Sauhardha Kuries Private Limited, buy the company report.

Recent activity

Sauhardha Kuries Private Limited has 14 board changes on record since 2001: 5 appointments and 9 cessations. The latest: Arakkaveettil Kunjumon Sidhyk ceased to be Director on 20 Dec 2019.

AGM
Sauhardha Kuries Private Limited last Annual general meeting of members was held on 13 Sep 2025 as per latest MCA records.
Filing
Sauhardha Kuries Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Charges
A charge with The South Indian Bank Limited amounted to Rs. 14.50 Lakh with Charge ID 100384398 was registered on 22 Sep 2020.
Ceased
Arakkaveettil Kunjumon Sidhyk ceased to be Director.
Ceased
Ignatious Mannuthy Devassy ceased to be Director.
Ceased
Palakkat Pathrose Shaji ceased to be Director.
Ceased
Devassy Lonappan Kanjirathinkal ceased to be Director.
Ceased
Devadas ceased to be Director.
Ceased
Kuriakose Thalakottur Joshy ceased to be Director.
Ceased
Krishna Menon Vasu Nambidi Nanthilath ceased to be Director.
Appointed
Shaju Edakalathur Devassy was appointed as Director.
Ceased
Johny Lazar Chalakkal ceased to be Director.

6 earlier events are in the company report.

Frequently asked questions

Sauhardha Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 August 1982 (44+ years old) and is registered under CIN U65992KL1982PTC003601.

Sauhardha Kuries has 5 current directors:

The latest financial statements of Sauhardha Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 13 September 2025. Year-wise statements from 2015 are in the company report.

No. Sauhardha Kuries has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Sauhardha Kuries is U65992KL1982PTC003601. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Sauhardha Kuries has 178 court cases on record: 175 filed by the company and 3 filed against it. 5 are pending. Most are in the district courts.

Sauhardha Kuries was incorporated on 18 August 1982, making it 44+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Sauhardha Kuries by revenue are Kartick Mita Singha Nidhi Limited, Renenet and Tyche Chits Private Limited, Apkuber Nidhi Limited, JMR Micro Finance, Sri Aathisivan Chits Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Arakkaveettil Kunjumon Sidhyk ceased to be Director on 20 Dec 2019. Ignatious Mannuthy Devassy ceased to be Director on 26 Mar 2018. Palakkat Pathrose Shaji ceased to be Director on 26 Mar 2018. Sauhardha Kuries has 14 board changes on record in total.

The registered office of Sauhardha Kuries is at Mariya Towererijeri Angadi, Thrissur, Kerala, India – 680001.

Sauhardha Kuries operates in the financial services industry, in the microfinance institutions segment.