MSME (Udyam registered) Ministry of MSME
- Category
- Small (2023-24)
- Udyam number
- UDYAM-RJ-17-0103736
Arth Micro Finance Private Limited - financial services in Jaipur, Rajasthan, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹51.02 Cr
▲ 2% YoY
Net profit · FY 2024
₹4.59 Cr
Net margin 9%
EBITDA · FY 2024
₹23.91 Cr
EBITDA margin 46.9%
Authorised capital
₹20 Cr
Registered with MCA
Paid-up capital
₹15.96 Cr
Issued & subscribed
Open charges
₹254.13 Cr
Satisfied ₹353.25 Cr
Company age
30 yrs
Est. 1996
Employees · EPFO
611
Provident fund records
About Arth Micro Finance Private Limited
Data last updated:
Arth Micro Finance Private Limited is a private limited company based in Jaipur, Rajasthan, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 March 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65910RJ1996PTC046219. Its GSTIN is 08AACCC2030R1ZL (Rajasthan).
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹15.96 Cr. It was formerly known as Chandra Cresec Private Limited. It is led by directors Pramod Kumar Paliwal (Managing Director) and Kuldeep Kumar Arora (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at A – 64 Residential Colony Sitapura Industrial Area Tonk Road, Jaipur, Rajasthan, India – 302022.
As per the financials filed for FY 2024, the company reported a revenue of ₹51.02 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹4.59 Cr (net margin 9%) and EBITDA of ₹23.91 Cr (EBITDA margin 46.9%). Revenue has grown at a compounded annual rate (CAGR) of 13% over three years and 13% over five years.
The company has about 611 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Arth Micro Finance. As per MCA filings, the company has open charges of ₹254.13 Cr and satisfied charges of ₹353.25 Cr on record. Court records list 25 cases involving the company, including 6 filed by the company and 19 filed against it; 15 cases are pending. The company has 25 deals on record (14 secondary share transfers, 7 funding rounds, 4 rights issues), with disclosed funding of ₹18.89 Cr; the latest was in March 2023. Its 6 peer companies in the BFSI industry (Finance, Large NBFC, Micro Finance), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 2 smaller; the largest is SRL Impex Pvt Ltd with revenue of ₹51.38 Cr.
Arth Micro Finance Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-RJ-17-0103736). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website arthfinance.com.
Company details
CIN U65910RJ1996PTC046219
Registration Number 046219
Incorporation Date 14 March 1996
ROC Jaipur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-RJ-17-0103736
CIN history
Arth Micro Finance has one previous CIN (Corporate Identification Number): U65910DL1996PTC077169. The current CIN is U65910RJ1996PTC046219, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65910RJ1996PTC046219 | Current |
| U65910DL1996PTC077169 | Previous |
Recognitions & Rankings of Arth Micro Finance
Contact details
Arth Micro Finance Private Limited's registered office is in Jaipur, Rajasthan. Its website is arthfinance.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressA – 64 Residential Colony Sitapura Industrial Area Tonk Road, Jaipur, Rajasthan, India – 302022
- IndustryFinancial Services, Microfinance Institutions, NBFC
To see the full contact details of Arth Micro Finance Private Limited, buy the company report.
Comprehensive company report
Arth Micro Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Arth Micro Finance operates one associated brand: Arth Micro Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers micro loans, financial literacy, and skill development to empower women entrepreneurs economically. | arthfinance.com |
Business activity
The main business activity of Arth Micro Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Arth Micro Finance Private Limited, buy the company report.
Financials of Arth Micro Finance Private Limited
FY 2024 filings availableArth Micro Finance Private Limited reported revenue of ₹51.02 Cr (up 2% YoY) for FY 2024.
Revenue · FY 2024
₹51.02 Cr ▲ 2%
Net profit · FY 2024
₹4.59 Cr margin 9%
EBITDA · FY 2024
₹23.91 Cr margin 46.9%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 2%
3 years · compounded
▲ 13%
5 years · compounded
▲ 13%
EBITDA CAGR growth
1 year
▲ 12%
3 years · compounded
▲ 15%
5 years · compounded
▲ 12%
Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 2% growth in the latest year. EBITDA rose 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹23.91 Cr | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹4.59 Cr | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 46.9% | ||||
| Net Profit Margin | 9% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Arth Micro Finance Private Limited, buy the company report.
Board of directors of Arth Micro Finance Private Limited
Arth Micro Finance has 2 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kuldeep Kumar Arora Also directs: Kuldhara Foundation | Whole-Time Director | 28 Mar 2008 | 18 Years 7 Months | Current |
| Pramod Kumar Paliwal Also directs: Kuldhara Foundation | Managing Director | 28 Mar 2008 | 18 Years 7 Months | Current |
Peer comparison
Arth Micro Finance Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, Large NBFC, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| SRL Impex Pvt Ltd | ₹51.38 Cr (FY 2023) | -2.0% | Kolkata, West Bengal, India | |||
| Enn Enn Capital Private Limited | ₹51.29 Cr (FY 2025) | 1.0% | Surat, Gujarat, India | |||
| Rocky Marketing Pvt Ltd | ₹51.16 Cr (FY 2025) | -21.0% | Kolkata, West Bengal, India | |||
| Deeksha Holding Limited | ₹51.02 Cr (FY 2025) | -3.0% | New Delhi, Delhi, India | |||
| Arth Micro Finance Private Limitedthis company | ₹51.02 Cr (FY 2024) | ₹4.59 Cr | 9% | 2.0% | 611 | Jaipur, Rajasthan, India |
| Fedex Finance Private Limited | ₹51 Cr (FY 2025) | 49.0% | Mumbai, Maharashtra, India | |||
| Edgro Finance Private Limited | ₹50.86 Cr (FY 2025) | 539.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Arth Micro Finance Private Limited, buy the company report.
Auditor
Arth Micro Finance Private Limited is audited by Jain Dinesh & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Jain Dinesh & Associates | FY 2023 | 03886C |
Shareholding
The shareholding of Arth Micro Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Arth Micro Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹254.13 Cr
Satisfied charges
₹353.25 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Dec 2024 | 101030024 | Others | ₹5 Cr | Open | |
| 20 Nov 2024 | 101002775 | Others | ₹8 Cr | Open | |
| 29 Oct 2024 | 101003643 | Dhanlaxmi Bank Limited | ₹8 Cr | Open | |
| 27 Sep 2024 | 101002866 | Others | ₹5 Cr | Open | |
| 24 Sep 2024 | 100986560 | Others | ₹2 Cr | Open |
To see the full charge records of Arth Micro Finance Private Limited, buy the company report.
Total charge records: 128 View all charges
Deals & funding
Arth Micro Finance Private Limited has 25 deals on record (14 secondary share transfers, 7 funding rounds, 4 rights issues), with disclosed funding of ₹18.89 Cr; the latest was in March 2023.
Total deals
25
Secondary share transfers
14
Funding rounds
7
Rights issues
4
Disclosed funding
₹18.89 Cr
Deals on record (5 of 25)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2023 | Secondary share transfer | Undisclosed | Buyer: Sudhir Kumar Paliwal Huf, an individual Seller: Shruti Marmo Private Limited , an individual |
| Sep 2020 | Secondary share transfer | Undisclosed | Buyer: 3 individuals Seller: Kuldhara Investments Private Limited , an individual |
| Mar 2020 | Funding round | ₹3 Cr | Investors: Kuldhara Investments Private Limited , 3 individuals |
| Dec 2019 | Secondary share transfer | Undisclosed | Buyer: Kuldhara Investments Private Limited , Pramod Paliwal HUF, 2 individuals Seller: Sudhir Kumar Paliwal Huf, 2 individuals |
| Jul 2014 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: Maheshwari Financial Services Limited |
To see the full deal history of Arth Micro Finance Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Arth Micro Finance Private Limited has 25 court cases on record: 6 filed by Arth Micro Finance, 19 filed against it. 15 cases are pending and 10 are disposed.
Total cases
25
Filed by the company
6
Filed against the company
19
Pending
15
Disposed
10
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 14 | 12 | 10 |
| High courts | 10 | 7 | 5 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (5 of 25)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North West, Delhi | Cheque dishonour complaint | Filed against the company by Ms Kissandhan Agri Financial Services Pvt Ltd | Pending |
| District court, Chennai, Tamil Nadu | Criminal case | Filed against the company by M S Hinduja Leyland Finance Limited Rep by Its Power of Attorney Mr Trivikram Kambam | Pending |
| District court, Hyderabad CCC, Telangana | Cheque dishonour complaint | Filed against the company by Nabsamruddhi Finance Limited Rep by S Sai Krishna | Pending |
| Madras High Court | Arbitration matter | Filed against the company by Real Touch Finance Limited | Pending |
| High Court of Rajasthan | Writ petition | Filed by the company against Shivalik Small Finance Bank Limited | Pending |
To see the full case history of Arth Micro Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Arth Micro Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Arth Micro Finance Private Limited has a workforce of 611 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.
Employee count
611
Active EPFO establishments
1
Employee growth
-7.56%
GST
Arth Micro Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 08AACCC2030R1ZL | Rajasthan | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Arth Micro Finance Private Limited, buy the company report.
Recent activity
Arth Micro Finance Private Limited has 30 board changes on record since 2008: 3 appointments and 27 cessations. The latest: Ruchi Mitra ceased to be Company Secretary on 18 Jan 2025.
Charges
A charge registered on 19 Jul 2022 via Charge ID 100596988 with Others was fully satisfied on 18 Apr 2025.
Charges
A charge registered on 18 Sep 2023 via Charge ID 100785036 with Others was fully satisfied on 17 Apr 2025.
Ceased
Ruchi Mitra ceased to be Company Secretary.
Charges
A charge registered on 12 Dec 2022 via Charge ID 100659910 with Others was fully satisfied on 16 Jan 2025.
Charges
A charge registered on 29 Dec 2021 via Charge ID 100515042 with Others was fully satisfied on 15 Jan 2025.
Charges
A charge registered on 30 Sep 2022 via Charge ID 100617438 with Others was fully satisfied on 08 Jan 2025.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101030024 was registered on 31 Dec 2024.
Charges
A charge registered on 28 Sep 2021 via Charge ID 100484670 with Indian Overseas Bank was fully satisfied on 26 Dec 2024.
Charges
A charge with Others amounted to Rs. 8.00 Cr with Charge ID 101002775 was registered on 20 Nov 2024.
Charges
A charge with Dhanlaxmi Bank Limited amounted to Rs. 8.00 Cr with Charge ID 101003643 was registered on 29 Oct 2024.
AGM
Arth Micro Finance Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101002866 was registered on 27 Sep 2024.
239 earlier events are in the company report.
Frequently asked questions
Arth Micro Finance is an active private limited company based in Jaipur, Rajasthan, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 March 1996 (30+ years old) and is registered under CIN U65910RJ1996PTC046219.
Arth Micro Finance has 2 current directors:
- Pramod Kumar Paliwal - Managing Director
- Kuldeep Kumar Arora - Whole-Time Director
The latest financial statements of Arth Micro Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Arth Micro Finance is 08AACCC2030R1ZL, registered in Rajasthan.
The CIN (Corporate Identification Number) of Arth Micro Finance is U65910RJ1996PTC046219. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arth Micro Finance has 25 court cases on record: 6 filed by the company and 19 filed against it. 15 are pending. Most are in the district courts.
Arth Micro Finance was incorporated on 14 March 1996, making it 30+ years old. It is registered with the Registrar of Companies, Jaipur.
Arth Micro Finance has 25 deals on record (14 secondary share transfers, 7 funding rounds, 4 rights issues), with disclosed funding of ₹18.89 Cr; the latest was in March 2023.
The peers of Arth Micro Finance by revenue are SRL Impex Pvt Ltd, Enn Enn Capital Private Limited, Rocky Marketing Pvt Ltd, Deeksha Holding Limited, Fedex Finance Private Limited and 1 more, all in the BFSI industry (Finance, Large NBFC, Micro Finance), with the same principal business activity (other financial activities).
Ruchi Mitra ceased to be Company Secretary on 18 Jan 2025. Nishi Kant Paliwal ceased to be Director on 18 Dec 2020. Shreekanta Das ceased to be Nominee Director on 13 Jan 2020. Arth Micro Finance has 30 board changes on record in total.
Yes, Arth Micro Finance is registered as a small enterprise under Udyam registration (number: UDYAM-RJ-17-0103736).