About Arti Chit Fund Private Limited
Data last updated:
Arti Chit Fund Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 January 2004 and has been in existence for over 22 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65992UP2004PTC028227. Its GSTIN is 09AAFCA2160H1ZW (Uttar Pradesh).
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹70 Lakh. It is led by directors Shanti Devi Gupta and Mohan Lal Gupta.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 133/P – 1/19 Transport Nagar, Kanpur, Uttar Pradesh, India – 208023.
As per the financials filed for FY 2018, the company reported a revenue of ₹6.49 Cr, a growth of 13% compared to the previous year. For the same year it recorded a net profit of ₹1.78 Lakh (net margin 0.3%) and EBITDA of ₹3.52 Cr (EBITDA margin 54.2%). Revenue has grown at a compounded annual rate (CAGR) of 30% over three years.
As per MCA filings, the company has open charges of ₹1.5 Cr on record. Court records list 8 cases involving the company, including 1 filed by the company and 7 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website artichitfund.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address133/P – 1/19 Transport Nagar, Kanpur, Uttar Pradesh, India – 208023
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Arti Chit Fund Private Limited FY 2024 filings available
Arti Chit Fund Private Limited reported revenue of ₹6.49 Cr (up 13% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR) of Arti Chit Fund Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 30% over three years, including 13% growth in the latest year. EBITDA rose 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Arti Chit Fund Private Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ₹6.49 Cr | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.52 Cr | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.78 Lakh | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Arti Chit Fund Private Limited
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 54.2% | •••• | •••• | •••• |
| Net Profit Margin | 0.3% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Arti Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Auditor Details of Arti Chit Fund Private Limited
Arti Chit Fund Private Limited is audited by VIKAS OM & ASSOCIATES for the financial year 2018.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VIKAS OM & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Arti Chit Fund Private Limited
Arti Chit Fund has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shanti Devi Gupta | Director | 22 Jan 2004 | 22 Years 8 Months | Current |
| Mohan Lal Gupta Also directs: Alliance Infraplanners Private Limited | Director | 22 Jan 2004 | 22 Years 8 Months | Current |
Ownership and Shareholding of Arti Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Arti Chit Fund Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 08 May 2015 | Allahabad Bank | ₹1.5 Cr | Open |
Total charge records: 1 View all charges
Legal Cases of Arti Chit Fund Private Limited
Arti Chit Fund Private Limited has 8 court cases on record: 1 filed by Arti Chit Fund, 7 filed against it. 2 cases are pending and 6 are disposed. Status as checked between 29 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 7 | 2 |
Cases on record (5 of 8)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Kanpur Nagar, Uttar Pradesh | Interim or miscellaneous application | Filed against the company by The Bank of Baroda Limited | Disposed |
| District court, Lucknow, Uttar Pradesh | Criminal case | Filed against the company by K.B. Aromatics Pvt | Pending |
| District court, Kanpur Nagar, Uttar Pradesh | Criminal miscellaneous application | Filed against the company by H.D.F.C. Bank House Senapati Bapat Marg | Pending |
| District court, Lucknow, Uttar Pradesh | Criminal miscellaneous application | Filed against the company by K.B. Aromatics Pvt | Disposed |
| District court, Lucknow, Uttar Pradesh | Revision petition | Filed against the company by K.B. Aromatics Pvt | Disposed |
Full case history
All 8 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Arti Chit Fund Private Limited
Employment history and EPFO contributions of people linked to Arti Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Arti Chit Fund Private Limited
Arti Chit Fund Private Limited has 5 board changes on record since 2004: 2 appointments and 3 cessations. The latest: Shubhayu Gupta ceased to be Director on 08 Mar 2025.
Credit Ratings, Litigation & Regulatory Alerts for Arti Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Arti Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Arti Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Arti Chit Fund Private Limited
Arti Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAFCA2160H1ZW | Uttar Pradesh | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Arti Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Arti Chit Fund Private Limited
Arti Chit Fund is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 January 2004 (22+ years old) and is registered under CIN U65992UP2004PTC028227.
Arti Chit Fund reported revenue of ₹6.49 Cr for FY 2018 (up 13% YoY).
Arti Chit Fund has 2 current directors:
- Shanti Devi Gupta - Director
- Mohan Lal Gupta - Director
Arti Chit Fund reported a net profit of ₹1.78 Lakh (net margin 0.3%) and EBITDA of ₹3.52 Cr (EBITDA margin 54.2%) for FY 2018, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Arti Chit Fund is 30% over three years. In the latest year (FY 2018) revenue rose 13%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Arti Chit Fund is 09AAFCA2160H1ZW, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Arti Chit Fund is U65992UP2004PTC028227. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Arti Chit Fund has 8 court cases on record: 1 filed by the company and 7 filed against it. 2 are pending.
Arti Chit Fund was incorporated on 22 January 2004, making it 22+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Shubhayu Gupta ceased to be Director on 08 Mar 2025. Tripti Gupta ceased to be Director on 08 Mar 2025. Aarti Gupta ceased to be Director on 01 Apr 2013. Arti Chit Fund has 5 board changes on record in total.