Asb Nidhi Limited - financial services in Alappuzha, Kerala, India. FY 2026 financials & compliance.
CIN U65999KL2017PLC047706 Incorporated 04 January 2017 ROC Ernakulam HQ Alappuzha, Kerala, India
Active Nidhi Company financial services
Data last updated
Revenue · FY 2025
₹32.59 Lakh
▲ 1% YoY
Net loss · FY 2025
₹17,931
Net margin -0.6%
EBITDA · FY 2025
₹17.72 Lakh
EBITDA margin 54.4%
Authorised capital
₹12 Lakh
Registered with MCA
Paid-up capital
₹11.25 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Asb Nidhi Limited

Data last updated:

Asb Nidhi Limited is a nidhi company based in Alappuzha, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 04 January 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2017PLC047706.

The company has an authorised share capital of ₹12 Lakh and a paid-up capital of ₹11.25 Lakh. It is led by directors including Sindhu and Deepthi.

Its last annual general meeting (AGM) was held on 24 October 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1/432 A Asb Finance Bldg Elippakulam P O Choonad Vallikunnam, Alappuzha, Kerala, India – 690503.

As per the financials filed for FY 2025, the company reported a revenue of ₹32.59 Lakh, a growth of 1% compared to the previous year. For the same year it recorded a net loss of ₹17,931 (net margin -0.6%) and EBITDA of ₹17.72 Lakh (EBITDA margin 54.4%). Revenue has declined at a compounded annual rate (CAGR) of 5% over three years and 7% over five years.

Court records list 8 cases involving the company, including 8 filed by the company; 5 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999KL2017PLC047706
Registration Number 047706
Incorporation Date 04 January 2017
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 24 October 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Asb Nidhi Limited's registered office is in Alappuzha, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    1/432 A Asb Finance Bldg Elippakulam P O Choonad Vallikunnam, Alappuzha, Kerala, India – 690503
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Asb Nidhi Limited, buy the company report.

Comprehensive company report
Asb Nidhi Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Asb Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Asb Nidhi Limited, buy the company report.

Financials of Asb Nidhi Limited

FY 2025 filings available

Asb Nidhi Limited reported revenue of ₹32.59 Lakh (up 1% YoY) for FY 2025.

Revenue · FY 2025
₹32.59 Lakh ▲ 1%
Net loss · FY 2025
₹17,931 margin -0.6%
EBITDA · FY 2025
₹17.72 Lakh margin 54.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 1%
3 years · compounded
▼ 5%
5 years · compounded
▼ 7%
EBITDA CAGR growth
1 year
▼ 8%
3 years · compounded
▼ 5%
5 years · compounded
▼ 7%

Revenue rose 1% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 7%. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹17.72 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹17,931
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin54.4%
Net Profit Margin-0.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Asb Nidhi Limited, buy the company report.

Board of directors of Asb Nidhi Limited

Asb Nidhi has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
SindhuDirector04 Jan 20179 Years 9 MonthsCurrent
DeepthiDirector04 Jan 20179 Years 9 MonthsCurrent
Anu BhaskaranDirector04 Jan 20179 Years 9 MonthsCurrent

Peer comparison

Asb Nidhi Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Samasthaiswarya Nidhi Limited₹32.79 Lakh (FY 2020)3490.0%Kunnicode, Kerala, India
Ashray Microfinance Limited₹32.77 Lakh (FY 2025)22.0%Kolkata, West Bengal, India
Wenl Nidhi Limited₹32.62 Lakh (FY 2024)-12.0%Thrissur, Kerala, India
Kshemodayam Kuries Private Ltd₹32.59 Lakh (FY 2025)0.0%Thrissur, Kerala, India
Asb Nidhi Limitedthis company₹32.59 Lakh (FY 2025)-₹17,931-0.6%1.0%Alappuzha, Kerala, India
Chakkaravarthi Chits Private Limited₹32.48 Lakh (FY 2018)-21.0%Tiruchirappalli, Tamil Nadu, India
PSB Chits Private Limited₹32.47 Lakh (FY 2017)-10.0%Gurgaon, Haryana, India
Harsh Micro Finance₹32.37 Lakh (FY 2025)80.0%Jaipur, Rajasthan, India

To see the full peer comparison of Asb Nidhi Limited, buy the company report.

Auditor

Asb Nidhi Limited is audited by S J S & CO for the financial year 2020.

Auditor firmFinancial yearFirm registration number
S J S & COFY 2020011179S

Shareholding

The shareholding of Asb Nidhi Limited is on record for FY 2020, split between promoters, domestic institutions, public shareholders and others.

Shareholder categoryFY 2020
Promoters
Domestic institutional investors (DII)
Public
Others

To see the full shareholding pattern of Asb Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Asb Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Asb Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Asb Nidhi Limited has 3 board changes on record since 2017: 3 appointments. The latest: Anu Bhaskaran was appointed as Director on 04 Jan 2017.

AGM
Asb Nidhi Limited last Annual general meeting of members was held on 24 Oct 2025 as per latest MCA records.
Filing
Asb Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Anu Bhaskaran was appointed as Director.
Appointed
Deepthi was appointed as Director.
Appointed
Sindhu was appointed as Director.
Incorporation
04 Jan 2017
Asb Nidhi Limited was registered on 04 Jan 2017 with Roc Ernakulam & aged 9 years 9 months as per MCA records.

Frequently asked questions

Asb Nidhi is an active nidhi company based in Alappuzha, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 04 January 2017 (9+ years old) and is registered under CIN U65999KL2017PLC047706.

Asb Nidhi has 3 current directors:

The latest financial statements of Asb Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 October 2025. Year-wise statements from FY 2017 are in the company report.

The CIN (Corporate Identification Number) of Asb Nidhi is U65999KL2017PLC047706. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Asb Nidhi has 8 court cases on record: 8 filed by the company. 5 are pending. Most are in the district courts.

Asb Nidhi was incorporated on 04 January 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Asb Nidhi by revenue are Samasthaiswarya Nidhi Limited, Ashray Microfinance Limited, Wenl Nidhi Limited, Kshemodayam Kuries Private Ltd, Chakkaravarthi Chits Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Anu Bhaskaran was appointed as Director on 04 Jan 2017. Deepthi was appointed as Director on 04 Jan 2017. Sindhu was appointed as Director on 04 Jan 2017.

The registered office of Asb Nidhi is at 1432 A Asb Finance Bldg Elippakulam P O Choonad Vallikunnam, Alappuzha, Kerala, India – 690503.

Asb Nidhi operates in the financial services industry, in the microfinance institutions segment.

The compliance status of Asb Nidhi is compliant as of 03 August 2026. The company is actively filing with the Registrar of Companies.