
Kshemodayam Kuries Private Ltd
About Kshemodayam Kuries Private Ltd
Data last updated:
Kshemodayam Kuries Private Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 April 1970 and has been in existence for over 56 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1970PTC002276. Its GSTIN is 32AABCK0539J1ZT (Kerala).
The company has an authorised share capital of ₹85 Lakh and a paid-up capital of ₹67.7 Lakh. It is led by directors including Jose Kinattingal Francis and Tony Joe Pulikkan.
Its last annual general meeting (AGM) was held on 26 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at X/90 Rice Bazar, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹32.59 Lakh. For the same year it recorded a net profit of ₹17,510 (net margin 0.5%) and EBITDA of ₹45,355 (EBITDA margin 1.4%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years and 8% over five years.
The company has about 2 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹5.5 Lakh and satisfied charges of ₹7.85 Lakh on record. Court records list 40 cases involving the company, including 36 filed by the company and 4 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Kshemodayam Kuries has one previous CIN (Corporate Identification Number): U65992KL1970PLC002276. The current CIN is U65992KL1970PTC002276, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992KL1970PTC002276 | Current |
| U65992KL1970PLC002276 | Previous |
Contact details
Kshemodayam Kuries Private Ltd's registered office is in Thrissur, Kerala.
- Registered AddressX/90 Rice Bazar, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kshemodayam Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kshemodayam Kuries Private Ltd, buy the company report.
Financials of Kshemodayam Kuries Private Ltd
FY 2025 filings availableKshemodayam Kuries Private Ltd reported revenue of ₹32.59 Lakh for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years. EBITDA fell 74% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹45,355 | ||||
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| Net Profit (PAT) | ₹17,510 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.4% | ||||
| Net Profit Margin | 0.5% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Kshemodayam Kuries Private Ltd, buy the company report.
Board of directors of Kshemodayam Kuries Private Ltd
Kshemodayam Kuries has 9 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jose Kinattingal Francis Also directs: Souhardha Mercantile LLP, Pariyaram Hotels Private Limited, Sampanna Financiers Private Limited and 3 more | Director | 20 Jan 1984 | 42 Years 9 Months | Current |
| Tony Joe Pulikkan Also directs: Kshemavilasam Kuries Limited | Director | 13 Oct 2015 | 11 Years 0 Months | Current |
| Thomas Chakkappan Kanichai | Director | 05 Feb 1999 | 27 Years 9 Months | Current |
| Francis Chirakkekaran Antony Also directs: Souhardha Mercantile LLP, Sampanna Financiers Private Limited, Sampanna Kuries Pvt Ltd and 2 more | Director | 30 Nov 1990 | 35 Years 11 Months | Current |
| Francis Thanikkal Joseph | Director | 25 Apr 1997 | 29 Years 6 Months | Current |
| Chackochan Chandy Also directs: Kshemavilasam Kuries Limited, The Dharmmodyam Company | Director | 30 Aug 2002 | 24 Years 2 Months | Current |
Peer comparison
Kshemodayam Kuries Private Ltd is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Samasthaiswarya Nidhi Limited | ₹32.79 Lakh (FY 2020) | 3490.0% | Kunnicode, Kerala, India | |||
| Ashray Microfinance Limited | ₹32.77 Lakh (FY 2025) | 22.0% | Kolkata, West Bengal, India | |||
| Wenl Nidhi Limited | ₹32.62 Lakh (FY 2024) | -12.0% | Thrissur, Kerala, India | |||
| Kshemodayam Kuries Private Ltdthis company | ₹32.59 Lakh (FY 2025) | ₹17,510 | 0.5% | Thrissur, Kerala, India | ||
| Asb Nidhi Limited | ₹32.59 Lakh (FY 2025) | 1.0% | Alappuzha, Kerala, India | |||
| Chakkaravarthi Chits Private Limited | ₹32.48 Lakh (FY 2018) | -21.0% | Tiruchirappalli, Tamil Nadu, India | |||
| PSB Chits Private Limited | ₹32.47 Lakh (FY 2017) | -10.0% | Gurgaon, Haryana, India |
To see the full peer comparison of Kshemodayam Kuries Private Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 25 Oct 2024 | 100997912 | Dhanlaxmi Bank Limited | ₹5.5 Lakh | Open | |
| 14 Oct 2020 | 100386248 | The South Indian Bank Limited | ₹1.8 Lakh | Satisfied | |
| 14 Oct 2020 | 100386249 | The South Indian Bank Limited | ₹1.8 Lakh | Satisfied | |
| 10 Mar 2020 | 100387556 | The South Indian Bank Limited | ₹4.25 Lakh | Satisfied |
To see the full charge records of Kshemodayam Kuries Private Ltd, buy the company report.
Total charge records: 4 View all charges
Legal cases
Kshemodayam Kuries Private Ltd has 40 court cases on record: 36 filed by Kshemodayam Kuries, 4 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 35 | 1 | 0 |
| High courts | 5 | 3 | 0 |
Cases on record (5 of 40)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against Yuvasakthi Kuries Pvt. Ltd. | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against K.K.Francis,Clerk,The Catholic Syrian Bank Ltd. and 2 others | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Court case (Restor.Ptn) | Filed against the company by individuals | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Kshemodayam Kuries Private Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kshemodayam Kuries Private Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Kshemodayam Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCK0539J1ZT | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Kshemodayam Kuries Private Ltd, buy the company report.
Recent activity
Kshemodayam Kuries Private Ltd has 13 board changes on record since 1984: 9 appointments and 4 cessations. The latest: Antony Francis Manavalan ceased to be Director on 07 Jul 2024.
11 earlier events are in the company report.
Frequently asked questions
Kshemodayam Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 April 1970 (56+ years old) and is registered under CIN U65992KL1970PTC002276.
Kshemodayam Kuries has 9 current directors:
- Jose Kinattingal Francis - Director
- Tony Joe Pulikkan - Director
- Thomas Chakkappan Kanichai - Director
- Francis Chirakkekaran Antony - Director
- Francis Thanikkal Joseph - Director
- Chackochan Chandy - Director
- John Chalissery Joseph - Director
- Pottokaran Antony Jose - Director
- Tony Alappat John - Director
The latest financial statements of Kshemodayam Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Kshemodayam Kuries is 32AABCK0539J1ZT, registered in Kerala.
The CIN (Corporate Identification Number) of Kshemodayam Kuries is U65992KL1970PTC002276. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kshemodayam Kuries has 40 court cases on record: 36 filed by the company and 4 filed against it. Most are in the district courts.
Kshemodayam Kuries was incorporated on 22 April 1970, making it 56+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kshemodayam Kuries by revenue are Samasthaiswarya Nidhi Limited, Ashray Microfinance Limited, Wenl Nidhi Limited, Asb Nidhi Limited, Chakkaravarthi Chits Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Antony Francis Manavalan ceased to be Director on 07 Jul 2024. Kochu Tharayil Porinchu ceased to be Director on 21 Aug 2019. Tony Joe Pulikkan ceased to be Director Appointed In Casual Vacancy on 29 Jul 2017. Kshemodayam Kuries has 13 board changes on record in total.
The registered office of Kshemodayam Kuries is at X90 Rice Bazar, Thrissur, Kerala, India – 680001.
Kshemodayam Kuries operates in the financial services industry, in the microfinance institutions segment.

