About Akulaku Finance
Akulaku Finance is a company based in Jakarta (Indonesia) founded in 2016.. Akulaku Finance offers products and services including Akulaku Paylater and Loan Platform. Akulaku Finance operates in a competitive market with competitors including Akulaku, Kredivo, Yup, Indodana and EMPATKALI, among others.
- Headquarter Jakarta, Indonesia
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Sectors
Financial Services
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Pt Akulaku Finance Indonesia
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Annual Revenue
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Net Profit
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EBITDA
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Latest Funding Round
$12.21 M (USD), Debt – Conventional
Aug 28, 2025
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Investors
Bank Artha Graha Internasional
& 3 more
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Employee Count
Employee Count
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Products & Services of Akulaku Finance
Akulaku Finance offers a comprehensive portfolio of products and services, including Akulaku Paylater and Loan Platform. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Enables deferred payments for online shopping and transactions.
Offers quick loan approvals with flexible repayment options.
Funding Insights of Akulaku Finance
- Total Funding Total Funding
- Total Rounds 2
- Last Round Debt – Conventional — $12.2M
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First Round
First Round
(24 Dec 2024)
- Investors Count 4
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug, 2025 | Amount | Debt – Conventional - Akulaku Finance | Valuation |
investors |
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| Dec, 2024 | Amount | Debt – Conventional - Akulaku Finance | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Akulaku Finance
Akulaku Finance has secured backing from 4 investors, including institutional investors. Prominent investors backing the company include Bank Artha Graha Internasional, Maybank Indonesia and KEB Hana Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Commercial banking services are provided to customers in Indonesia.
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Founded Year | Domain | Location | |
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Founded Year | Domain | Location | |
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Maybank Indonesia is recognized as a leading private bank in Indonesia.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Akulaku Finance
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Akulaku Finance
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Akulaku Finance Comparisons
Competitors of Akulaku Finance
Akulaku Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Akulaku, Kredivo, Yup, Indodana and EMPATKALI, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Point-of-sale financing is provided for various consumer products via installments.
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| domain | founded_year | HQ Location |
App-based platform for purchase financing and instalment payments is provided.
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| domain | founded_year | HQ Location |
A platform connecting customers to paylater services is operated.
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| domain | founded_year | HQ Location |
An online marketplace offering comprehensive lending solutions for point-of-sale financing.
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| domain | founded_year | HQ Location |
App-based platform for purchase financing
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| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Akulaku Finance
Frequently Asked Questions about Akulaku Finance
When was Akulaku Finance founded?
Akulaku Finance was founded in 2016 and raised its 1st funding round 8 years after it was founded.
Where is Akulaku Finance located?
Akulaku Finance is headquartered in Jakarta, Indonesia. It is registered at Jakarta, Jakarta, Indonesia.
Who is the current CEO of Akulaku Finance?
Tak Takut Ombak Besar is the current CEO of Akulaku Finance.
What does Akulaku Finance do?
An app-based platform for consumer finance was established in 2016 in Jakarta, Indonesia. Various loan products are offered, including financing for online shopping with shop-now-pay-later options and multi-purpose loans such as car financing. The application operates on both Android and iOS platforms, serving users in the region.
Who are the top competitors of Akulaku Finance?
What products or services does Akulaku Finance offer?
Akulaku Finance offers Akulaku Paylater and Loan Platform.
Who are Akulaku Finance's investors?
Akulaku Finance has 4 investors. Key investors include Bank Artha Graha Internasional, Maybank Indonesia, KEB Hana Bank, and Bank Oke Indonesia.