About Aperidata
Aperidata is a Financial Services company based in Chester (United Kingdom) founded in 2017 by Andrew Bonsall and Ally Dinsdale, and was acquired by PayPoint in June 2026. Aperidata is focused on revolutionizing credit scoring through Open Banking. It operates on a FinTech and Data-as-a-Service model. Aperidata has raised $1.46 million across 4 funding rounds from investors including Maven Capital Partners and PayPoint. Its chief executive, as recorded, is Stephen Ashworth. Aperidata offers products and services including Credit Console®, SaferBet™, and Open Connect. Its focus areas include FinTech and Credit Scoring. Its legal entity is Aperidata Limited.
Company details
Aperidata is engaged in transforming credit and lending processes by leveraging Open Banking data. The company operates in the financial services sector, specifically within FinTech, offering AI-powered solutions for real-time credit decisioning. Products are designed to enhance decision accuracy, automate processes, and provide ethical financial insights across customer lifecycles, including onboarding, account management, and collections. Services are extended to organizations seeking fairer finance options through digital transformation.
- Headquarters Chester, United Kingdom
- Founders Andrew Bonsall, Ally Dinsdale
- Stage Acquired
- SectorsFinancial Services
- Website aperidata.com
- Social LinkedIn
- Acquired by PayPoint (Jun 2026)
- Legal Name Aperidata Limited
- Total Equity Funding$1.46M (USD)
in 4 rounds
- Latest Funding Round$1.28M (USD), Series A
May 2024
- InvestorsMaven Capital Partners
& 1 more
- Acquired byPayPoint
(Jun 2026)
Products & Services of Aperidata
Aperidata offers a comprehensive portfolio of products and services, including Credit Console®, SaferBet™, and Open Connect.
Credit decisions are enhanced with real-time data insights.
Risk identifiers are provided for high-risk activity detection.
Open banking data is used for financial insights.
Funding Insights of Aperidata
Aperidata has successfully raised a total of $1.46M across 4 strategic funding rounds. The most recent funding activity was a Series A round of $1.28 million completed in May 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $1.46M
- Total Rounds 4
- Last Round Series A — $1.28M
- First Round $38,621
(Oct 2020)
- Investors Count 2
All 4 funding rounds of Aperidata with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2024 | $1.28M | Series A | – | PayPoint | – |
| Jan 2024 | $145,328 | Seed | – | – | – |
| May 2023 | Seed | – | – | ||
| Oct 2020 | $38,621 | Seed | – | – | – |
2 investors in total: 2 institutional.
Investors in Aperidata
Aperidata has secured backing from 2 investors, including institutional and venture fund investors. Prominent investors backing the company include Maven Capital Partners and PayPoint.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Multiple sectors are targeted for private equity investments. | 2005 | mavencp.com | Birmingham, United Kingdom | |
Payment collection networks and management solutions are provided for businesses. | 1996 | paypoint.com | Welwyn Garden City, United Kingdom |
Investor details for Aperidata
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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People of Aperidata
3 people are tracked at Aperidata (3 in leadership).
| Name | Role | Group |
|---|---|---|
Andrew Bonsall | Co-Founder & COO | Leadership |
Ally Dinsdale | Co-Founder & Chief Product Officer | Leadership |
Stephen Ashworth | CEO | Leadership |
Complete people profiles for Aperidata
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Verified entity values are shown only after access is granted.
Timeline of Aperidata
4 dated milestones of Aperidata across 9 years, from founding to its latest funding, stage changes and deals.
- Founded Aperidata is founded.
- Funding First funding round of $39K.
- Funding Latest funding round, Series A, of $1.3M.
- Exit Acquired by PayPoint.
Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Aperidata (Banking & FinTech Platforms) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Tide is recognized as a digital banking platform for businesses. | 2015 | London, England, United Kingdom | USD 180.56 M | 3,462 | ||
Banking solutions are provided for retail customers and businesses. | 2015 | London, England, United Kingdom | USD 1.73 B | USD 5.95 B | 20,299 | |
Internet first bank for individuals and businesses | 2015 | London, England, United Kingdom | USD 2.37 B | USD 2.31 M | 3,786 |
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Frequently Asked Questions about Aperidata
Aperidata was founded in 2017 and raised its 1st funding round 3 years after it was founded.
Aperidata is headquartered in Chester, United Kingdom.
Stephen Ashworth is the CEO of Aperidata, as recorded in our data.
Aperidata is a funded company, having raised a total of $1.46M across 4 funding rounds to date. The company's 1st funding round was a Seed of $38.62K, raised on Oct 2020.
Aperidata is engaged in transforming credit and lending processes by leveraging Open Banking data. The company operates in the financial services sector, specifically within FinTech, offering AI-powered solutions for real-time credit decisioning. Products are designed to enhance decision accuracy, automate processes, and provide ethical financial insights across customer lifecycles, including onboarding, account management, and collections. Services are extended to organizations seeking fairer finance options through digital transformation.
Aperidata offers Credit Console®, SaferBet™, and Open Connect.
Aperidata has 2 investors. Key investors include Maven Capital Partners, and PayPoint.
Aperidata operates through Aperidata Limited.
Yes. Aperidata was acquired by PayPoint in June 2026.