About Monzo
Monzo is a Financial Services company based in London (United Kingdom) founded in 2015 by Jonas Huckestein Templestein, Tom Blomfield, Paul Rippon, and Gary Dolman. Internet first bank for individuals and businesses. Monzo has raised $2.37 billion across 21 funding rounds from investors including Stripe, Lemonade and Deliveroo. The company has 3,786 employees. Monzo has completed 1 acquisition, including Habito. Monzo was last valued at $5.9 billion in October 2024. Its chief executive, as recorded, is TS Anil. Its website monzo.com draws about 6.2 million monthly visits. Monzo offers products and services including Current Account, Savings Pot, Flex Credit Card, and Loans. Its focus areas include FinTech, Banking Tech, Internet First Banks and Digital Native Banks. Its legal entity is MONZO BANK LIMITED. Its competitors include Starling Bank, Atom bank and Revolut; 3 of its 3 listed competitors have raised funding.
Company details
Monzo was established in 2015 in London, United Kingdom, as an internet-first bank in the fintech sector. Deposit accounts, money transfers, debit cards for purchases, consumer loans, and SME loans are provided to users. An app-based platform is maintained for iOS and Android devices, supporting operations for personal and business clients across the region.
- Headquarters London, United Kingdom
- Employees 3,786
- Founders Jonas Huckestein Templestein, Tom Blomfield, Paul Rippon, Gary Dolman
- Stage Unicorn
- SectorsFinancial Services
- Website category Finance · Financial Planning and Management
- Email••••••••
- Phone•••• ••••
- Website monzo.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Monzo Bank Limited
- Date of Incorporation 18 Feb, 2015
- Jurisdiction LONDON, ENGLAND
Products & Services of Monzo
Monzo offers a comprehensive portfolio of products and services, including Current Account, Savings Pot, Flex Credit Card, and Loans.
Personal account for daily transactions and budgeting tools
Digital tool for setting aside and earning interest
Card for building credit with cashback offers
Options for up to £25,000 with eligibility checks
Apps and channels of Monzo
Monzo publishes 1 mobile app with over 10M+ downloads; its YouTube channel Monzo has 11.4K subscribers and 30 videos.
Videos from Monzo
The most watched videos on Monzo's YouTube channel, Monzo (11.4K subscribers). Click a video to play it here.
More on Monzo.
Funding Insights of Monzo
Monzo has successfully raised a total of $2.37B across 21 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.37B
- Total Rounds 21
- First Round $3.14M
(Apr 2015)
- Investors Count 61
Latest 10 of 21 funding rounds of Monzo with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2025 | Series I | – | – | ||
| May 2024 | $190.63M | Series I | – | – | |
| Mar 2024 | $430M | Series I | – | CapitalG, Ribbit Capital | |
| Oct 2023 | $1.21M | Series H | – | – | – |
| Dec 2021 | Series H | – | Tencent | – | |
| Dec 2021 | $477.26M | Series H | $4.5B | ADFD | |
| Feb 2021 | $68.65M | Series G | – | Octahedron Capital | – |
| Sep 2020 | $118.53M | Series G | $1.55B | Thrive Capital | |
| Jun 2020 | $166.17M | Series F | $••••• | Reference Capital Management, Vanderbilt University | |
| Jun 2019 | $182.17M | Series F | $••••• | Y Combinator, General Catalyst |
| Date | Valuation | Stage |
|---|---|---|
| Dec 2021 | $4.5B | •••••••• |
| Sep 2020 | $1.55B | •••••••• |
| Jun 2020 | $••••• | •••••••• |
| Jun 2019 | $••••• | •••••••• |
| Oct 2016 | $••••• | •••••••• |
| Feb 2016 | $••••• | •••••••• |
| Apr 2015 | $••••• | •••••••• |
Full valuation and stage history of Monzo
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $5.9B (Oct 2024). 61 investors in total: 49 institutional and 12 angel.
Investors in Monzo
Monzo has secured backing from 61 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Stripe, Lemonade and Deliveroo.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Provider of investment management and real asset services | iconiqcapital.com | San Francisco, United States | ||
Growth-stage companies are invested in by CapitalG, Alphabet's independent fund. | capitalg.com | San Francisco, United States | ||
Investments in growth-stage companies are made by Hedosophia. | hedosophia.com | London, United Kingdom | ||
Sovereign wealth is managed and private equity investments are facilitated. | gic.com.sg | Singapore, Singapore | ||
Early-stage companies in fintech and multiple sectors are invested in. | 2012 | ribbitcap.com | Palo Alto, United States | |
Corporate backed venture capital fund investing in multiple sectors | gv.com | Mountain View, United States | ||
Tech focused Early stage VC Firm investing in Europe and the UK | passioncapital.com | London, United Kingdom | ||
Venture capital and private equity investments are made across technologies. | hsgcap.com | Hong Kong, China | ||
Provider of an investment platform for various stages | coatue.com | New York, United States | ||
Accel is recognized as a leading venture capital firm. | 1983 | accel.com | Palo Alto, United States |
Investor details for Monzo
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People of Monzo
754 people are tracked at Monzo (142 in leadership, 4 in board & advisors, 608 in team); the tracked headcount is 3,786.
| Name | Role | Group |
|---|---|---|
Jonas Huckestein Templestein | Co-Founder & CTO | Leadership |
TS Anil | CEO | Leadership |
Tom Blomfield | Founder | Leadership |
Paul Rippon | Founder | Leadership |
Gary Dolman | Founder | Leadership |
Diana Layfield | CEO | Leadership |
Erin Harrington | Chief Of Staff To The COO | Leadership |
Lyndsey Edgar | VP, Operations | Leadership |
Ian Laing | Chief Risk Officer | Leadership |
Sacha P. | Head of Marketing Governance | Leadership |
Ellen Huon | Senior Finance Business Partner | Leadership |
Veronique Merriam Barbosa | Head Of Loyalty Rewards | Leadership |
Jessica Taylor | Head Of Compliance Advisory | Leadership |
Georgia Scott | Director Of Integrated Marketing, Growth Planning & Operations, International | Leadership |
Dimitar Kiryazov | Director | Leadership |
Dave Richardson | Director of Hiring, Business & Technology | Leadership |
Chris Mucklow-Norell | Head Of Brand Marketing | Leadership |
Kate Millington-Lusardi | Executive Assistant To Chief Executive Officer | Leadership |
Sujata Bhatia | COO | Leadership |
James Whiteacre | VP, Reward | Leadership |
734 more people are available in the full profile.
Complete people profiles for Monzo
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Investments & Acquisitions by Monzo
Monzo has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Habito.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Online mortgage broker digitizing application processes for borrowers. | habito.com | London, United Kingdom | 2015 | Dec 2025 | •••• |
Complete acquisition details for Monzo
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Timeline of Monzo
6 dated milestones of Monzo across 10 years, from founding to its latest funding, stage changes and deals.
- Founded Monzo is founded.
- Funding First funding round of $3.1M.
- Milestone Reaches Minicorn status.
- Milestone Reaches Unicorn status.
- Funding Latest funding round, Series I,.
- Acquisition Acquires Habito.
Competitors of Monzo
Monzo has 3 listed competitors in our database, 3 of them funded. They include Starling Bank, Atom bank and Revolut.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| starlingbank.com | 2014 | London, United Kingdom | $1.01B | 3,231 | Digital banking services are offered to consumers and businesses. | |
| atombank.co.uk | 2014 | Blyth, United Kingdom | $852.48M | 402 | Digital banking services are provided for individuals and businesses. | |
| revolut.com | 2015 | London, United Kingdom | $1.73B | 1,614 | Banking solutions are provided for retail customers and businesses. |
Detailed competitors of Monzo
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Monzo
The website of Monzo (monzo.com) receives about 6.2M visits a month and ranks #10,965 among all websites worldwide, #704 in Financial Planning and Management.
- Monthly visits6.2M
▲ 2.1% vs previous month
- Unique visitors2.8M
per month
- Global rank#10,965
among all websites
- Category rank#704
Finance · Financial Planning and Management
- Bounce rate47%
- Pages per visit2.5
- Average visit1 min 44 sec
- DevicesDesktop 16% · Mobile 84%
Websites whose visitors overlap most with Monzo. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| revolut.com | 100% | 23.1M | #2,328 | View details | |
| tide.co | 94% | 788.5K | #66,325 | View details | |
| moneysavingexpert.com | 88% | 20.7M | #3,243 | View details | |
chase.co.uk | chase.co.uk | 87% | #59,776 | – | |
experian.co.uk | experian.co.uk | 86% | #8,326 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Monzo
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- 40 similar websites
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Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Monzo (Banking & FinTech Platforms) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Tide is recognized as a digital banking platform for businesses. | 2015 | London, England, United Kingdom | USD 180.56 M | 3,462 | ||
Banking solutions are provided for retail customers and businesses. | 2015 | London, England, United Kingdom | USD 1.73 B | USD 5.95 B | 20,299 | |
Digital banking services are offered to consumers and businesses. | 2014 | London, England, United Kingdom | USD 1.01 B | USD 813.42 M | 2,835 |
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Related news about Monzo
Complete news archive for Monzo
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Frequently Asked Questions about Monzo
Monzo was founded in 2015.
Monzo is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
TS Anil is the CEO of Monzo, as recorded in our data.
Monzo is a funded company, having raised a total of $2.37B across 21 funding rounds to date. The company's 1st funding round was a Series F of $182.17M, raised on Apr 2015.
Monzo has 3,786 employees.
Annual revenue of Monzo is $2.31M as on Mar 31, 2026.
Monzo was established in 2015 in London, United Kingdom, as an internet-first bank in the fintech sector. Deposit accounts, money transfers, debit cards for purchases, consumer loans, and SME loans are provided to users. An app-based platform is maintained for iOS and Android devices, supporting operations for personal and business clients across the region.
Monzo's top competitors include Revolut, Starling Bank and Atom bank.
Monzo offers Current Account, Savings Pot, Flex Credit Card, and Loans.
Monzo has made 1 acquisition, including Habito.
The valuation of Monzo is $5.9B as of Oct 2024.