About Balaji Credit
Balaji Credit is a Financial Services company based in Mumbai (India) founded in 2015 by Deepak Poddar. It offers consulting for MSME loans, working capital, and government schemes. It operates on a B2B model. Its chief executive, as recorded, is Deepak Poddar. Its Indian entity Balaji Credit Services Private Limited reported revenue of ₹1.40 Cr. Balaji Credit offers products and services including MSME Loan Consulting and Working Capital Loans. Its focus areas include Business Advisory, Working Capital Management, Collateral-Free Loans and FinTech. Similar companies include Manappuram Finance, Hero Fincorp and Bajaj Finserv; 2 of its 3 listed similar companies have raised funding.
Company details
Balaji Credits is a financial consulting firm that assists MSME owners in securing appropriate loans under schemes like CGTMSE, including term loans and cash credit. They help manufacturers, traders, and service providers access collateral-free funding and working capital solutions. Based in Mumbai, India, their team of ex-bankers provides expert advice to align loans with business needs. Over 5500 clients have benefited from their services in Maharashtra and Gujarat.
- Headquarters Mumbai, India
- Founders Deepak Poddar
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website balajicredits.com
- Social LinkedIn X Facebook
- Legal Name Balaji Credit Services Private Limited
- Date of Incorporation 13 Jan, 2015
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹1.40 Cr
FY 2025 · -30% YoY
- Net Loss-₹33.5 Lakh
FY 2025 · -24% margin
- EBITDA-₹30.3 Lakh
FY 2025 · -22% margin
Associated legal entities of Balaji Credit
Balaji Credit operates through Balaji Credit Services Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Balaji Credit Services Private Limited CIN U74999MH2015PTC260873 | Active | 13 Jan 2015 | Mumbai, Maharashtra | ₹1.4 Cr | 2 | View details |
Products & Services of Balaji Credit
Balaji Credit offers a comprehensive portfolio of products and services, including MSME Loan Consulting and Working Capital Loans.
Guides MSME owners on securing loans and financial instruments.
Assists with cash credit and export packing credit for businesses.
Board of directors of Balaji Credit Services Private Limited (Balaji Credit)
Balaji Credit Services Private Limited is the primary company behind Balaji Credit. The board of Balaji Credit Services Private Limited currently have 2 directors; the longest-serving is Deepak Baijnath Poddar, appointed in 2015. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Deepak Baijnath Poddar DIN 03471191 | Director | 13 Jan 2015 | 11 yrs 10 mo | Balaji Credit Services Private Limited |
| Rajesh Vasantrai Bharadiya DIN 05188716 | Director | 13 Jan 2015 | 11 yrs 10 mo | Balaji Credit Services Private Limited |
People of Balaji Credit
1 people are tracked at Balaji Credit (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Founder, CEO | Leadership |
Complete people profiles for Balaji Credit
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Financials of Balaji Credit
Figures of Balaji Credit Services Private Limited, the primary company behind Balaji Credit, for FY 2025. Revenue was ₹1.40 Cr (-30% year on year). Net loss was -₹33.5 Lakh (-24% margin). EBITDA was -₹30.3 Lakh (-22% margin). Revenue has grown at a compounded annual rate of +60% over three years and +71% over five years.
- ₹1.40 CrRevenue · FY 2025 · -30% YoY
- -₹33.5 LakhNet loss · -24% margin
- -₹30.3 LakhEBITDA · -22% margin
- ₹10 LakhPaid-up capital
- +60%Revenue CAGR, 3 years
- +71%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Balaji Credit Services Private Limited are on its company page.
Detailed financial statements for Balaji Credit
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Similar companies to Balaji Credit
Balaji Credit has 3 listed similar companies in our database, 2 of them funded. They include Manappuram Finance, Hero Fincorp and Bajaj Finserv.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| herofincorp.com | 1991 | Delhi, India | $274.96M | 3,446 | 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | |
| bajajfinserv.in | 2007 | Pune, India | 53,782 | Financial solutions including loans and insurance are offered. |
Detailed similar companies of Balaji Credit
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Top companies in Alternative Lending
3 companies that operate in the same segment as Balaji Credit (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Related news about Balaji Credit
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Frequently Asked Questions about Balaji Credit
Balaji Credit was founded in 2015.
Balaji Credit is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Deepak Poddar is the CEO of Balaji Credit, as recorded in our data. They have also founded this company.
The primary company behind Balaji Credit, Balaji Credit Services Private Limited, reported revenue of ₹1.40 Cr for FY 2025, down 30% year on year.
Balaji Credits is a financial consulting firm that assists MSME owners in securing appropriate loans under schemes like CGTMSE, including term loans and cash credit. They help manufacturers, traders, and service providers access collateral-free funding and working capital solutions. Based in Mumbai, India, their team of ex-bankers provides expert advice to align loans with business needs. Over 5500 clients have benefited from their services in Maharashtra and Gujarat.
Balaji Credit's top competitors include Manappuram Finance, Bajaj Finserv and Hero Fincorp.
Balaji Credit offers MSME Loan Consulting and Working Capital Loans.
Balaji Credit operates through Balaji Credit Services Private Limited.
The legal entities of Balaji Credit currently have 2 directors, including Deepak Baijnath Poddar, Rajesh Vasantrai Bharadiya.