About Balaji Credit Services Private Limited
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Balaji Credit Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 13 January 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2015PTC260873. Its GSTIN is 27AAGCB1656G1ZR (Maharashtra).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Deepak Baijnath Poddar and Rajesh Vasantrai Bharadiya.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Shop No 1 Sujata Niketan Chs Rani Sati Marg Near Railway Station Malad East, Mumbai, Maharashtra, India – 400097.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.4 Cr, a decline of 30% compared to the previous year. For the same year it recorded a net loss of ₹33.55 Lakh (net margin -23.9%) and EBITDA of -₹30.31 Lakh (EBITDA margin -21.6%). Revenue has grown at a compounded annual rate (CAGR) of 60% over three years and 71% over five years.
The company is associated with 1 brand: Balaji Credit.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website balajicredits.com.
Company details
Contact details
Balaji Credit Services Private Limited's registered office is in Mumbai, Maharashtra. Its website is balajicredits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressShop No 1 Sujata Niketan Chs Rani Sati Marg Near Railway Station Malad East, Mumbai, Maharashtra, India – 400097
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Balaji Credit Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Balaji Credit Services operates one associated brand: Balaji Credit. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers consulting for MSME loans, working capital, and government schemes. | balajicredits.com |
Business activity
The main business activity of Balaji Credit Services is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Balaji Credit Services Private Limited, buy the company report.
Financials of Balaji Credit Services Private Limited
FY 2025 filings availableBalaji Credit Services Private Limited reported revenue of ₹1.4 Cr (down 30% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 30% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 71%. EBITDA fell 354% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹30.31 Lakh | ||||
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| Net Profit (PAT) | -₹33.55 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -21.6% | ||||
| Net Profit Margin | -23.9% | ||||
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To see the full financial statements and ratios of Balaji Credit Services Private Limited, buy the company report.
Board of directors of Balaji Credit Services Private Limited
Balaji Credit Services has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Deepak Baijnath Poddar Also directs: Omdeep Advisory Private Limited | Director | 13 Jan 2015 | 11 Years 10 Months | Current |
| Rajesh Vasantrai Bharadiya | Director | 13 Jan 2015 | 11 Years 10 Months | Current |
Peer comparison
Balaji Credit Services Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Eclat Capital and Finance Ltd. | ₹1.41 Cr (FY 2024) | 89.0% | Chandigarh, India | |||
| Balaji Credit Services Private Limitedthis company | ₹1.4 Cr (FY 2025) | -₹33.55 Lakh | -23.9% | -30.0% | Mumbai, Maharashtra, India | |
| Credit First (India) Private Limited | ₹1.4 Cr (FY 2025) | 213.0% | Delhi, India | |||
| Star Ffinreal Advisors Private Limited | ₹1.4 Cr (FY 2024) | Mumbai, Maharashtra, India |
To see the full peer comparison of Balaji Credit Services Private Limited, buy the company report.
Auditor
Balaji Credit Services Private Limited is audited by H A M AND CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| H A M AND CO | FY 2023 | 136368W |
Shareholding
The shareholding of Balaji Credit Services Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Balaji Credit Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Balaji Credit Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Balaji Credit Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Balaji Credit Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAGCB1656G1ZR | Maharashtra | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Balaji Credit Services Private Limited, buy the company report.
Recent activity
Balaji Credit Services Private Limited has 4 board changes on record since 2015: 2 appointments and 2 cessations. The latest: Chirag Kanakrai Trivedi ceased to be Director on 19 Apr 2023.
Frequently asked questions
Balaji Credit Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 13 January 2015 (11+ years old) and is registered under CIN U74999MH2015PTC260873.
Balaji Credit Services has 2 current directors:
- Deepak Baijnath Poddar - Director
- Rajesh Vasantrai Bharadiya - Director
The latest financial statements of Balaji Credit Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Balaji Credit Services is 27AAGCB1656G1ZR, registered in Maharashtra.
The CIN (Corporate Identification Number) of Balaji Credit Services is U74999MH2015PTC260873. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Balaji Credit Services was incorporated on 13 January 2015, making it 11+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Balaji Credit Services by revenue are Eclat Capital and Finance Ltd, Credit First (India) Private Limited, Star Ffinreal Advisors Private Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services).
Chirag Kanakrai Trivedi ceased to be Director on 19 Apr 2023. Sandeep Chand Mal Tak ceased to be Director on 14 Sep 2019. Deepak Baijnath Poddar was appointed as Director on 13 Jan 2015. Balaji Credit Services has 4 board changes on record in total.
Balaji Credit Services can be reached through the website balajicredits.com. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Balaji Credit Services is at Shop No 1 Sujata Niketan Chs Rani Sati Marg Near Railway Station Malad East, Mumbai, Maharashtra, India – 400097.
Balaji Credit Services operates in the financial services industry, in the diversified financial services segment.
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