Credit First (India) Private Limited

Credit First (India) Private Limited - financial services in Delhi, India. FY 2026 financials & compliance.
CIN U67190DL2021PTC384324 Incorporated 28 July 2021 ROC Delhi HQ Delhi, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.4 Cr
▲ 213% YoY
Net profit · FY 2025
₹7.67 Lakh
Net margin 5.5%
EBITDA · FY 2025
₹11.23 Lakh
EBITDA margin 8%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered

About Credit First (India) Private Limited

Data last updated:

Credit First (India) Private Limited is a private limited company based in Delhi, India. It operates in the consultancy services segment of the financial services sector. It was incorporated on 28 July 2021 and has been in existence for over 5 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67190DL2021PTC384324. Its GSTIN is 07AAJCC6568P1ZT (Delhi).

The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Dalbir Singh and Varsha Rani.

Its last annual general meeting (AGM) was held on 08 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 516 Kirti Shikhar District Centre Janak Puri, Delhi, India – 110058.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.4 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹7.67 Lakh (net margin 5.5%) and EBITDA of ₹11.23 Lakh (EBITDA margin 8%). Revenue has grown at a compounded annual rate (CAGR) of 119% over three years.

Company details

CIN U67190DL2021PTC384324
Registration Number 384324
Incorporation Date 28 July 2021
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 08 August 2025
Date of Balance Sheet 31 March 2025

Contact details

Credit First (India) Private Limited's registered office is in Delhi, Delhi. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    516 Kirti Shikhar District Centre Janak Puri, Delhi, India – 110058
  • Industry
    Financial Services, Consultancy, Advisory, Financial Brokerage

To see the full contact details of Credit First (India) Private Limited, buy the company report.

Comprehensive company report
Credit First (India) Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Credit First (India) is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK7Financial Advisory, brokerage and Consultancy Services

To see the full business activity and turnover split of Credit First (India) Private Limited, buy the company report.

Financials of Credit First (India) Private Limited

FY 2025 filings available

Credit First (India) Private Limited reported revenue of ₹1.4 Cr (up 213% YoY) for FY 2025.

Revenue · FY 2025
₹1.4 Cr ▲ 213%
Net profit · FY 2025
₹7.67 Lakh margin 5.5%
EBITDA · FY 2025
₹11.23 Lakh margin 8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 213%
3 years · compounded
▲ 119%
EBITDA CAGR growth
3 years · compounded
▲ 174%

Revenue has grown at a compounded annual rate (CAGR) of 119% over three years, including 213% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹11.23 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹7.67 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin8%
Net Profit Margin5.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Credit First (India) Private Limited, buy the company report.

Board of directors of Credit First (India) Private Limited

Credit First (India) has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Dalbir SinghAdditional Director01 Nov 20251 Years 0 MonthsCurrent
Varsha RaniAdditional Director27 Jan 20251 Years 9 MonthsCurrent
Sumit KumarAdditional Director06 Aug 20251 Years 3 MonthsCurrent
Saumya TiwariAdditional Director19 Jul 20251 Years 3 MonthsCurrent

Peer comparison

Credit First (India) Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Eclat Capital and Finance Ltd.₹1.41 Cr (FY 2024)89.0%Chandigarh, India
Balaji Credit Services Private Limited₹1.4 Cr (FY 2025)-30.0%Mumbai, Maharashtra, India
Credit First (India) Private Limitedthis company₹1.4 Cr (FY 2025)₹7.67 Lakh5.5%213.0%Delhi, India
Star Ffinreal Advisors Private Limited₹1.4 Cr (FY 2024)Mumbai, Maharashtra, India

To see the full peer comparison of Credit First (India) Private Limited, buy the company report.

Auditor

Credit First (India) Private Limited is audited by BHS AND CO for the financial year 2023.

Auditor firmFinancial yearFirm registration number
BHS AND COFY 2023016889N

MSME payment delays

No delayed payments to MSME suppliers are on our record for Credit First (India) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Credit First (India) Private Limited has 1 active EPFO establishment as of Apr 08, 2024.

Active EPFO establishments
1

GST

Credit First (India) has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
07AAJCC6568P1ZTDelhiActive01 Aug 2021

To see the full GST registrations and return filing status of Credit First (India) Private Limited, buy the company report.

Recent activity

Credit First (India) Private Limited has 8 board changes on record since 2023: 4 appointments and 4 cessations. The latest: Dalbir Singh was appointed as Additional Director on 01 Nov 2025.

Appointed
Dalbir Singh was appointed as Additional Director.
Ceased
Varsha Rani ceased to be Additional Director.
AGM
Credit First (India) Private Limited last Annual general meeting of members was held on 08 Aug 2025 as per latest MCA records.
Appointed
Sumit Kumar was appointed as Additional Director.
Ceased
Ankit Verma ceased to be Director.
Appointed
Saumya Tiwari was appointed as Additional Director.
Filing
Credit First (India) Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Ceased
Dalbir Singh ceased to be Director.
Appointed
Varsha Rani was appointed as Additional Director.
Ceased
Shalini Saxena ceased to be Director.
Incorporation
28 Jul 2021
Credit First (India) Private Limited was registered on 28 Jul 2021 with Roc Delhi & aged 5 years 3 months as per MCA records.

Frequently asked questions

Credit First (India) is an active private limited company based in Delhi, India. The company works in consultancy, within the financial services industry. It was incorporated on 28 July 2021 (5+ years old) and is registered under CIN U67190DL2021PTC384324.

Credit First (India) has 4 current directors:

The latest financial statements of Credit First (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 08 August 2025. Year-wise statements from FY 2022 are in the company report.

The GSTIN of Credit First (India) is 07AAJCC6568P1ZT, registered in Delhi.

The CIN (Corporate Identification Number) of Credit First (India) is U67190DL2021PTC384324. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Credit First (India) was incorporated on 28 July 2021, making it 5+ years old. It is registered with the Registrar of Companies, Delhi.

The peers of Credit First (India) by revenue are Eclat Capital and Finance Ltd, Balaji Credit Services Private Limited, Star Ffinreal Advisors Private Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (financial advisory, brokerage and consultancy services).

Dalbir Singh was appointed as Additional Director on 01 Nov 2025. Varsha Rani ceased to be Additional Director on 01 Nov 2025. Sumit Kumar was appointed as Additional Director on 06 Aug 2025. Credit First (India) has 8 board changes on record in total.

The registered office of Credit First (India) is at 516 Kirti Shikhar District Centre Janak Puri, Delhi, India – 110058.

Credit First (India) operates in the financial services industry, in the consultancy segment.

Credit First (India) can be reached at its registered office: 516 Kirti Shikhar District Centre Janak Puri, Delhi, India – 110058.