About Balance Credit
Balance Credit is a Financial Services company based in Irving (United States) founded in 2013. Unsecured personal loans are offered to borrowers with poor credit. The company has 18 employees. Its chief executive, as recorded, is Stephanie Klein. Its website balancecredit.com draws about 84 thousand monthly visits. Balance Credit offers products and services including Personal Loans, Emergency Loans, Bad Credit Loans, Installment Loans, and Payday Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is SUNUP FINANCIAL,LLC. Its competitors include LendingPoint, Possible Finance and Best Egg; 3 of its 3 listed competitors have raised funding.
Company details
Balance Credit was founded in 2013 and is headquartered in Irving, United States, operating within the personal lending sector. Fast unsecured loans, ranging from 100 to 3,000 with repayment terms up to 24 months, are extended to individuals across various credit levels, including those with adverse credit histories. Borrowers on-time payments are reported to a credit bureau, supporting gradual improvements in their credit scores over time.
- Headquarters Irving, United States
- Employees 18
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Website balancecredit.com
- Social LinkedIn X Facebook
- Legal Name Sunup Financial,Llc
- Latest Funding Round$100M (USD), Debt – Venture
Oct 2015
- Investors
- Employee Count18
Products & Services of Balance Credit
Balance Credit offers a comprehensive portfolio of products and services, including Personal Loans, Emergency Loans, Bad Credit Loans, Installment Loans, and Payday Loans.
Offers quick online loans for general financial needs.
Provides funds for urgent repairs and medical expenses.
Supports borrowing for those with poor credit histories.
Facilitates loans with flexible repayment schedules.
Delivers short-term loans for immediate cash requirements.
Helps combine multiple debts into one manageable loan.
Funding Insights of Balance Credit
- Total Rounds 1
- Last Round Debt – Venture — $100M
- First Round $100M
(Oct 2015)
- Investors Count 1
All 1 funding rounds of Balance Credit with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct 2015 | $100M | Debt – Venture | – | – |
1 investors in total: 1 institutional.
Investors in Balance Credit
Balance Credit has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Princeton Alternative Funding.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
A fund management company focused on alternative lending markets. | princetonalternativefunding.com | Princeton, United States |
Investor details for Balance Credit
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Balance Credit
1 people are tracked at Balance Credit (1 in leadership); the tracked headcount is 18.
| Name | Role | Group |
|---|---|---|
Stephanie Klein | CEO | Leadership |
Complete people profiles for Balance Credit
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Balance Credit
2 dated milestones of Balance Credit across 2 years, from founding to its latest funding, stage changes and deals.
- Founded Balance Credit is founded.
- Funding First funding round of $100.0M.
Competitors of Balance Credit
Balance Credit has 3 listed competitors in our database, 3 of them funded. They include LendingPoint, Possible Finance and Best Egg.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| lendingpoint.com | 2014 | Atlanta, United States | $137.17M | Personal loans are facilitated through an online marketplace platform. | ||
| possiblefinance.com | 2017 | Seattle, United States | $49.56M | Multiple consumer loans are offered through an online platform. | ||
| bestegg.com | 2000 | Wilmington, United States | $300M | 325 | Personal loans are offered via an online platform. |
Detailed competitors of Balance Credit
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Balance Credit
The website of Balance Credit (balancecredit.com) receives about 84.1K visits a month and ranks #270,127 among all websites worldwide, #4,095 in Banking Credit and Lending.
- Monthly visits84.1K
▼ 32.2% vs previous month
- Unique visitors47.4K
per month
- Global rank#270,127
among all websites
- Category rank#4,095
Finance · Banking Credit and Lending
- Bounce rate23%
- Pages per visit4.3
- Average visit4 min 10 sec
- DevicesDesktop 19% · Mobile 81%
Websites whose visitors overlap most with Balance Credit. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| dontbebroke.com | 100% | 110.9K | #273,359 | View details | |
| securityfinance.com | 99% | #301,865 | View details | ||
wiseloan.com | wiseloan.com | 56% | #272,494 | – | |
| unitedfinance.com | 44% | 116.3K | #252,821 | View details | |
badcredit.org | badcredit.org | 44% | #671,510 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 7 similar websites and full traffic analytics for Balance Credit
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 7 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as Balance Credit (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
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Frequently Asked Questions about Balance Credit
Balance Credit was founded in 2013 and raised its 1st funding round 2 years after it was founded.
Balance Credit is headquartered in Irving, United States. It is registered at Irving, Texas, United States.
Stephanie Klein is the CEO of Balance Credit, as recorded in our data.
Balance Credit has 18 employees.
Balance Credit was founded in 2013 and is headquartered in Irving, United States, operating within the personal lending sector. Fast unsecured loans, ranging from 100 to 3,000 with repayment terms up to 24 months, are extended to individuals across various credit levels, including those with adverse credit histories. Borrowers on-time payments are reported to a credit bureau, supporting gradual improvements in their credit scores over time.
Balance Credit's top competitors include Best Egg, LendingPoint and Possible Finance.
Balance Credit offers Personal Loans, Emergency Loans, Bad Credit Loans, Installment Loans, and 2 more products and services.
Balance Credit has 1 investor. Key investors include Princeton Alternative Funding.
Balance Credit operates through Sunup Financial,Llc.