About Upstart
Upstart is a publicly listed company based in Palo Alto (United States) founded in 2012 by Paul Gu. Diversified loans are provided via an AI-enabled online marketplace. It operates in the Transportation, Automotive & Logistics and Financial Services sectors. Upstart has raised $128.65 million across 8 funding rounds from investors including Kleiner Perkins, Khosla Ventures and Progressive Investment Company. The company has 1,190 employees. Upstart has completed 1 acquisition, including GetProdigy. Its website upstart.com draws about 4 million monthly visits. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include Laurel Road, Tekion and CDK Global; 2 of its 3 listed competitors have raised funding.
Company details
Upstart was founded in 2012 and is headquartered in Palo Alto, United States. Operations are conducted in the fintech sector as an AI-enabled online marketplace. Loans offered include personal, credit card, car, debt consolidation, wedding, medical, and small business varieties for consumers and businesses. Personalized loan rates are determined based on individual credit assessments.
- Headquarters Palo Alto, United States
- Employees 1,190
- Founders Paul Gu
- Stage Public
- SectorsTransportation, Automotive & LogisticsFinancial Services
- Website category Finance · Banking Credit and Lending
- Website upstart.com
- Social LinkedIn X Facebook
- Legal Name Upstart Holdings, Inc.
- Annual Revenue$1.04 B (USD)63.99as on Dec 31, 2025
- Net Profit$53.6 M (USD)as on Dec 31, 2025
- EBITDA$67.47 M (USD)as on Dec 31, 2025
- Total Equity Funding$128.65M (USD)
in 8 rounds
- Latest Funding Round$50M (USD), Series D
Apr 2019
- InvestorsKleiner Perkins
& 16 more
- Employee Count1,190
- Investments & Acquisitions
Funding Insights of Upstart
Upstart has successfully raised a total of $128.65M across 8 strategic funding rounds. The most recent funding activity was a Series D round of $50 million completed in April 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $128.65M
- Total Rounds 8
- Last Round Series D — $50M
- First Round $1.75M
(Apr 2012)
- Investors Count 17
All 8 funding rounds of Upstart with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2019 | $50M | Series D | – | Progressive Investment Company, Hoopp | – |
| Mar 2017 | $32.5M | Series D | – | Rakuten Capital | |
| Jul 2015 | $35M | Series C | – | Third Point | |
| Jan 2014 | $1.98M | Debt – Conventional | – | – | – |
| Apr 2013 | $5.9M | Series A | – | First Round Capital, Founders Fund | |
| Jan 2013 | $3.5M | Series A | – | – | |
| Aug 2012 | $260,000 | Debt – Conventional | – | – | – |
| Apr 2012 | $1.75M | Seed | – | – | – |
17 investors in total: 14 institutional and 3 angel.
Investors in Upstart
Upstart has secured backing from 17 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Kleiner Perkins, Khosla Ventures and Progressive Investment Company.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Corporate-backed venture capital is focused on fintech and multiple sectors. | thirdpointventures.com | Menlo Park, United States | ||
Early-stage startups are funded by this venture capital firm. | 2004 | khoslaventures.com | Menlo Park, United States | |
US focused seed and early-stage VC firm | firstround.com | San Francisco, United States | ||
Venture capital firm focused on technology, fintech, e-commerce, mobility platforms, and multiple sectors | capital.rakuten.com | Setagaya City, Japan | ||
Private equity firm investing in multiple sectors | collabfund.com | New York, United States | ||
Venture capital investments in technology and defense sectors. | foundersfund.com | |||
Venture capital investments are offered to startups by NEA. | nea.com | Menlo Park, United States | ||
Corporate backed venture capital fund investing in multiple sectors | gv.com | Mountain View, United States | ||
Early-stage tech-focused VC firm investing primarily in the US | tuesday.vc | San Francisco, United States | ||
Venture capital firm investing in early-stage tech startups | 1972 | kleinerperkins.com | Menlo Park, United States |
Investor details for Upstart
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People of Upstart
269 people are tracked at Upstart (76 in leadership, 3 in board & advisors, 190 in team); the tracked headcount is 1,190.
| Name | Role | Group |
|---|---|---|
Paul Gu | Co-Founder & CTO | Leadership |
Sonya Banerjee | Vp, Head Of Investor Relations | Leadership |
Kaylee Forrest | Senior Director, Technical Accounting & Financial Reporting | Leadership |
Dave Girouard | Co-Founder & CEO | Leadership |
Steven Madrid | Senior Director, Associate General Counsel & Assistant Corporate Secretary | Leadership |
Tyler Munson | VP Of Growth | Leadership |
Becca Gelenberg | Chief People Officer | Leadership |
Sanjay Datta | CFO | Leadership |
Scott Darling | Chief Legal Officer | Leadership |
Priyank S. | Director Of Product Management - Growth | Leadership |
Elena Catania | Director, Capital Markets | Leadership |
Suprasanna Mishra | Director Of Product | Leadership |
Jenna W. | Senior Tax Director | Leadership |
Krishna Rao | Vice President Of Decisions And Data | Leadership |
Don Carmichael | Director Of Machine Learning | Leadership |
David Rubenstein | Director Of Data Engineering | Leadership |
Ben Dear | Director Of Product Management | Leadership |
Alice Berry | Sr. Director, Treasury | Leadership |
Kailee Akers | Art Director | Leadership |
Eddie Jiang | Senior Director, Analytics | Leadership |
249 more people are available in the full profile.
Complete people profiles for Upstart
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IPO & Listings of Upstart
Upstart is a publicly listed company on the NASDAQ with ticker symbol UPST in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date16 Dec 2020
- Listed onNASDAQ: UPST
- Listed entityUpstart Holdings, Inc.
- Exchange sectorFinance
- ISINUS91680M1071
- Share price$23.83 (+0.34% on the day) · 2026-10-13
- Market capitalisation$2.32B
- Price to earnings43.4
- EPS (diluted, trailing year)$0.55
- Volume (last session)3,126,564
Financials of Upstart
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $1.04B | $53.6M | $67.5M |
| 2024 | $636.5M | -$128.6M | -$160.0M |
| 2023 | $513.6M | -$240.1M | -$236.3M |
| 2022 | $842.4M | -$108.7M | -$105.0M |
| 2021 | $848.6M | $135.4M | $146.4M |
Detailed financial statements for Upstart
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Investments & Acquisitions by Upstart
Upstart has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include GetProdigy.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Automotive web-store services are automated via a SaaS platform. | getprodigy.com | San Francisco, United States | 2015 | Mar 2021 | $58M |
Complete acquisition details for Upstart
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Timeline of Upstart
5 dated milestones of Upstart across 9 years, from founding to its latest funding, stage changes and deals.
- Founded Upstart is founded.
- Funding First funding round of $1.8M.
- Funding Latest funding round, Series D, of $50.0M.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires GetProdigy.
Competitors of Upstart
Upstart has 3 listed competitors in our database, 2 of them funded. They include Laurel Road, Tekion and CDK Global.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| laurelroad.com | 2006 | New York, United States | $20M | Student loan refinancing, mortgages, and personal loans are offered online. | ||
| tekion.com | 2016 | Pleasanton, United States | $600M | 640 | AI and cloud-driven systems for auto dealership management are provided. | |
| cdkglobal.com | 1972 | Hoffman Estates, United States | 739 | Cloud-driven management systems for auto dealerships are provided. |
Detailed competitors of Upstart
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Web traffic of Upstart
The website of Upstart (upstart.com) receives about 4M visits a month and ranks #11,909 among all websites worldwide, #763 in Banking Credit and Lending.
- Monthly visits4M
▲ 12.6% vs previous month
- Unique visitors1.5M
per month
- Global rank#11,909
among all websites
- Category rank#763
Finance · Banking Credit and Lending
- Bounce rate33%
- Pages per visit6.2
- Average visit5 min 14 sec
- DevicesDesktop 35% · Mobile 65%
Websites whose visitors overlap most with Upstart. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| upgrade.com | 100% | 3.2M | #13,966 | View details | |
| lendingtree.com | 96% | 5.1M | #12,884 | View details | |
| avant.com | 96% | 2.1M | #19,824 | View details | |
| bestegg.com | 94% | 1.6M | #25,161 | View details | |
| sofi.com | 93% | 28.5M | #1,582 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Upstart
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Top companies in Automotive Technology & Systems
3 companies that operate in the same segment as Upstart (Automotive Technology & Systems) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
AI-powered cloud-based vehicle tracking solutions are offered for fleet owners. | 2015 | San Francisco, California, United States | USD 915 M | USD 1.62 B | 5,792 | |
Cloud-based ERP software is provided for automotive and manufacturing sectors. | 1972 | Austin, Texas, United States | USD 229.28 M | 834 | ||
Predictive marketing and sales platform | 1990 | San Francisco, California, United States | USD 332.76 M |
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Related news about Upstart
Complete news archive for Upstart
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Frequently Asked Questions about Upstart
Upstart was founded in 2012.
Upstart is headquartered in Palo Alto, United States. It is registered at Palo Alto, California, United States.
Upstart is a funded company, having raised a total of $128.65M across 8 funding rounds to date. The company's 1st funding round was a Seed of $1.75M, raised on Apr 2012.
Upstart has 1,190 employees.
Annual revenue of Upstart is $1.04B as on Dec 31, 2025.
Upstart was founded in 2012 and is headquartered in Palo Alto, United States. Operations are conducted in the fintech sector as an AI-enabled online marketplace. Loans offered include personal, credit card, car, debt consolidation, wedding, medical, and small business varieties for consumers and businesses. Personalized loan rates are determined based on individual credit assessments.
Upstart's top competitors include Laurel Road, Tekion and CDK Global.
Yes, Upstart is publicly traded on NASDAQ under the ticker symbol UPST.
Upstart has made 1 acquisition, including GetProdigy.
Upstart has 17 investors. Key investors include Kleiner Perkins, Khosla Ventures, Progressive Investment Company, Hoopp, and First National Bank.
The website of Upstart receives about 4 million visits a month and ranks #11,909 among all websites worldwide.