Upstart

Palo Alto, United States Founded: 2012 • Age: 14 yrs
Diversified loans are provided via an AI-enabled online marketplace.
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About Upstart

Upstart is a company based in Palo Alto (United States) founded in 2012 by Paul Gu.. Upstart has raised $128.65 million across 8 funding rounds from investors including Kleiner Perkins, Khosla Ventures and Progressive Investment Company. The company has 1,190 employees as of December 31, 2024. Upstart has completed 1 acquisition, including GetProdigy. Upstart operates in a competitive market with competitors including Laurel Road, Tekion, CDK Global, Tala and Dealertrack, among others.

  • Headquarter Palo Alto, United States
  • Employees 1190 as on 31 Dec, 2024
  • Founders Paul Gu
  • Stage Public
  • Sectors
    Transportation, Automotive & Logistics
    Financial Services
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Upstart Holdings, Inc.
Operational Areas
Transportation, Automotive & Logistics → Automotive Technology & Mobility Solutions
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $636.53 M
    23.94
    as on Dec 31, 2024
  • Net Profit
    $-128.58 M
    46.45
    as on Dec 31, 2024
  • EBITDA
    $-152.31 M
    34.24
    as on Dec 31, 2024
  • Total Equity Funding
    $128.65 M (USD)

    in 8 rounds

  • Latest Funding Round
    $50 M (USD), Series D

    Apr 08, 2019

  • Investors
  • Employee Count
    1190

    as on Dec 31, 2024

  • Investments & Acquisitions
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IPO & Listings of Upstart

Upstart is a publicly listed company on the NASDAQ with ticker symbol UPST in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: NASDAQ · Ticker: UPST . Sector: Finance · USA
People of Upstart
Headcount 200-500
Employee Profiles 266
Board Members and Advisors 3
Employee Profiles
People
Kaylee Forrest
Senior Director, Technical Accounting & Financial Reporting
People
Satheesh Boopathi
Senior Data Engineer
People
Dave Girouard
Co-Founder & CEO
People
Paul Gu
Co-Founder, Head of Product & Data Science

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Board Members and Advisors
people
Ciaran O’kelly
Director
people
Hilliard C. Terry, III
Director
people
Mary Hentges
Director

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Funding Insights of Upstart

Upstart has successfully raised a total of $128.65M across 8 strategic funding rounds. The most recent funding activity was a Series D round of $50 million completed in April 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 8
  • Last Round Series D — $50.0M
  • First Round

    (01 Apr 2012)

  • Investors Count 17
Date Amount Transaction Name Valuation Lead Investors Investors
Apr, 2019 Amount Series D - Upstart Valuation Progressive Investment Company , Hoopp
Mar, 2017 Amount Series D - Upstart Valuation Rakuten Capital
Jul, 2015 Amount Series C - Upstart Valuation Third Point
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Upstart

Upstart has secured backing from 17 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Kleiner Perkins, Khosla Ventures and Progressive Investment Company. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Corporate-backed venture capital is focused on fintech and multiple sectors.
Founded Year Domain Location
Early-stage startups are funded by this venture capital firm.
Founded Year Domain Location
US focused seed and early-stage VC firm
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Upstart

Upstart has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include GetProdigy. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Automotive web-store services are automated via a SaaS platform.
2015
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Upstart

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Upstart Comparisons

Employees
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Competitors of Upstart

Upstart operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Laurel Road, Tekion, CDK Global, Tala and Dealertrack, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Student loan refinancing, mortgages, and personal loans are offered online.
domain founded_year HQ Location
AI and cloud-driven systems for auto dealership management are provided.
domain founded_year HQ Location
Cloud-driven management systems for auto dealerships are provided.
domain founded_year HQ Location
Fintech services for credit, savings, and payments are delivered globally.
domain founded_year HQ Location
Dealership management solutions are provided for automotive dealers.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Upstart

Frequently Asked Questions about Upstart

When was Upstart founded?

Upstart was founded in 2012.

Where is Upstart located?

Upstart is headquartered in Palo Alto, United States. It is registered at Palo Alto, California, United States.

Is Upstart a funded company?

Upstart is a funded company, having raised a total of $128.65M across 8 funding rounds to date. The company's 1st funding round was a Series C of $35M, raised on Apr 01, 2012.

How many employees does Upstart have?

As of Dec 31, 2024, the latest employee count at Upstart is 1,190.

What is the annual revenue of Upstart?

Annual revenue of Upstart is $636.53M as on Dec 31, 2024.

What does Upstart do?

Upstart was founded in 2012 and is headquartered in Palo Alto, United States. Operations are conducted in the fintech sector as an AI-enabled online marketplace. Loans offered include personal, credit card, car, debt consolidation, wedding, medical, and small business varieties for consumers and businesses. Personalized loan rates are determined based on individual credit assessments.

Who are the top competitors of Upstart?

Upstart's top competitors include Laurel Road, Tala and Tekion.

Is Upstart publicly traded?

Yes, Upstart is publicly traded on NASDAQ under the ticker symbol UPST.

How many acquisitions has Upstart made?

Upstart has made 1 acquisition, including GetProdigy.

Who are Upstart's investors?

Upstart has 17 investors. Key investors include Kleiner Perkins, Khosla Ventures, Progressive Investment Company, Hoopp, and First National Bank.

What is Upstart's ticker symbol?

The ticker symbol of Upstart is UPST on NASDAQ.

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