About BillionLoans
BillionLoans is a Financial Services company based in Bengaluru (India) founded in 2016 by Venkatraman Balakrishnan and Rangan Varadan. Various financial loans are provided to businesses and individuals. BillionLoans has raised $1.94 million across 3 funding rounds from investors including Reliance Capital, Raghunath G Subramanian and Start 2 Scale Venture. The company has 4 employees. BillionLoans was last valued at $16.93 million in July 2020. Its chief executive, as recorded, is Rangan Varadan. Its Indian entity Billionloans Financial Services Private Limited reported revenue of ₹3.55 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include Epimoney, IndiaLends and i2i; 2 of its 3 listed competitors have raised funding.
Company details
BillionLoans was established in 2016 as a non-banking financial institution based in Bengaluru, India. Diverse financing options are offered, encompassing supply chain finance, sales and purchase bill discounting, business term loans, machinery and equipment financing, personal loans, and housing loans. Advisory services for working capital are also provided, supporting short-term operational requirements and long-term investments in assets or property.
- Headquarters Bengaluru, India
- Employees 4
- Founders Venkatraman Balakrishnan, Rangan Varadan
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website billionloans.com
- Social LinkedIn X Facebook
- Legal Name Billionloans Financial Services Private Limited
- Date of Incorporation 09 Nov, 2016
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹3.55 Cr
FY 2025 · +191% YoY
- Net Profit₹21.2 Lakh
FY 2025 · 6% margin
- EBITDA₹1.03 Cr
FY 2025 · 29% margin
- Total Equity Funding$1.94M (USD)
in 3 rounds
- Latest Funding Round$267.61K (USD), Angel Round
Jul 2020
- InvestorsReliance Capital
& 4 more
- Employee Count4
Associated legal entities of BillionLoans
BillionLoans operates through Billionloans Financial Services Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Billionloans Financial Services Private Limited CIN U74999KA2016PTC097681 | Active | 09 Nov 2016 | Bangalore, Karnataka | ₹3.6 Cr | 4 | 3 | View details |
Funding Insights of BillionLoans
BillionLoans has successfully raised a total of $1.94M across 3 strategic funding rounds. The most recent funding activity was a Angel Round of $267.61 thousand completed in July 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $1.94M
- Total Rounds 3
- Last Round Angel Round — $267,612
- First Round $1.08M
(Jul 2017)
- Investors Count 5
All 3 funding rounds of BillionLoans with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2020 | $267,612 | Angel Round | $16.93M | Raghunath G Subramanian | – |
| Jun 2019 | $594,737 | Seed | $6.43M | Kanagasingam Kathirkama Thamby | |
| Jul 2017 | $1.08M | Seed | $••••• | Reliance Capital | – |
| Date | Valuation | Stage |
|---|---|---|
| Jul 2020 | $16.93M | •••••••• |
| Jun 2019 | $6.43M | •••••••• |
| Jul 2017 | $••••• | •••••••• |
Full valuation and stage history of BillionLoans
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Verified entity values are shown only after access is granted.
Last known valuation $16.93M (Jul 2020). 5 investors in total: 2 institutional and 3 angel.
Investors in BillionLoans
BillionLoans has secured backing from 5 investors, including angel, venture fund, and institutional investors. Prominent investors backing the company include Reliance Capital, Raghunath G Subramanian and Start 2 Scale Venture.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Seed-stage investments are managed by Start 2 Scale Venture. | Bengaluru, India | |||
Financial services including loans, insurance, and asset management are provided. | 1986 | reliancecapital.co.in | Mumbai, India | |
RG Raghunath G Subramanian | unknown_629618edbc4a4aaaa | |||
KK Kanagasingam Kathirkama Thamby | unknown_f097900e769a40088 | |||
SH Sunil Haridass | unknown_ad698aaa8bae4d5e8 |
Investor details for BillionLoans
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Board of directors of Billionloans Financial Services Private Limited (BillionLoans)
Billionloans Financial Services Private Limited is the primary company behind BillionLoans. The board of Billionloans Financial Services Private Limited currently have 3 directors; the longest-serving is Mohit Charnalia, appointed in 2016. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Mohit Charnalia DIN 06370340 | Director | 09 Nov 2016 | 10 yrs | Billionloans Financial Services Private Limited |
| Rangan Varadan DIN 02806823 | Director | 09 Nov 2016 | 10 yrs | Billionloans Financial Services Private Limited |
| Balakrishnan Venkatraman DIN 02825465 | Director | 04 Jul 2017 | 9 yrs 4 mo | Billionloans Financial Services Private Limited |
People of BillionLoans
2 people are tracked at BillionLoans (2 in leadership); the tracked headcount is 4.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for BillionLoans
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Financials of BillionLoans
Figures of Billionloans Financial Services Private Limited, the primary company behind BillionLoans, for FY 2025. Revenue was ₹3.55 Cr (+191% year on year). Net profit was ₹21.2 Lakh (6% margin). EBITDA was ₹1.03 Cr (29% margin). Revenue has grown at a compounded annual rate of +59% over three years and +137% over five years.
- ₹3.55 CrRevenue · FY 2025 · +191% YoY
- ₹21.2 LakhNet profit · 6% margin
- ₹1.03 CrEBITDA · 29% margin
- ₹3.76 CrPaid-up capital
- 4Employees (provident fund records)
- +59%Revenue CAGR, 3 years
- +137%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Billionloans Financial Services Private Limited are on its company page.
Detailed financial statements for BillionLoans
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of BillionLoans
4 dated milestones of BillionLoans across 4 years, from founding to its latest funding, stage changes and deals.
- Founded BillionLoans is founded.
- Funding First funding round of $1.1M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Angel Round, of $268K.
Competitors of BillionLoans
BillionLoans has 3 listed competitors in our database, 2 of them funded. They include Epimoney, IndiaLends and i2i.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| epimoney.in | 1995 | Chennai, India | 623 | Consumer and business loans are facilitated via an online platform. | ||
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. |
Detailed competitors of BillionLoans
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Web traffic of BillionLoans
The website of BillionLoans (billionloans.com) receives about 6.2K visits a month.
- Monthly visits6.2K
▼ 46.9% vs previous month
Top companies in Alternative Lending
3 companies that operate in the same segment as BillionLoans (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Billionloans
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Frequently Asked Questions about BillionLoans
BillionLoans was founded in 2016 and raised its 1st funding round 1 year after it was founded.
BillionLoans is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Rangan Varadan is the CEO of BillionLoans, as recorded in our data. They have also founded this company.
BillionLoans is a funded company, having raised a total of $1.94M across 3 funding rounds to date. The company's 1st funding round was a Seed of $1.08M, raised on Jul 2017.
BillionLoans has 4 employees.
The primary company behind BillionLoans, Billionloans Financial Services Private Limited, reported revenue of ₹3.55 Cr for FY 2025, up 191% year on year.
BillionLoans was established in 2016 as a non-banking financial institution based in Bengaluru, India. Diverse financing options are offered, encompassing supply chain finance, sales and purchase bill discounting, business term loans, machinery and equipment financing, personal loans, and housing loans. Advisory services for working capital are also provided, supporting short-term operational requirements and long-term investments in assets or property.
BillionLoans's top competitors include Epimoney, i2i and IndiaLends.
BillionLoans has 5 investors. Key investors include Reliance Capital, Raghunath G Subramanian, Start 2 Scale Venture, Kanagasingam Kathirkama Thamby, and Sunil Haridass.
The valuation of BillionLoans is $16.93M as of Jul 2020.
BillionLoans operates through Billionloans Financial Services Private Limited.
The legal entities of BillionLoans currently have 3 directors, including Balakrishnan Venkatraman, Mohit Charnalia, Rangan Varadan.