About Epimoney
Epimoney is a Financial Services company based in Chennai (India) founded in 1995 by Ritesh Jain, Deepak Jain, and Manish Lunia. It operates as a consumer and business loans are facilitated via an online platform. Epimoney has completed 1 acquisition, including FlexiLoans. Epimoney was last valued at $64.81 million in February 2022. Its Indian entity Epimoney Private Limited reported revenue of ₹263 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include IndiaLends, Tala, i2i, IndiaP2P and TrillionLoans and 2 more; 6 of its 7 listed competitors have raised funding.
Company details
Epimoney was established in 1995 in Chennai, India, as an online lending platform. Consumer and business loans, including personal loans and supply chain financing, are offered to individuals and businesses. Retirement planning and investment solutions are also provided through the platform. Operations focus on enabling loan applications and funding processes in the financial services sector.
- Headquarters Chennai, India
- Founders Ritesh Jain, Deepak Jain, Manish Lunia
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website epimoney.in
- Legal Name Epimoney Private Limited
- Date of Incorporation 16 Mar, 1995
- Jurisdiction Chennai, Tamil Nadu, India
- Annual Revenue₹263 Cr
FY 2024 · +140% YoY
- Net Profit₹6.66 Cr
FY 2024
- EBITDA₹4.09 Cr
FY 2024 · 2% margin
- Latest Funding Round$22.14M (USD), Unspecified
Jun 2025
- InvestorsStartup Equity Partners
& 22 more
- Investments & Acquisitions
Associated legal entities of Epimoney
Epimoney operates through Epimoney Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Epimoney Private Limited CIN U71309TN1995PTC030536 | Active | 16 Mar 1995 | Chennai, Tamil Nadu | ₹263 Cr | 614 | 14 | View details |
Funding Insights of Epimoney
- Total Rounds 6
- Last Round Unspecified — $22.14M
- First Round $4.61M
(May 2019)
- Investors Count 23
All 6 funding rounds of Epimoney with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2025 | $22.14M | Unspecified | – | British International Investment | |
| Sep 2024 | $34.41M | Unspecified | – | Nuveen | |
| Feb 2022 | $28.1M | Unspecified | $64.81M | Maj Invest | |
| Mar 2021 | $492,868 | Unspecified | $18.5M | – | |
| Oct 2020 | $3.64M | Unspecified | $••••• | Sanjay Kumar Nayar, Falguni Nayar | – |
| May 2019 | $4.61M | Unspecified | $••••• | Pankaj Suryakant Mehta, Rajeev Mehta |
| Date | Valuation | Stage |
|---|---|---|
| Feb 2022 | $64.81M | •••••••• |
| Mar 2021 | $18.5M | •••••••• |
| Oct 2020 | $••••• | •••••••• |
| May 2019 | $••••• | •••••••• |
Full valuation and stage history of Epimoney
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $64.81M (Feb 2022). 23 investors in total: 8 institutional and 15 angel.
Investors in Epimoney
Epimoney has secured backing from 23 investors, including institutional, angel, and venture fund investors. Prominent investors backing the company include Startup Equity Partners, Fundsquare and Astra Industries And Trading.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity investments are directed toward ESG-focused companies. | – | majinvest.com | Copenhagen, Denmark | |
Equity partnering and business support for startups. | 2013 | startupequity.in | Gurugram, India | |
- | – | bii.co.uk | - | |
- | – | fundamentum.co.in | - | |
Manufacturer of textiles | – | astraindustriesandtrading.tcc.mode | Mumbai, India | |
Post-trade services for fund management are provided. | 2013 | fundsquare.net | Luxembourg, Luxembourg | |
- | – | nuveen.com | - | |
- | – | accion.org | - | |
SK Sanjay Kumar Nayar | - | – | unknown_01971ea7d5e642429 | - |
NK Narayan Keelveedhi Seshadri | - | – | unknown_c703a7675fec4c1bb | - |
Investor details for Epimoney
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Board of directors of Epimoney Private Limited (Epimoney)
Epimoney Private Limited is the primary company behind Epimoney. The board of Epimoney Private Limited currently have 11 directors; the longest-serving is Rajiv Pankaj Mehta, appointed in 2019. 23 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajiv Pankaj Mehta DIN 02434597 | Director | 07 Oct 2019 | 7 yrs | Epimoney Private Limited |
| Sanjay Omprakash Nayar DIN 00002615 | Director | 03 Nov 2020 | 5 yrs 11 mo | Epimoney Private Limited |
| Bhushan Dilip Bhagwat DIN 02443825 | Company Secretary | 12 Nov 2021 | 4 yrs 11 mo | Epimoney Private Limited |
| David Arturo Paradiso DIN 08181832 | Director | 08 Jun 2022 | 4 yrs 4 mo | Epimoney Private Limited |
| Sankarson Banerjee DIN 07407346 | Director | 28 Mar 2024 | 2 yrs 6 mo | Epimoney Private Limited |
| Mayank Kachhwaha DIN 07228099 | Nominee Director | 12 Sep 2024 | 2 yrs 1 mo | Epimoney Private Limited |
| Deepak Surajmal Jain DIN 07595287 | CEO | 30 Sep 2024 | 2 yrs | Epimoney Private Limited |
| Ruchira Shukla DIN 03517228 | Director | 06 Feb 2025 | 1 yr 8 mo | Epimoney Private Limited |
| Ritesh Jain DIN 07595268 | Director | 07 Jun 2025 | 1 yr 4 mo | Epimoney Private Limited |
| Nethra Bhat DIN 10119287 | Nominee Director | 07 Jun 2025 | 1 yr 4 mo | Epimoney Private Limited |
| Radhika Jayant Shroff DIN 09210584 | Nominee Director | 10 Nov 2025 | 11 mo | Epimoney Private Limited |
People of Epimoney
3 people are tracked at Epimoney (3 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder | Leadership | |
| Co-Founder | Leadership |
Complete people profiles for Epimoney
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Financials of Epimoney
Figures of Epimoney Private Limited, the primary company behind Epimoney, for FY 2024. Revenue was ₹263 Cr (+140% year on year). Net profit was ₹6.66 Cr. EBITDA was ₹4.09 Cr (2% margin). Revenue has grown at a compounded annual rate of +98% over three years and +60% over five years.
- ₹263 CrRevenue · FY 2024 · +140% YoY
- ₹6.66 CrNet profit
- ₹4.09 CrEBITDA · 2% margin
- ₹303 CrPaid-up capital
- 614Employees (provident fund records)
- +98%Revenue CAGR, 3 years
- +60%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Epimoney Private Limited are on its company page.
Detailed financial statements for Epimoney
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Investments & Acquisitions by Epimoney
Epimoney has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include FlexiLoans.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Business loans and financial products for MSMEs are provided. | flexiloans.com | Mumbai, India | 2016 | Oct 2019 | •••• |
Complete acquisition details for Epimoney
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
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- Deal sources
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Timeline of Epimoney
5 dated milestones of Epimoney across 30 years, from founding to its latest funding, stage changes and deals.
- Founded Epimoney is founded.
- Funding First funding round of $4.6M.
- Milestone Reaches Minicorn status.
- Acquisition Acquires FlexiLoans.
- Funding Latest funding round, Unspecified, of $22.1M.
Competitors of Epimoney
Epimoney has 7 listed competitors in our database, 6 of them funded. They include IndiaLends, Tala, i2i, IndiaP2P and TrillionLoans, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| tala.co | 2011 | Santa Monica, United States | $347.7M | 40 | Fintech services for credit, savings, and payments are delivered globally. | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. | |
| indiap2p.com | 2021 | Mumbai, India | – | 98 | Investors and borrowers are connected via a P2P lending platform. | |
| trillionloan.com | 2018 | Mumbai, India | $529,762 | 104 | Gold loans are facilitated via an online consumer marketplace. | |
| finzy.com | 2016 | Bengaluru, India | $7.79M | 23 | Online P2P marketplace for consumer and business loans is operated. | |
| xpedize.com | 2017 | Gurugram, India | $2.23M | 5 | SaaS-based dynamic discounting software connects suppliers, buyers, and investors. |
Detailed competitors of Epimoney
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Web traffic of Epimoney
The website of Epimoney (epimoney.in) receives about 2.9K visits a month.
- Monthly visits2.9K
▲ 5.9% vs previous month
Top companies in Alternative Lending
10 companies that operate in the same segment as Epimoney (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Frequently Asked Questions about Epimoney
Epimoney was founded in 1995 and raised its 1st funding round 24 years after it was founded.
Epimoney is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.
The primary company behind Epimoney, Epimoney Private Limited, reported revenue of ₹263 Cr for FY 2024, up 140% year on year.
Epimoney was established in 1995 in Chennai, India, as an online lending platform. Consumer and business loans, including personal loans and supply chain financing, are offered to individuals and businesses. Retirement planning and investment solutions are also provided through the platform. Operations focus on enabling loan applications and funding processes in the financial services sector.
Epimoney has made 1 acquisition, including FlexiLoans.
Epimoney has 23 investors. Key investors include Startup Equity Partners, Fundsquare, Astra Industries And Trading, Sanjay Kumar Nayar, and Narayan Keelveedhi Seshadri.
The valuation of Epimoney is $64.81M as of Feb 2022.
Epimoney operates through Epimoney Private Limited.
The legal entities of Epimoney currently have 12 directors, including Bhushan Dilip Bhagwat, Mayank Kachhwaha, Sankarson Banerjee and others.