About Tala
Tala is a company based in Santa Monica (United States) founded in 2011 by Shivani Siroya. It operates as a FinTech, and AI-as-a-Service. Tala has raised $347.7 million across 15 funding rounds from investors including Upstart, PayPal and Mumbai Angels. Tala offers products and services including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet. Tala operates in a competitive market with competitors including Upstart, MyShubhLife, Kaleidofin, Laurel Road and Digit, among others.
- Headquarter Santa Monica, United States
- Founders Shivani Siroya
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Talazen Finance India Private Limited
- Date of Incorporation 03 Jun, 2024
- Jurisdiction Noida, Uttar Pradesh, India
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$347.7 M (USD)
in 15 rounds
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Latest Funding Round
$150 M (USD), Debt – Conventional
Mar 20, 2025
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Investors
Upstart
& 26 more
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Employee Count
Employee Count
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Products & Services of Tala
Tala offers a comprehensive portfolio of products and services, including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Personalized credit is offered using AI-driven underwriting models.
Instant credit access is provided through a mobile application.
Digital wallet is integrated for seamless crypto transactions daily.
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Software Development Team
36 people
Leadership Team
19 people
Product Management Team
16 people
Finance and Accounting
14 people
Data Analysis and Operations Team
13 people
Human Resources and Administration
9 people
Legal and Compliance
6 people
Senior Team
5 people
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Funding Insights of Tala
Tala has successfully raised a total of $347.7M across 15 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $150 million completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 15
- Last Round Debt – Conventional — $150.0M
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First Round
First Round
(15 Aug 2011)
- Investors Count 27
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar, 2025 | Amount | Debt – Conventional - Tala | Valuation |
investors |
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| Oct, 2021 | Amount | Debt – Conventional - Tala | Valuation |
investors |
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| Oct, 2021 | Amount | Series E - Tala | Valuation | Upstart |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Tala
Tala has secured backing from 27 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Upstart, PayPal and Mumbai Angels. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Secondary market fund focused on LP and direct secondary transactions
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Founded Year | Domain | Location | |
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Blank check and private debt firm focused on multiple sectors
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Founded Year | Domain | Location | |
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Seed-stage investments in multiple sectors are made by Kindred Ventures.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Tala
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Tala
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Tala Comparisons
Competitors of Tala
Tala operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Upstart, MyShubhLife, Kaleidofin, Laurel Road and Digit, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Diversified loans are provided via an AI-enabled online marketplace.
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| domain | founded_year | HQ Location |
Embedded finance and personal loan solutions for businesses are offered.
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| domain | founded_year | HQ Location |
Provider of financial technology solutions for inclusive lending
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| domain | founded_year | HQ Location |
Student loan refinancing, mortgages, and personal loans are offered online.
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| domain | founded_year | HQ Location |
Money is automatically saved for users by a mobile app.
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| domain | founded_year | HQ Location |
Online platform providing loans and credit cards from various financial institutions
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Tala
Frequently Asked Questions about Tala
When was Tala founded?
Tala was founded in 2011.
Where is Tala located?
Tala is headquartered in Santa Monica, United States. It is registered at Santa Monica, California, United States.
Who is the current CEO of Tala?
Shivani Siroya is the current CEO of Tala. They have also founded this company.
Is Tala a funded company?
Tala is a funded company, having raised a total of $347.7M across 15 funding rounds to date. The company's 1st funding round was a Series E of $145M, raised on Aug 15, 2011.
What does Tala do?
Financial services are offered by Tala, focusing on smarter, faster, and more accessible solutions across multiple markets. Operations span Kenya, Mexico, Philippines, and India, targeting underserved populations. AI-driven credit platforms are utilized to underwrite millions lacking formal banking access. Comprehensive infrastructure is built to support rapid market entry and scalability. Personalized credit and crypto-enabled wallets are included in the portfolio, enhancing financial management for over 12 million customers across three continents.
Who are the top competitors of Tala?
Tala's top competitors include Upstart, Kaleidofin and Epimoney.
What products or services does Tala offer?
Tala offers Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet.
Who are Tala's investors?
Tala has 27 investors. Key investors include Upstart, PayPal, Mumbai Angels, Stellar, and Victory Park Capital Advisors.
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