About Tala
Tala is a company based in Santa Monica (United States) founded in 2011 by Shivani Siroya. It operates as a FinTech and AI-as-a-Service. Tala has raised $347.7 million across 15 funding rounds from investors including Upstart, PayPal and Mumbai Angels. Tala offers products and services including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet. Tala operates in a competitive market with competitors including Upstart, MyShubhLife, Kaleidofin, Laurel Road and Digit, among others.
- Headquarter Santa Monica, United States
- Founders Shivani Siroya
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Talazen Finance India Private Limited
- Date of Incorporation 03 Jun, 2024
- Jurisdiction Noida, Uttar Pradesh, India
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Annual Revenue
Not available
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Net Profit
Not available
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EBITDA
Not available
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Total Equity Funding
$347.7 M (USD)
in 15 rounds
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Latest Funding Round
$150 M (USD), Debt – Conventional
Mar 20, 2025
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Investors
Upstart
& 26 more
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Employee Count
Not available
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Products & Services of Tala
Tala offers a comprehensive portfolio of products and services, including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet.
Personalized credit is offered using AI-driven underwriting models.
Instant credit access is provided through a mobile application.
Digital wallet is integrated for seamless crypto transactions daily.
People of Tala
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Software Development Team
36 people
Leadership Team
19 people
Product Management Team
16 people
Finance and Accounting
14 people
Data Analysis and Operations Team
13 people
Human Resources and Administration
9 people
Legal and Compliance
6 people
Senior Team
5 people
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Funding Insights of Tala
Tala has successfully raised a total of $347.7M across 15 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $150 million completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Tala
Tala has secured backing from 27 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Upstart, PayPal and Mumbai Angels.
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Secondary market fund focused on LP and direct secondary transactions
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Blank check and private debt firm focused on multiple sectors
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Seed-stage investments in multiple sectors are made by Kindred Ventures.
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Investor details for Tala
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Investments & Acquisitions by Tala
Investment portfolio details for Tala
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Financial Statements - Tala
Detailed financials for Tala
Historical revenue, profit, statement rows, ratios, and trend charts require an active premium plan.
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- Profit trends
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Tala Comparisons
Peer comparison for Tala
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Competitors of Tala
Tala operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Upstart, MyShubhLife, Kaleidofin, Laurel Road and Digit, among others.
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Diversified loans are provided via an AI-enabled online marketplace.
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Embedded finance and personal loan solutions for businesses are offered.
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Provider of financial technology solutions for inclusive lending
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Student loan refinancing, mortgages, and personal loans are offered online.
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Money is automatically saved for users by a mobile app.
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Online platform providing loans and credit cards from various financial institutions
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Detailed competitors of Tala
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Latest news on Tala
Complete news archive for Tala
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Frequently Asked Questions about Tala
Tala was founded in 2011.
Tala is headquartered in Santa Monica, United States. It is registered at Santa Monica, California, United States.
Shivani Siroya is the current CEO of Tala. They have also founded this company.
Tala is a funded company, having raised a total of $347.7M across 15 funding rounds to date.
Financial services are offered by Tala, focusing on smarter, faster, and more accessible solutions across multiple markets. Operations span Kenya, Mexico, Philippines, and India, targeting underserved populations. AI-driven credit platforms are utilized to underwrite millions lacking formal banking access. Comprehensive infrastructure is built to support rapid market entry and scalability. Personalized credit and crypto-enabled wallets are included in the portfolio, enhancing financial management for over 12 million customers across three continents.
Tala's top competitors include Upstart, Kaleidofin and Epimoney.
Tala offers Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet.
Tala has 27 investors. Key investors include Upstart, PayPal, Mumbai Angels, Stellar, and Victory Park Capital Advisors.