About Tala
Tala is a Financial Services company based in Santa Monica (United States) founded in 2011 by Shivani Siroya. Fintech services for credit, savings, and payments are delivered globally. It operates on a FinTech and AI-as-a-Service model. Tala has raised $347.7 million across 15 funding rounds from investors including Upstart, PayPal and Mumbai Angels. Its chief executive, as recorded, is Shivani Siroya. Its website tala.co draws about 73 thousand monthly visits. Its Indian entity Talazen Finance India Private Limited reported revenue of ₹48.7 Lakh. Tala offers products and services including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet. Its focus areas include FinTech and Digital Lending. Its competitors include Upstart, Laurel Road and Digit; 3 of its 3 listed competitors have raised funding.
Company details
Financial services are offered by Tala, focusing on smarter, faster, and more accessible solutions across multiple markets. Operations span Kenya, Mexico, Philippines, and India, targeting underserved populations. AI-driven credit platforms are utilized to underwrite millions lacking formal banking access. Comprehensive infrastructure is built to support rapid market entry and scalability. Personalized credit and crypto-enabled wallets are included in the portfolio, enhancing financial management for over 12 million customers across three continents.
- Indian entity revenue₹48.7 Lakh
FY 2025
- Indian entity net loss-₹22.9 Lakh
FY 2025 · -47% margin
- Indian entity EBITDA-₹22.9 Lakh
FY 2025 · -47% margin
- Total Equity Funding$347.7M (USD)
in 15 rounds
- Latest Funding Round$150M (USD), Debt – Conventional
Mar 2025
- InvestorsUpstart
& 26 more
Associated legal entities of Tala
Tala is associated with 3 registered companies on The Company Check; the primary company is Talazen Finance India Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Talazen Finance India Private Limited CIN U64990UP2024FTC203956 | Active | 03 Jun 2024 | Noida, Uttar Pradesh | ₹0.5 Cr | 6 | View details | |
| Tala Mobile India Private Limited CIN U65100HR2017FTC070905 | Active | 26 Sep 2017 | Gurugram, Haryana, India | View details | |||
| Samavesh India Private Limited CIN U62099UP2017FTC232665 | Active | 26 Sep 2017 | Noida, Uttar Pradesh | ₹24.1 Cr | 47 | 3 | View details |
Products & Services of Tala
Tala offers a comprehensive portfolio of products and services, including Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet.
Personalized credit is offered using AI-driven underwriting models.
Instant credit access is provided through a mobile application.
Digital wallet is integrated for seamless crypto transactions daily.
Apps and channels of Tala
its YouTube channel Tala has 16.9K subscribers and 30 videos.
Videos from Tala
The most watched videos on Tala's YouTube channel, Tala (16.9K subscribers). Click a video to play it here.
More on Tala.
Funding Insights of Tala
Tala has successfully raised a total of $347.7M across 15 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $150 million completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $347.7M
- Total Rounds 15
- Last Round Debt – Conventional — $150M
- First Round $300,000
(Aug 2011)
- Investors Count 27
Latest 10 of 15 funding rounds of Tala with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2025 | $150M | Debt – Conventional | – | – | |
| Oct 2021 | $40M | Debt – Conventional | – | – | |
| Oct 2021 | $145M | Series E | – | Upstart | |
| Aug 2019 | $110M | Series D | – | RPS Ventures | |
| Oct 2018 | Series C | – | PayPal | – | |
| Jun 2018 | $100M | Debt – Conventional | – | – | |
| Apr 2018 | $50M | Series C | – | Revolution | |
| Apr 2018 | $15M | Debt – Conventional | – | – | – |
| Feb 2017 | $30M | Series B | – | IVP | |
| Sep 2015 | $10M | Series A | – | DCVC |
27 investors in total: 24 institutional and 3 angel.
Investors in Tala
Tala has secured backing from 27 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Upstart, PayPal and Mumbai Angels.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Secondary market fund focused on LP and direct secondary transactions | 1993 | nb.com | New York, United States | |
Blank check and private debt firm focused on multiple sectors | 2007 | victoryparkcapital.com | Chicago, United States | |
Seed-stage investments in multiple sectors are made by Kindred Ventures. | kindredventures.com | San Francisco, United States | ||
Growth in technology companies is supported through venture capital. | ivp.com | Menlo Park, United States | ||
VC & PE firm | lowercasecapital.com | San Francisco, United States | ||
Revolution is recognized as a D.C.-based investment firm. | revolution.com | Washington, Dc, United States | ||
Venture capital fund investing in early-stage tech startups | paypal.vc | San Jose, United States | ||
Late-stage startups are targeted for investment by RPS Ventures. | rpsventures.com | Palo Alto, United States | ||
Venture capital is invested in cybersecurity, fintech, and AI startups. | ggvc.com | Menlo Park, United States | ||
Investments are directed toward fintech, cybersecurity, and martech sectors. | thomvest.com | San Francisco, United States |
Investor details for Tala
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Talazen Finance India Private Limited (Tala)
Talazen Finance India Private Limited is the primary company behind Tala. The boards of the 2 registered companies of Tala currently have 6 directors; the longest-serving is Shivani Basant Siroya, appointed in 2017. 10 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Shivani Basant Siroya DIN 06482899 | Director | 26 Sep 2017 | 9 yrs | Samavesh India Private Limited, Talazen Finance India Private Limited |
| Anuj Sharma DIN 02435751 | Director | 16 Oct 2019 | 7 yrs | Samavesh India Private Limited |
| Shikha Gupta DIN 10639672 | Director | 22 May 2024 | 2 yrs 5 mo | Samavesh India Private Limited, Talazen Finance India Private Limited |
| Manindra Mohan Panda DIN 08841841 | Director | 03 Jun 2024 | 2 yrs 4 mo | Talazen Finance India Private Limited |
| Ranjana Sahajwala DIN 03635666 | Director | 05 Jun 2024 | 2 yrs 4 mo | Talazen Finance India Private Limited |
| Trupti Madhukar Bolke DIN 07700551 | Company Secretary | 06 Jun 2024 | 2 yrs 4 mo | Talazen Finance India Private Limited |
People of Tala
142 people are tracked at Tala (57 in leadership, 85 in team).
| Name | Role | Group |
|---|---|---|
| Founder & CEO | Leadership | |
Elina W. | Director, People (people Operations / Benefits / Payroll) | Leadership |
Mirari Ezkerra Elgoibar | Sr. Director Of Global People Operations & Latam Expansion | Leadership |
Morgan Grimm | Chief Of Staff | Leadership |
Bethy Hardeman | Sr. Director, Global Product Marketing | Leadership |
Princesa Choy | Director Of Global Talent Acquisition | Leadership |
Kennedy Osore | Head Of Public Affairs | Leadership |
Chiao Cheng | CFO | Leadership |
Daniela Leyva | Head Of Strategic Operations, MX & Latam | Leadership |
Ganesha Cruise | Global Sr. Manager, People Business Partner | Leadership |
Satish Polekar | Director, People - India | Leadership |
Kelly Uphoff | Chief Technology & Product Officer | Leadership |
Julia K | VP, Global Learning & Development | Leadership |
Michael Olson | Chief Operating Officer | Leadership |
Malia Nagle | VP, Design | Leadership |
Rebecca Maruti | Senior Director, People (ke/in) | Leadership |
Santosh Parekh | Senior Director - Cloud Infrastructure | Leadership |
Jason Lewis | Director, IT OPS Engineering | Leadership |
Toby Northcote-Smith | Sr. Director, Platform Engineering | Leadership |
Annstella Mumbi | Kenya General Manager | Leadership |
122 more people are available in the full profile.
Complete people profiles for Tala
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Tala
Figures of Talazen Finance India Private Limited, the primary company behind Tala, for FY 2025. Revenue was ₹48.7 Lakh. Net loss was -₹22.9 Lakh (-47% margin). EBITDA was -₹22.9 Lakh (-47% margin).
- ₹48.7 LakhRevenue · FY 2025
- -₹22.9 LakhNet loss · -47% margin
- -₹22.9 LakhEBITDA · -47% margin
- ₹30.71 CrPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Talazen Finance India Private Limited are on its company page.
Detailed financial statements for Tala
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Tala
3 dated milestones of Tala across 14 years, from founding to its latest funding, stage changes and deals.
- Founded Tala is founded.
- Funding First funding round of $300K.
- Funding Latest funding round, Debt – Conventional, of $150.0M.
Competitors of Tala
Tala has 3 listed competitors in our database, 3 of them funded. They include Upstart, Laurel Road and Digit.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| upstart.com | 2012 | Palo Alto, United States | $128.65M | 1,497 | Diversified loans are provided via an AI-enabled online marketplace. | |
| laurelroad.com | 2006 | New York, United States | $20M | Student loan refinancing, mortgages, and personal loans are offered online. | ||
| digit.co | 2013 | San Francisco, United States | $64.05M | 111 | Money is automatically saved for users by a mobile app. |
Detailed competitors of Tala
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Tala
The website of Tala (tala.co) receives about 72.5K visits a month.
- Monthly visits72.5K
▲ 25.2% vs previous month
Websites whose visitors overlap most with Tala. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| wearetala.com | 100% | 874.2K | #41,134 | View details | |
talalighting.com | talalighting.com | 84% | #919,581 | – |
Top companies in Alternative Lending
3 companies that operate in the same segment as Tala (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Tala
Complete news archive for Tala
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Tala
Tala was founded in 2011.
Tala is headquartered in Santa Monica, United States. It is registered at Santa Monica, California, United States.
Shivani Siroya is the CEO of Tala, as recorded in our data. They have also founded this company.
Tala is a funded company, having raised a total of $347.7M across 15 funding rounds to date. The company's 1st funding round was a Series A of $10M, raised on Aug 2011.
The primary company behind Tala, Talazen Finance India Private Limited, reported revenue of ₹48.7 Lakh for FY 2025.
Financial services are offered by Tala, focusing on smarter, faster, and more accessible solutions across multiple markets. Operations span Kenya, Mexico, Philippines, and India, targeting underserved populations. AI-driven credit platforms are utilized to underwrite millions lacking formal banking access. Comprehensive infrastructure is built to support rapid market entry and scalability. Personalized credit and crypto-enabled wallets are included in the portfolio, enhancing financial management for over 12 million customers across three continents.
Tala's top competitors include Upstart, Laurel Road and Digit.
Tala offers Tala Credit Platform, Tala Mobile App, and Crypto-Enabled Wallet.
Tala has 27 investors. Key investors include Upstart, PayPal, Mumbai Angels, Stellar, and Victory Park Capital Advisors.
Tala is associated with 2 legal entities: Talazen Finance India Private Limited, Samavesh India Private Limited.
The legal entities of Tala currently have 6 directors, including Shivani Basant Siroya, Shikha Gupta, Anuj Sharma and others.