About Bond AI
Bond AI is a Financial Services company based in Little Rock (United States) founded in 2016 by Uday Akkaraju. AI-driven financial advising is offered via an open banking platform. Bond AI has raised $3.51 million across 4 funding rounds from investors including FIS. The company has 32 employees. Bond AI has completed 1 acquisition, including Elastic Technology. Its chief executive, as recorded, is Uday Akkaraju. Its Indian entity Everyspend India Private Limited reported revenue of ₹8.98 Cr. Bond AI offers products and services including Autopilot, Empathy Engine, and Longevity. Its focus areas include FinTech, Banking Tech, Open Banking and Banking APIs. Its competitors include Zeta, Finix and Apiture; 3 of its 3 listed competitors have raised funding.
Company details
Bond AI was founded in 2016 and is headquartered in Little Rock, United States. The company operates in the fintech sector, providing an AI-based platform for financial institutions. Services include analysis of user financial goals and spending patterns, optimization of expenditures toward investment objectives, interactive bot conversations, goal establishment, and secure linking of bank accounts and credit cards.
- Headquarters Little Rock, United States
- Employees 32
- Founders Uday Akkaraju
- SectorsFinancial Services
- Email••••••••
- Website bond.ai
- Social LinkedIn X Facebook
- Legal Name Everyspend India Private Limited
- Date of Incorporation 24 Jul, 2019
- Jurisdiction Pune, Maharashtra, India
- Indian entity revenue₹8.98 Cr
FY 2025 · +15% YoY
- Indian entity net profit₹1.25 Cr
FY 2025 · 14% margin
- Indian entity EBITDA₹1.71 Cr
FY 2025 · 19% margin
- Total Equity Funding$3.51M (USD)
in 4 rounds
- Latest Funding Round$2.85M (USD), Seed
Dec 2021
- Investors
- Employee Count32
- Investments & Acquisitions
Associated legal entities of Bond AI
Bond AI operates through Everyspend India Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Everyspend India Private Limited CIN U72900PN2019FTC185649 | Active | 24 Jul 2019 | Pune, Maharashtra | ₹9.0 Cr | 32 | 2 | View details |
Products & Services of Bond AI
Bond AI offers a comprehensive portfolio of products and services, including Autopilot, Empathy Engine, and Longevity.
Automates marketing and loan growth for financial institutions.
Analyzes patterns and predicts user needs based on intentions.
Delivers nontraditional benefits for health and financial wellness.
Funding Insights of Bond AI
Bond AI has successfully raised a total of $3.51M across 4 strategic funding rounds. The most recent funding activity was a Seed round of $2.85 million completed in December 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $3.51M
- Total Rounds 4
- Last Round Seed — $2.85M
- First Round $75,000
(May 2017)
- Investors Count 1
All 4 funding rounds of Bond AI with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2021 | Debt – Conventional | – | – | – | |
| Dec 2021 | $2.85M | Seed | – | – | – |
| Aug 2019 | $585,000 | Seed | – | – | – |
| May 2017 | $75,000 | Seed | – | – |
1 investors in total: 1 institutional.
Investors in Bond AI
Bond AI has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include FIS.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Software suites for banks and financial institutions are provided. | 1968 | fisglobal.com | Jacksonville, United States |
Investor details for Bond AI
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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- Round participation
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Verified entity values are shown only after access is granted.
Board of directors of Everyspend India Private Limited (Bond AI)
Everyspend India Private Limited is the primary company behind Bond AI. The board of Everyspend India Private Limited currently have 2 directors; the longest-serving is Vinayak Madhukar Kulkarni, appointed in 2019. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vinayak Madhukar Kulkarni DIN 06474645 | Director | 24 Jul 2019 | 7 yrs 3 mo | Everyspend India Private Limited |
| Vaibhav Vasudeo Pai DIN 09574440 | Director | 18 Apr 2022 | 4 yrs 6 mo | Everyspend India Private Limited |
People of Bond AI
15 people are tracked at Bond AI (11 in leadership, 4 in team); the tracked headcount is 32.
| Name | Role | Group |
|---|---|---|
Uday Akkaraju | Co-Founder & CEO | Leadership |
Vaishali Mhatre | Head Of Human Resources | Leadership |
Urvashi Khandelwal SHRM-SCP | Head of Human Resources | Leadership |
Jared Landrum | Vice President of Growth - Angel Employee | Leadership |
Rajesh Chokhani | President | Leadership |
Madhavi Kulkarni | Chief Design Officer | Leadership |
Adam Montgomery | Chief Strategy Officer (CSO) | Leadership |
Yogesh (Yogi) Asudani | Executive Vice President - Partnerships | Leadership |
| Executive Vice President - M&A and Strategic Projects | Leadership | |
Amanda Vann | Executive Assistant To Chief Executive Officer | Leadership |
| President | Leadership | |
pooja heda | Lead Visual Designer | Team |
Anjali Ingale | Program Manager | Team |
Theodora Lau | Advisor | Team |
Swati Dongre | Lead-Mobility | Team |
Complete people profiles for Bond AI
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
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Financials of Bond AI
Figures of Everyspend India Private Limited, the primary company behind Bond AI, for FY 2025. Revenue was ₹8.98 Cr (+15% year on year). Net profit was ₹1.25 Cr (14% margin). EBITDA was ₹1.71 Cr (19% margin). Revenue has grown at a compounded annual rate of +44% over three years and +75% over five years.
- ₹8.98 CrRevenue · FY 2025 · +15% YoY
- ₹1.25 CrNet profit · 14% margin
- ₹1.71 CrEBITDA · 19% margin
- ₹1.1 LakhPaid-up capital
- 32Employees (provident fund records)
- +44%Revenue CAGR, 3 years
- +75%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Everyspend India Private Limited are on its company page.
Detailed financial statements for Bond AI
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
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- Downloads
Verified entity values are shown only after access is granted.
Investments & Acquisitions by Bond AI
Bond AI has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Elastic Technology.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Web and mobile application development plus monitoring services are provided. | elastech.com | Austin, United States | 2021 | Nov 2023 | •••• |
Complete acquisition details for Bond AI
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
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Timeline of Bond AI
4 dated milestones of Bond AI across 7 years, from founding to its latest funding, stage changes and deals.
- Founded Bond AI is founded.
- Funding First funding round of $75K.
- Funding Latest funding round, Seed, of $2.9M.
- Acquisition Acquires Elastic Technology.
Competitors of Bond AI
Bond AI has 3 listed competitors in our database, 3 of them funded. They include Zeta, Finix and Apiture.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| zeta.tech | 2015 | San Ramon, United States | $390M | 1,278 | Payment and banking solutions are provided to users and banks. | |
| finix.com | 2015 | San Francisco, United States | $200.5M | 118 | API-enabled platform for business payment processing is provided. | |
| apiture.com | 2017 | Wilmington, United States | $59.71M | 258 | Open banking APIs are delivered to financial institutions and banks. |
Detailed competitors of Bond AI
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Verified entity values are shown only after access is granted.
Web traffic of Bond AI
The website of Bond AI (bond.ai) receives about 5.2K visits a month.
- Monthly visits5.2K
▼ 4.5% vs previous month
Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Bond AI (Banking & FinTech Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | 237 |
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Related news about Bond Ai
Complete news archive for Bond AI
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Frequently Asked Questions about Bond AI
Bond AI was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Bond AI is headquartered in Little Rock, United States. It is registered at Little Rock, Arkansas, United States.
Uday Akkaraju is the CEO of Bond AI, as recorded in our data. They have also founded this company.
Bond AI is a funded company, having raised a total of $3.51M across 4 funding rounds to date. The company's 1st funding round was a Seed of $75K, raised on May 2017.
Bond AI has 32 employees.
The primary company behind Bond AI, Everyspend India Private Limited, reported revenue of ₹8.98 Cr for FY 2025, up 15% year on year.
Bond AI was founded in 2016 and is headquartered in Little Rock, United States. The company operates in the fintech sector, providing an AI-based platform for financial institutions. Services include analysis of user financial goals and spending patterns, optimization of expenditures toward investment objectives, interactive bot conversations, goal establishment, and secure linking of bank accounts and credit cards.
Bond AI offers Autopilot, Empathy Engine, and Longevity.
Bond AI has made 1 acquisition, including Elastic Technology.
Bond AI has 1 investor. Key investors include FIS.
Bond AI operates through Everyspend India Private Limited.