About BreadFinancial
BreadFinancial is a company based in Columbus (United States) founded in 2019. The company has 6,000 employees. BreadFinancial operates in a competitive market with competitors including Chime, Stash, Dave, Albert and Current, among others.
- Headquarter Columbus, United States
- Employees 6,000
- Stage Public
- SectorsFinancial Services
- Website category Finance
- Website breadfinancial.com
- Social LinkedIn X Facebook
- Legal Name Bread Financial Holdings, Inc.
- Annual Revenue$4.7 B (USD)0as on Dec 31, 2025
- Net Profit$518 M (USD)87as on Dec 31, 2025
- Employee Count6,000
People of BreadFinancial
37 people are tracked at BreadFinancial (15 in leadership, 22 in team); the tracked headcount is 6,000.
| Name | Role | Group |
|---|---|---|
Ralph Andretta | CEO & President | Leadership |
Jeffrey Hammonds | VP, Diversity, Equity, Inclusion & Belonging | Leadership |
Glen Segrato | Senior Director, Managing Counsel & Corporate Secretary | Leadership |
Chris Lauderback | Vice President, Customer Care | Leadership |
Tammy McConnaughey | EVP, Chief Credit Risk & Operations Officer | Leadership |
Mike Boghosian | SVP, Chief Data Officer | Leadership |
Robert Esque | SVP & Chief Risk Officer | Leadership |
Perry Beberman | EVP & CFO | Leadership |
Allegra Driscoll | EVP & CTO | Leadership |
Valerie Greer | EVP & Chief Commercial Officer | Leadership |
Brandy Sullivan | SVP & Chief People & Culture Officer | Leadership |
Baron Schlachter | SVP, Card Services & President, Comenity Bank | Leadership |
Nuria McClure | Director Of Operations | Leadership |
Mike Arnold | Director - Data Enablement | Leadership |
Lisa McCallum Basch | General Manager | Leadership |
Janie Chatterton | Sr. Project Manager | Team |
Taryn Dickens | Lead Financial Strategy Analyst | Team |
Mark Motz | IT Manager | Team |
Nathan L. Hickey | Financial Planning And Analysis Senior Manager | Team |
Sheldon L. Campbell Jr | Sr. Infrastructure Technician | Team |
17 more people are available in the full profile.
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IPO & Listings of BreadFinancial
BreadFinancial is a publicly listed company on the NYSE with ticker symbol BFH in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date08 Jun 2001
- Listed onNYSE: BFH
- Listed entityBread Financial Holdings, Inc.
- Exchange sectorFinance
- ISINUS0185811082
- Share price$100.58 (-0.15% on the day) · 2026-10-09
- Market capitalisation$3.86B
- Price to earnings7.9
- EPS (diluted, trailing year)$12.79
- Dividend yield0.91%
- Volume (last session)715,048
Financials of BreadFinancial
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $4.70B | $518.0M | – |
| 2024 | $4.79B | $277.0M | – |
| 2023 | $4.94B | $718.0M | – |
| 2022 | $4.33B | $223.0M | – |
| 2021 | $3.65B | $801.0M | – |
Detailed financial statements for BreadFinancial
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Competitors of BreadFinancial
BreadFinancial operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Chime, Stash, Dave, Albert and Current, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| chime.com | 2012 | San Francisco, United States | $3.16B | 1,604 | Digital banking services are offered to individuals via mobile apps. | |
| stash.com | 2015 | New York, United States | $920.99M | – | Automated investment and robo-advisory services are offered to individuals. | |
| dave.com | 2016 | Los Angeles, United States | $63.56M | 320 | Digital banking services are provided for easier financial management. | |
| albert.com | 2015 | Los Angeles, United States | $178.63M | 160 | Digital banking app is offered for savings, investing, and budgeting. | |
| current.com | 2015 | New York, United States | $587.85M | – | Digital banking services for individuals are offered. | |
| umba.com | 2011 | Nairobi, Kenya | $17.82M | – | Digital banking solutions are offered to individuals through mobile apps. | |
| withyotta.com | 2020 | New York, United States | $21.21M | – | Digital banking services for consumers are offered via mobile app. | |
| mocafi.com | 2015 | New York, United States | $49.98M | – | Credit builder prepaid cards are provided for consumer financial services. | |
| getprizepool.com | 2019 | Menlo Park, United States | $18.62M | 2 | Digital banking services for individuals' savings and payments are provided. |
Detailed competitors of BreadFinancial
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Web traffic of BreadFinancial
The website of BreadFinancial (breadfinancial.com) receives about 1.6M visits a month and ranks #31,305 among all websites worldwide, #1,999 in Finance.
- Monthly visits1.6M
- Unique visitors846.4K
per month
- Global rank#31,305
among all websites
- Category rank#1,999
Finance · Finance
- Bounce rate43%
- Pages per visit3.6
- Average visit2 min 15 sec
- DevicesDesktop 32% · Mobile 68%
Websites whose visitors overlap most with BreadFinancial. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| cit.com | 100% | 3.4M | #20,233 | View details | |
| depositaccounts.com | 93% | 341.4K | #160,458 | View details | |
| barclaycardus.com | 89% | – | #3,121 | View details | |
| affirm.com | 88% | 23.7M | #1,694 | View details | |
| nerdwallet.com | 88% | 22.3M | #2,677 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for BreadFinancial
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Latest news on Breadfinancial
Complete news archive for BreadFinancial
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- Brand-specific news history
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Similar companies to BreadFinancial
10 companies that operate in the same segment as BreadFinancial (Banking & FinTech Platforms), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | – | – | |
Tide is recognized as a digital banking platform for businesses. | 2015 | London, England, United Kingdom | USD 221.42 M | – | – | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.16 B | USD 1.96 B | 1,440 | |
Banking solutions are provided for retail customers and businesses. | 2015 | London, England, United Kingdom | USD 1.99 B | – | – | |
Internet first bank for individuals and businesses | 2015 | London, England, United Kingdom | USD 1.9 B | – | – | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | – | 237 | |
Digital banking services are offered to consumers and businesses. | 2014 | London, England, United Kingdom | USD 1.06 B | USD 813.42 M | 3,231 | |
Payment and banking solutions are provided to users and banks. | 2015 | San Ramon, California, United States | USD 390 M | USD 532.2 K | 3 | |
SaaS-driven credit card and spend management solutions platform for businesses | 2017 | Draper, Utah, United States | USD 1.16 B | – | 1 | |
Digital banking services are provided for individuals and businesses. | 2014 | Blyth, United Kingdom | USD 852.48 M | – | – |
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Frequently Asked Questions about BreadFinancial
BreadFinancial was founded in 2019.
BreadFinancial is headquartered in Columbus, United States. It is registered at Columbus, Ohio, United States.
Ralph Andretta is the current CEO of BreadFinancial.
BreadFinancial has 6,000 employees.
Annual revenue of BreadFinancial is $4.7B as on Dec 31, 2025.
BreadFinancial was founded in 2019 and is based in Columbus, United States. Operations focus on the financial services sector, where tech-enabled platforms are utilized to deliver savings, lending, and payment options to individuals. Services include high-yield savings accounts, certificates of deposit, credit cards, and loans, alongside debt consolidation and point-of-sale financing. Personalized solutions in payments, lending, and saving are extended through the companys infrastructure.
Yes, BreadFinancial is publicly traded on NYSE under the ticker symbol BFH.
The website of BreadFinancial receives about 1.6 million visits a month and ranks #31,305 among all websites worldwide.