Bright

San Francisco, United States Founded: 2019 • Age: 7 yrs
Bright is focused on debt management and credit building.
Annual revenue $5.3M Latest available
Total funding $43.0M 5 rounds
Employees 161 Tracked headcount
Investors 13 Known backers
Products 3 Services tracked
Competitors 6 Brand Intelligence

About Bright

Bright is a company based in San Francisco (United States) founded in 2019 by Varun Modi. It operates as a FinTech and Subscription Services. Bright has raised $43 million across 5 funding rounds from investors including Peak XV Partners, FJ Labs and Encina Capital Partners. The company has 161 employees as of April 09, 2024. Bright offers products and services including Bright Builder, Bright Credit, and Personal Loans. Bright operates in a competitive market with competitors including Debitize, Debx, MasonPay, Plurimos and VCCWAVE, among others.

  • Headquarter San Francisco, United States
  • Employees 161 as on 09 Apr, 2024
  • Founders Varun Modi
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
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  • Social
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  • Legal Name Bright Capital Inc.
  • Date of Incorporation 06 Aug, 2019
  • Jurisdiction Bangalore South, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $5.3 M (USD)
    22.72
    as on Mar 31, 2023
  • Net Profit
    $571.24 K (USD)
    28.47
    as on Mar 31, 2023
  • EBITDA
    $1.21 M (USD)
    43.12
    as on Mar 31, 2023
  • Total Equity Funding
    $43 M (USD)

    in 5 rounds

  • Latest Funding Round
    $50 M (USD), Debt – Conventional

    Sep 27, 2023

  • Investors
  • Employee Count
    161

    as on Apr 09, 2024

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Products & Services of Bright

Bright offers a comprehensive portfolio of products and services, including Bright Builder, Bright Credit, and Personal Loans.

Product name locked
Category locked
Primary

Credit history is built with on-time payments.

Product name locked
Category locked
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Credit line is offered for debt repayment.

Product name locked
Category locked
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Personal loans are provided through network partners.

People of Bright

Headcount 50-200
Employee Profiles 33
Employee Profiles
People
Charu Haasan
Senior Product Designer
People
Soumitra Shukla
SDE - II / Data Engineer
People
Akhil Jasrotia
Product Manager
People
Madhu K B
Senior Finance Manager

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Funding Insights of Bright

Bright has successfully raised a total of $43M across 5 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $50 million completed in September 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Bright

Bright has secured backing from 13 investors, including venture fund and angel investors. Prominent investors backing the company include Peak XV Partners, FJ Labs and Encina Capital Partners.

All
Venture Fund
Angel
Investor Description Founded Year Domain Location
Venture capital firm focused on growth-stage companies
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Investments in early-stage startups are focused on by Hummingbird Ventures.
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Venture capital firm investing in startups and providing support programs.
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Investor details for Bright

Investor domains, locations, round participation, and complete history require an active premium plan.

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Investments & Acquisitions by Bright

Investments
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Investment portfolio details for Bright

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  • Transaction dates
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Financial Statements - Bright

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Detailed financials for Bright

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  • Profit trends
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Bright Comparisons

Bright Primary company
Description
Bright is focused on debt management and credit building.
Location
San Francisco, United States
Founded Year
2019
Annual Revenue
$5.3 M (USD)
Net Profit
$571.24 K (USD)
EBITDA
$1.21 M (USD)
Employees
161
As of 2024
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Peer comparison for Bright

Named peer metrics, headcount, funding, location, and side-by-side benchmarks require an active premium plan.

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Competitors of Bright

Bright operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Debitize, Debx, MasonPay, Plurimos and VCCWAVE, among others.

Company Name Domain Founded year HQ Location Description
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Credit Card Debt Management
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Provides a comprehensive solution for managing credit cards effectively.
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Operates an app-based mobile wallet for secure payments.
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Offers an app-based platform for managing credit card payments.
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Offers virtual credit cards for secure online shopping and subscription management.
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Detailed competitors of Bright

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Latest news on Bright

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Complete news archive for Bright

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  • Brand-specific news history

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Frequently Asked Questions about Bright

Bright was founded in 2019.

Bright is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.

Bright is a funded company, having raised a total of $43M across 5 funding rounds to date.

As of Apr 09, 2024, the latest employee count at Bright is 161.

Annual revenue of Bright is $5.3M as on Mar 31, 2023.

Bright is engaged in providing financial technology solutions for debt management and credit building. Services are offered in the personal finance sector, including credit lines, personal loans through partners, and tools for payment history improvement. Custom money plans and automated fund movements are provided to help users achieve financial goals. Security of user data is prioritized with bank-level encryption.

Bright's top competitors include Debitize, Debx and MasonPay.

Bright offers Bright Builder, Bright Credit, and Personal Loans.

Bright has 13 investors. Key investors include Peak XV Partners, FJ Labs, Encina Capital Partners, Alpha Wave Global, and Hummingbird Ventures.

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