About Byjuno
Byjuno is a Financial Services company based in Zug (Switzerland) founded in 2015, and was acquired by Cembra Money bank in September 2022. Credit is extended to e-commerce buyers for deferred online payments. Byjuno offers products and services including Buy on Invoice, Buy in Installments, Monthly Billing, and Wallet. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is CembraPay AG. Its competitors include ZOOD and HeidiPay; 1 of its 2 listed competitors has raised funding.
Company details
Byjuno was founded in 2015 in Zug, Switzerland, as a fintech provider in the purchase finance sector. Credit solutions are offered to online buyers, enabling purchases on e-commerce platforms with payments deferred and interest applied to invoices. Credit assessments and fraud detection are handled directly for merchants. Invoice management, including reminders, is managed by the service, which also guarantees payment fulfillment.
- Headquarters Zug, Switzerland
- Stage Acquired
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Website byjuno.ch
- Social LinkedIn X
- Acquired by Cembra Money bank (Sep 2022)
- Legal Name Cembrapay Ag
- Investors
- Acquired byCembra Money bank
(Sep 2022)
Products & Services of Byjuno
Byjuno offers a comprehensive portfolio of products and services, including Buy on Invoice, Buy in Installments, Monthly Billing, and Wallet.
Enables consumers to purchase goods and pay later via invoice.
Allows payment for items in monthly rates over time.
Consolidates purchases from partners into a single monthly invoice.
Facilitates secure shopping and consolidated payments with installment options.
Investors in Byjuno
Byjuno has secured backing from 1 investor. Prominent investors backing the company include Cembra Money bank.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Commercial banking services are provided in Switzerland since 1912. | 1912 | cembra.ch | Zurich, Switzerland |
Investor details for Byjuno
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Timeline of Byjuno
2 dated milestones of Byjuno across 7 years, from founding to its latest funding, stage changes and deals.
- Founded Byjuno is founded.
- Exit Acquired by Cembra Money bank.
Competitors of Byjuno
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| zood.biz | 2018 | Lausanne, Switzerland | $68M | Point-of-sale financing is facilitated via a digital lending platform. | ||
| heidipay.com | 2021 | Zurich, Switzerland | Point-of-sale financing solutions are provided for e-commerce businesses. |
Detailed competitors of Byjuno
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Related news about Byjuno
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Frequently Asked Questions about Byjuno
Byjuno was founded in 2015.
Byjuno is headquartered in Zug, Switzerland. It is registered at Zug, Zug, Switzerland.
Byjuno was founded in 2015 in Zug, Switzerland, as a fintech provider in the purchase finance sector. Credit solutions are offered to online buyers, enabling purchases on e-commerce platforms with payments deferred and interest applied to invoices. Credit assessments and fraud detection are handled directly for merchants. Invoice management, including reminders, is managed by the service, which also guarantees payment fulfillment.
Byjuno offers Buy on Invoice, Buy in Installments, Monthly Billing, and Wallet.
Byjuno has 1 investor. Key investors include Cembra Money bank.
Byjuno operates through Cembrapay Ag.
Yes. Byjuno was acquired by Cembra Money bank in September 2022.

