About Cermati
Cermati is a Financial Services company based in Jakarta (Indonesia) founded in 2014 by Carlo Gandasubrata, Oby Sumampouw, and Andhy Koesnandar. Comparison platform for financial products. Cermati has raised $2.92 million across 6 funding rounds from investors including Beenos, MDI Ventures and Djarum. Its chief executive, as recorded, is Andhy Koesnandar. Its website cermati.com draws about 410 thousand monthly visits. Cermati offers products and services including Credit Card Comparison, Loan Comparison, and Insurance Comparison. Its focus areas include FinTech, Internet First Insurance Platforms, Insurance Comparison Platforms and Diversified. Its legal entity is PT Agregasi Cermat Indonesia. Its competitors include PasarPolis, Lifepal and tanamduit; 3 of its 3 listed competitors have raised funding.
Company details
Cermati was founded in 2014 and is based in Jakarta, Indonesia, within the fintech sector. A comparison platform is operated for various financial products, including personal and home loans, car and health insurance, credit cards, and savings accounts. Utility bill payments are also enabled via an Android app. Operations focus on facilitating informed choices for users in Indonesia.
- Headquarters Jakarta, Indonesia
- Founders Carlo Gandasubrata, Oby Sumampouw, Andhy Koesnandar
- SectorsFinancial Services
- Website category Finance
- Emailβ’β’β’β’β’β’β’β’
- Website cermati.com
- Social LinkedIn X Facebook Instagram
- Legal Name Pt Agregasi Cermat Indonesia
- Total Equity Funding$2.92M (USD)
in 6 rounds
- InvestorsBeenos
& 4 more
Products & Services of Cermati
Cermati offers a comprehensive portfolio of products and services, including Credit Card Comparison, Loan Comparison, and Insurance Comparison.
Platform for comparing and applying credit card options online.
Service to compare various loan products and their terms.
Tool for evaluating and selecting insurance plans digitally.
Funding Insights of Cermati
Cermati has successfully raised a total of $2.92M across 6 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.92M
- Total Rounds 6
- Investors Count 5
All 6 funding rounds of Cermati with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2021 | Series C | β | MDI Ventures | ||
| Sep 2018 | Series B | β | Djarum | β | |
| Nov 2017 | $1.02M | Series A | β | β | |
| Feb 2017 | Series A | β | β | ||
| Sep 2016 | $1.9M | Seed | β | East Ventures | |
| Jul 2015 | Seed | β | East Ventures, Beenos | β |
5 investors in total: 5 institutional.
Investors in Cermati
Cermati has secured backing from 5 investors, including venture fund and institutional investors. Prominent investors backing the company include Beenos, MDI Ventures and Djarum.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Corporate-backed venture capital is directed toward fintech and cloud sectors. | mdi.vc | Jakarta, Indonesia | ||
Early-stage tech and offline focused VC firm investing in geographies such as Europe and South East Asia | finchcapital.com | Amsterdam, Netherlands | ||
Venture capital firm investing in Southeast Asian startups and publishing reports on technology and sustainability. | east.vc | |||
Seed-stage tech-focused VC Firm funding companies in Asia, the Middle East and the US | 1999 | beenos.com | Tokyo, Japan | |
Djarum is recognized as a leading kretek cigarette manufacturer. | 1880 | djarum.com | Kudus, Indonesia |
Investor details for Cermati
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Cermati
90 people are tracked at Cermati (11 in leadership, 79 in team).
| Name | Role | Group |
|---|---|---|
Carlo Gandasubrata | Co-Founder | Leadership |
Oby Sumampouw | Co-Founder | Leadership |
Andhy Koesnandar | Co-Founder & CEO | Leadership |
Darwin Soesanto | VP of Strategy & Operation | Leadership |
Alexander Penskikh | Head | Leadership |
Sharath Gururaj | VP of Engineering (India Head) -- Looking for talent to build Data Platform! | Leadership |
Weny Cheng | Head Of Business Development - Online Digital Insurance | Leadership |
Rizki Sanjaya | Head Of Retail Sales & Operations | Leadership |
Michaela Nathania | VP Of Engineering | Leadership |
Jane Leonard | CEO Office Special Project / Corporate Strategy Senior Specialist | Leadership |
Alexander Augusta | Head of UI & UX | Leadership |
William Budi Jiewandana | Staff Software Engineer | Team |
Diar Septa Orsan | Manager, Operations Strategist | Team |
Ferry Prayugo | Senior Business Development Manager | Team |
Gifari Wiradilaga | Senior Business Development Manager | Team |
Joshua Zachary | Operations Strategist | Team |
Herdi F. | Sr. District Sales Manager | Team |
Apoorva Hariharan | AVP Of QA | Team |
Lyocy Sitohang | Software Quality Assurance | Team |
Yustinus Radityo Pradana | Senior Software Engineer | Team |
70 more people are available in the full profile.
Complete people profiles for Cermati
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Cermati
3 dated milestones of Cermati across 7 years, from founding to its latest funding, stage changes and deals.
- Founded Cermati is founded.
- Funding First funding round.
- Funding Latest funding round, Series C,.
Competitors of Cermati
Cermati has 3 listed competitors in our database, 3 of them funded. They include PasarPolis, Lifepal and tanamduit.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| pasarpolis.io | 2015 | Jakarta, Indonesia | $59M | Online insurance quotes for cellphone and health coverage are compared. | ||
| lifepal.co.id | 2018 | Jakarta, Indonesia | $9M | Insurance policies are compared and purchased online through the platform. | ||
| tanamduit.com | 2015 | Jakarta, Indonesia | $3M | Financial planning and advisory services are provided to individuals. |
Detailed competitors of Cermati
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Cermati
The website of Cermati (cermati.com) receives about 409.9K visits a month and ranks #109,921 among all websites worldwide, #6,898 in Finance.
- Monthly visits409.9K
▼ 6.1% vs previous month
- Unique visitors257.8K
per month
- Global rank#109,921
among all websites
- Category rank#6,898
Finance · Finance
- Bounce rate61%
- Pages per visit2.7
- Average visit1 min 09 sec
- DevicesDesktop 12% Β· Mobile 88%
Websites whose visitors overlap most with Cermati. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| baf.id | 100% | 55.8K | #575,633 | View details | |
| finansialku.com | 88% | 174.1K | #273,618 | View details | |
manulife.co.id | manulife.co.id | 88% | #211,113 | β | |
| pina.id | 88% | 74.6K | #586,817 | View details | |
| modalku.co.id | 88% | 14.3K | #1,779,581 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 40 similar websites and full traffic analytics for Cermati
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- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
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Related news about Cermati
Complete news archive for Cermati
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- Full article archive
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- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Cermati
Cermati was founded in 2014 and raised its 1st funding round 1 year after it was founded.
Cermati is headquartered in Jakarta, Indonesia. It is registered at Jakarta, Jakarta, Indonesia.
Andhy Koesnandar is the CEO of Cermati, as recorded in our data. They have also founded this company.
Cermati is a funded company, having raised a total of $2.92M across 6 funding rounds to date.
Cermati was founded in 2014 and is based in Jakarta, Indonesia, within the fintech sector. A comparison platform is operated for various financial products, including personal and home loans, car and health insurance, credit cards, and savings accounts. Utility bill payments are also enabled via an Android app. Operations focus on facilitating informed choices for users in Indonesia.
Cermati's top competitors include tanamduit, PasarPolis and Lifepal.
Cermati offers Credit Card Comparison, Loan Comparison, and Insurance Comparison.
Cermati has 5 investors. Key investors include Beenos, MDI Ventures, Djarum, Finch Capital, and East Ventures.
Cermati operates through Pt Agregasi Cermat Indonesia.
The website of Cermati receives about 410 thousand visits a month and ranks #109,921 among all websites worldwide.

