About Certain Lending
Certain Lending is a Financial Services company based in San Francisco (United States) founded in 2017. It operates as an online P2P platform for real estate lending is facilitated. Certain Lending has raised $7.73 million across 1 funding round. The company has 58 employees. Its Indian entity Ing Vysya Bank Limited reported revenue of ₹2,262 Cr. Certain Lending offers products and services including Fix and Flip Loans, Construction Loans, Rental Properties Loans, Short-Term Rental Loans, and Rental Portfolios Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Mortgages. Its competitors include LoanSnap, Kiavi, MT Finance, One Savings Bank and Perenna and 4 more; 8 of its 9 listed competitors have raised funding.
Company details
Certain Lending was founded in 2017 in San Francisco, United States, as an online peer-to-peer lending platform focused on real estate financing. Borrowers are connected with lenders through the platform, allowing project descriptions to be posted online, offers to be compared, and deals to be processed digitally. Loans are available for single-family, multifamily, and commercial properties, bypassing traditional intermediaries in the sector.
- Headquarters San Francisco, United States
- Employees 58
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website certainlending.com
- Social LinkedIn X Facebook
- Legal Name Certain Lending Inc.
- Date of Incorporation 29 Mar, 1930
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹2,262 Cr
FY 2024 · 0% YoY
- Total Equity Funding$7.73M (USD)
in 1 rounds
- Latest Funding Round$7.73M (USD), Series A
Feb 2019
- Employee Count58
Associated legal entities of Certain Lending
Certain Lending operates through Ing Vysya Bank Limited, a listed company (amalgamated). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ing Vysya Bank Limited Listed CIN L85110KA1930PLC000124 | Amalgamated | 29 Mar 1930 | Bangalore, Karnataka | ₹2,262 Cr | – | 11 | View details |
Products & Services of Certain Lending
Certain Lending offers a comprehensive portfolio of products and services, including Fix and Flip Loans, Construction Loans, Rental Properties Loans, Short-Term Rental Loans, and Rental Portfolios Loans.
Loans for buying and renovating investment properties quickly.
Funding for building residential investment properties efficiently.
Permanent loans based on rental cash flow for stabilized properties.
Loans for properties listed on platforms like Airbnb using operating history.
Loans for multiple rental properties up to ten assets.
Short-term loans for vacant or renovated properties needing stabilization.
Funding Insights of Certain Lending
Certain Lending has successfully raised a total of $7.73M through 1 strategic funding round. The most recent funding activity was a Series A round of $7.73 million completed in February 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $7.73M
- Total Rounds 1
- Last Round Series A — $7.73M
- First Round $7.73M
(Feb 2019)
All 1 funding rounds of Certain Lending with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Feb 2019 | $7.73M | Series A | – | – | – |
Board of directors of Ing Vysya Bank Limited (Certain Lending)
Ing Vysya Bank Limited is the primary company behind Certain Lending. The board of Ing Vysya Bank Limited currently have 11 directors; the longest-serving is Maddali Venkata Satya Apparao, appointed in 2007. 15 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Maddali Venkata Satya Apparao DIN 00484877 | Company Secretary | 27 Jul 2007 | 19 yrs 2 mo | Ing Vysya Bank Limited |
| Santosh Desai DIN 01237902 | Director | 29 Apr 2008 | 18 yrs 5 mo | Ing Vysya Bank Limited |
| Meleveetil Damodaran DIN 02106990 | Director | 21 Jul 2008 | 18 yrs 2 mo | Ing Vysya Bank Limited |
| Vaughn Nigel Richtor DIN 00698356 | Director | 01 Jun 2009 | 17 yrs 4 mo | Ing Vysya Bank Limited |
| Vikram Talwar DIN 00416236 | Director | 20 Dec 2010 | 15 yrs 9 mo | Ing Vysya Bank Limited |
| Mark Edwin Newman DIN 03518417 | Director | 20 Apr 2011 | 15 yrs 5 mo | Ing Vysya Bank Limited |
| Jayant Mehrotra DIN 07681406 | CFO | 29 Apr 2014 | 12 yrs 5 mo | Ing Vysya Bank Limited |
| Alka Marezban Bharucha DIN 00114067 | Additional Director | 25 Jun 2014 | 12 yrs 3 mo | Ing Vysya Bank Limited |
| Adrianus Johannes Antonius Kas DIN 06853983 | Additional Director | 25 Jun 2014 | 12 yrs 3 mo | Ing Vysya Bank Limited |
| Kewal Kundanlal Handa DIN 00056826 | Additional Director | 12 Aug 2014 | 12 yrs 2 mo | Ing Vysya Bank Limited |
| David Han Lee Yong DIN 07015440 | Additional Director | 10 Nov 2014 | 11 yrs 11 mo | Ing Vysya Bank Limited |
People of Certain Lending
5 people are tracked at Certain Lending (1 in leadership, 4 in team); the tracked headcount is 58.
| Name | Role | Group |
|---|---|---|
Tim Fazio | Director | Leadership |
Alex Chin | Client Engagement Manager | Team |
Britnie Stuward | Operations/ Underwriting Manager | Team |
Israel Lopez | Senior Business Development Manager | Team |
Danielle Rivas | Senior Operations Analyst | Team |
Complete people profiles for Certain Lending
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Certain Lending
Figures of Ing Vysya Bank Limited, the primary company behind Certain Lending, for FY 2024. Revenue was ₹2,262 Cr (0% year on year). Revenue has grown at a compounded annual rate of +7% over three years and +4% over five years.
- ₹2,262 CrRevenue · FY 2024 · 0% YoY
- ₹192 CrPaid-up capital
- +7%Revenue CAGR, 3 years
- +4%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Ing Vysya Bank Limited are on its company page.
Detailed financial statements for Certain Lending
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Certain Lending
2 dated milestones of Certain Lending across 2 years, from founding to its latest funding, stage changes and deals.
- Founded Certain Lending is founded.
- Funding First funding round of $7.7M.
Competitors of Certain Lending
Certain Lending has 9 listed competitors in our database, 8 of them funded. They include LoanSnap, Kiavi, MT Finance, One Savings Bank and Perenna, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| goloansnap.com | 2018 | San Francisco, United States | $57.7M | 102 | Online marketplace for residential & commercial mortgage loans | |
| kiavi.com | 2013 | San Francisco, United States | $241.3M | – | Residential and commercial mortgages are connected via an online marketplace. | |
| mt-finance.com | 2008 | London, United Kingdom | $11.06M | 36 | Diversified lending NBFI | |
| osb.co.uk | 2011 | Chatham, United Kingdom | – | 1,755 | Provider of an online marketplace for mortgage loans | |
| perenna.com | 2006 | Chesterfield, United Kingdom | $92M | – | Provider of home financial services | |
| imgc.com | 2012 | Noida, India | $25.13M | 201 | Mortgage guarantee products are provided to enhance home loan eligibility. | |
| acrehomes.com | 2021 | Raleigh, United States | $10M | 11 | Residential homes are facilitated via an online rent-to-buy mortgage platform. | |
| honestfund.kr | 2015 | Seoul, South Korea | $29.06M | – | B2C marketplace for personal and small business loans | |
| ambak.com | 2023 | Gurugram, India | $10.2M | 263 | Provider of home loans and loan against property financial services |
Detailed competitors of Certain Lending
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Certain Lending
The website of Certain Lending (certainlending.com) receives about 4.5K visits a month.
- Monthly visits4.5K
▲ 13.9% vs previous month
Websites whose visitors overlap most with Certain Lending. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
send2press.com | send2press.com | 100% | – | #966,829 | – |
| stessa.com | 100% | 482.5K | #70,520 | View details | |
| padsplit.com | 100% | 1M | #52,754 | View details |
Top companies in Alternative Lending
10 companies that operate in the same segment as Certain Lending (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Related news about Certain Lending
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Frequently Asked Questions about Certain Lending
Certain Lending was founded in 2017 and raised its 1st funding round 2 years after it was founded.
Certain Lending is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Certain Lending is a funded company, having raised a total of $7.73M across 1 funding round to date. The company's 1st funding round was a Series A of $7.73M, raised on Feb 2019.
Certain Lending has 58 employees.
The primary company behind Certain Lending, Ing Vysya Bank Limited, reported revenue of ₹2,262 Cr for FY 2024, down 0% year on year.
Certain Lending was founded in 2017 in San Francisco, United States, as an online peer-to-peer lending platform focused on real estate financing. Borrowers are connected with lenders through the platform, allowing project descriptions to be posted online, offers to be compared, and deals to be processed digitally. Loans are available for single-family, multifamily, and commercial properties, bypassing traditional intermediaries in the sector.
Certain Lending's top competitors include LoanSnap, Kiavi and MT Finance.
Certain Lending offers Fix and Flip Loans, Construction Loans, Rental Properties Loans, Short-Term Rental Loans, and 2 more products and services.
Certain Lending operates through Ing Vysya Bank Limited.
The legal entities of Certain Lending currently have 11 directors, including Mark Edwin Newman, Vikram Talwar, Vaughn Nigel Richtor and others.