About Consumer Portfolio Services
Consumer Portfolio Services is a publicly listed company based in Irvine (United States) founded in 1991. Auto loans are provided to subprime consumers nationwide. The company has 933 employees. Its website consumerportfolio.com draws about 286 thousand monthly visits. Its focus areas include Consumer and SME Loans, Consumer Loans and Auto Loans. Its competitors include Octane, Mercedes-Benz Financial Services and Credit Acceptance; 1 of its 3 listed competitors has raised funding.
Company details
Consumer Portfolio Services was established in 1991 and is based in Irvine, United States. Operations focus on the financial services sector, where auto loans are originated and serviced for subprime borrowers. Vehicle financing is handled through a network of dealers, with portfolio management conducted across the country to support consumer credit needs in the automotive industry.
- Headquarters Irvine, United States
- Employees 933
- Stage Public
- SectorsFinancial Services
- Website category Finance · Insurance
- Phone•••• ••••
- Website consumerportfolio.com
- Social LinkedIn X Facebook
- Legal Name Consumer Portfolio Services, Inc.
- Annual Revenue$427.97 M (USD)14.89as on Dec 31, 2025
- Net Profit$19.32 M (USD)0.64as on Dec 31, 2025
- EBITDA$254.41 M (USD)28.13as on Dec 31, 2025
- Latest Funding Round$228.3M (USD), Debt – Conventional
Apr 2019
- Investors
- Employee Count933
Funding Insights of Consumer Portfolio Services
- Total Rounds 3
- Last Round Debt – Conventional — $228.3M
- First Round $100M
(Sep 2018)
- Investors Count 1
All 3 funding rounds of Consumer Portfolio Services with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2019 | $228.3M | Debt – Conventional | – | – | – |
| Jan 2019 | $254.4M | Debt – Conventional | – | – | – |
| Sep 2018 | $100M | Debt – Conventional | – | – |
1 investors in total: 1 institutional.
Investors in Consumer Portfolio Services
Consumer Portfolio Services has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Citi.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Commercial banking and financial services are provided globally. | 1812 | citi.com | New York, United States |
Investor details for Consumer Portfolio Services
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People of Consumer Portfolio Services
99 people are tracked at Consumer Portfolio Services (23 in leadership, 5 in board & advisors, 71 in team); the tracked headcount is 933.
| Name | Role | Group |
|---|---|---|
Michael Nolasco | Director Of Inside Sales | Leadership |
Charles E. Bradley, Jr. | Chairman, President & CEO | Leadership |
Christopher Terry | Executive Vice President Risk Management, Systems And IT | Leadership |
John P. Harton | Senior Vice President - Marketing | Leadership |
Danny Bharwani | Senior Vice President - Accounting | Leadership |
Curtis K. Powell | Senior Vice President - Program Development | Leadership |
Gavin Leaming | Regional Director - Inside Sales | Leadership |
Michael T. Lavin | Executive Vice President and Chief Legal Officer | Leadership |
Jason Jenkins | VP Of Sales | Leadership |
Beau B. | Director Of Sales | Leadership |
Lino A. Innocenzi Jr. | Vice President Marketing | Leadership |
Mike Lavin | President, Chief Operating Officer, Chief Legal Officer | Leadership |
Jonathan Ward | Director Of Sales | Leadership |
Bradley Pennington | Regional Sales Director | Leadership |
Jessica Rice | Regional Sales Director | Leadership |
Scott Peterson | Regional Sales Director | Leadership |
Jason Rose | Director Of Sales | Leadership |
Robert Dejarnette | VP Of Risk Management | Leadership |
Eddie Fry | Regional Sales Director | Leadership |
Michele Baumeister | Vice President Of Originations | Leadership |
79 more people are available in the full profile.
Complete people profiles for Consumer Portfolio Services
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IPO & Listings of Consumer Portfolio Services
Consumer Portfolio Services is a publicly listed company on the NASDAQ with ticker symbol CPSS in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date22 Oct 1992
- Listed onNASDAQ: CPSS
- Listed entityConsumer Portfolio Services, Inc.
- Exchange sectorFinance
- ISINUS2105021008
- Share price$9.16 (+0.33% on the day) · 2026-10-13
- Market capitalisation$200.7M
- Price to earnings10.0
- EPS (diluted, trailing year)$0.91
- Volume (last session)28,682
Financials of Consumer Portfolio Services
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $428.0M | $19.3M | $254.4M |
| 2024 | $372.5M | $19.2M | $198.6M |
| 2023 | $340.0M | $45.3M | $196.6M |
| 2022 | $314.4M | $86.0M | $190.1M |
| 2021 | $272.2M | $47.5M | $147.1M |
Detailed financial statements for Consumer Portfolio Services
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Consumer Portfolio Services
4 dated milestones of Consumer Portfolio Services across 28 years, from founding to its latest funding, stage changes and deals.
- Founded Consumer Portfolio Services is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $100.0M.
- Funding Latest funding round, Debt – Conventional, of $228.3M.
Competitors of Consumer Portfolio Services
Consumer Portfolio Services has 3 listed competitors in our database, 1 of them funded. They include Octane, Mercedes-Benz Financial Services and Credit Acceptance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| octane.co | 2014 | New York, United States | $220.02M | 178 | Instant financing solutions are offered for vehicle purchases by Octane. | |
| mbfs.com | 2007 | Detroit, United States | 663 | Auto financing services are offered by Mercedes-Benz's subsidiary. | ||
| creditacceptance.com | 1972 | Detroit, United States | Auto finance is extended to consumers via nationwide dealer networks. |
Detailed competitors of Consumer Portfolio Services
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Web traffic of Consumer Portfolio Services
The website of Consumer Portfolio Services (consumerportfolio.com) receives about 285.7K visits a month and ranks #136,181 among all websites worldwide, #8,497 in Insurance.
- Monthly visits285.7K
▲ 3.1% vs previous month
- Unique visitors98.7K
per month
- Global rank#136,181
among all websites
- Category rank#8,497
Finance · Insurance
- Bounce rate30%
- Pages per visit4.5
- Average visit4 min 27 sec
- DevicesDesktop 27% · Mobile 73%
Websites whose visitors overlap most with Consumer Portfolio Services. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| creditacceptance.com | 100% | 1.1M | #37,381 | View details | |
| westernfundinginc.com | 99% | 46K | #570,109 | View details | |
| automotivecredit.com | 99% | 5K | #1,295,474 | View details | |
| exeterfinance.com | 99% | 881.4K | #47,868 | View details | |
midfinance.com | midfinance.com | 99% | #770,665 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 22 similar websites and full traffic analytics for Consumer Portfolio Services
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- 22 similar websites
- Audience overlap
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Related news about Consumer Portfolio Services
Complete news archive for Consumer Portfolio Services
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Frequently Asked Questions about Consumer Portfolio Services
Consumer Portfolio Services was founded in 1991 and raised its 1st funding round 27 years after it was founded.
Consumer Portfolio Services is headquartered in Irvine, United States. It is registered at Irvine, California, United States.
Consumer Portfolio Services has 933 employees.
Annual revenue of Consumer Portfolio Services is $427.97M as on Dec 31, 2025.
Consumer Portfolio Services was established in 1991 and is based in Irvine, United States. Operations focus on the financial services sector, where auto loans are originated and serviced for subprime borrowers. Vehicle financing is handled through a network of dealers, with portfolio management conducted across the country to support consumer credit needs in the automotive industry.
Consumer Portfolio Services's top competitors include Octane, Credit Acceptance and Mercedes-Benz Financial Services.
Yes, Consumer Portfolio Services is publicly traded on NASDAQ under the ticker symbol CPSS.
Consumer Portfolio Services has 1 investor. Key investors include Citi.
The website of Consumer Portfolio Services receives about 286 thousand visits a month and ranks #136,181 among all websites worldwide.