About Creamfinance
Creamfinance is a Financial Services company based in Warsaw (Poland) founded in 2012. Online platform for personal loans. Creamfinance has raised $32.34 million across 3 funding rounds from investors including Capitec Bank and Flint Capital. Creamfinance offers products and services including Consumer Loans and Credit Scoring Technology. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include Dziesitka Finanse, epeer and Funeda.
Company details
Founded in 2012 and based in Warsaw, Poland, Creamfinance operates in the fintech sector as an online platform for personal loans. Applications are assessed through analysis of online data and traditional credit intelligence. Advanced algorithms and machine learning are employed to evaluate and score requests efficiently. The portfolio encompasses microloans, installment loans, and credit lines, serving users in the personal finance market.
- Headquarters Warsaw, Poland
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website creamfinance.com
- Social LinkedIn X
- Net Profit$351.72 K (USD)-65as on Dec 31, 2022
- Total Equity Funding$32.34M (USD)
in 3 rounds
- Latest Funding Round$25M (USD), Series B
Mar 2017
- InvestorsCapitec Bank
& 1 more
Products & Services of Creamfinance
Creamfinance offers a comprehensive portfolio of products and services, including Consumer Loans and Credit Scoring Technology.
Provides unsecured online loans from €100 to €10,000 with instant credit scoring.
Proprietary system for evaluating borrower creditworthiness in real time.
Funding Insights of Creamfinance
Creamfinance has successfully raised a total of $32.34M across 3 strategic funding rounds. The most recent funding activity was a Series B round of $25 million completed in March 2017. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $32.34M
- Total Rounds 3
- Last Round Series B — $25M
- First Round $6.2M
(Nov 2014)
- Investors Count 2
All 3 funding rounds of Creamfinance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2017 | $25M | Series B | – | – | |
| Mar 2016 | $1.14M | Series A | – | – | |
| Nov 2014 | $6.2M | Series A | – | – |
2 investors in total: 2 institutional.
Investors in Creamfinance
Creamfinance has secured backing from 2 investors, including institutional and venture fund investors. Prominent investors backing the company include Capitec Bank and Flint Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage investments are directed toward technology ventures with global potential. | flintcap.com | Palo Alto, United States | ||
Retail banking services are provided across South Africa. | 2001 | capitecbank.co.za | Stellenbosch, South Africa |
Investor details for Creamfinance
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- Complete investor list
- Round participation
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People of Creamfinance
50 people are tracked at Creamfinance (20 in leadership, 30 in team).
| Name | Role | Group |
|---|---|---|
Juris Priediņš | Head of Lending | Leadership |
Patrick Köck | Group Chief Executive Officer | Leadership |
Anna McCullough | Chief People Officer | Leadership |
Artjoms Jefimovs | Chief Risk Officer | Leadership |
Ivars Stankevičs | Chief Legal Officer | Leadership |
Maciej Łapiński | Group Head of Controlling & Country Steering | Leadership |
Justyna Jakubowska | Head of Customer Service & Operations | Leadership |
Peter Kaufmann | Chief Financial Officer | Leadership |
Markus Florian | IT-Direktor (CTO) | Leadership |
Krystian Kamiński | Chief Marketing Officer | Leadership |
Anna Taube | Head Of Digital Marketing&Sales | Leadership |
Thomas Rosenstein | Head of IT Infrastructure | Leadership |
Michaela Veselá | Head Of Operations | Leadership |
Tsotne Khvedelidze, MBA | Chief Financial Officer | Leadership |
Agnieszka Warych (Bychalczyk) | Chief Accountant | Leadership |
Artūrs Jakovļevs | Head Of Operations, Latvia Branch | Leadership |
Valērija Pričina | Head of Customer service (LV) Head of Debt Collection (LV) Head of Risk ( LV) | Leadership |
David Jaoshvili | Head of Credit Risks and DC Department at Crediton Georgia | Leadership |
Viktors Filatovs | Head Of Data Science | Leadership |
Adam Lazewski | Group Head of Accounting and Reporting | Leadership |
30 more people are available in the full profile.
Complete people profiles for Creamfinance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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- Team structure
- Board tenure
- Professional contacts
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Timeline of Creamfinance
3 dated milestones of Creamfinance across 5 years, from founding to its latest funding, stage changes and deals.
- Founded Creamfinance is founded.
- Funding First funding round of $6.2M.
- Funding Latest funding round, Series B, of $25.0M.
Competitors of Creamfinance
Creamfinance has 3 listed competitors in our database. They include Dziesitka Finanse, epeer and Funeda.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| dziesiatka.pl | 2018 | Warsaw, Poland | Online platform for installment loans | |||
| epeer.pl | 2019 | Warsaw, Poland | P2P lending platform for personal loans | |||
| funeda.pl | 2017 | Lodz, Poland | Personal loans are facilitated through an online platform. |
Detailed competitors of Creamfinance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
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Web traffic of Creamfinance
Websites that share an audience with Creamfinance (creamfinance.com).
Websites whose visitors overlap most with Creamfinance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
finmatcher.com | finmatcher.com | 100% | #267,862 | – | |
pujcka.co | pujcka.co | 80% | #2,405,753 | – | |
crediton.lv | crediton.lv | 41% | – | ||
lendon.pl | lendon.pl | 41% | – |
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Related news about Creamfinance
Complete news archive for Creamfinance
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Frequently Asked Questions about Creamfinance
Creamfinance was founded in 2012 and raised its 1st funding round 2 years after it was founded.
Creamfinance is headquartered in Warsaw, Poland.
Creamfinance is a funded company, having raised a total of $32.34M across 3 funding rounds to date. The company's 1st funding round was a Series A of $6.2M, raised on Nov 2014.
Founded in 2012 and based in Warsaw, Poland, Creamfinance operates in the fintech sector as an online platform for personal loans. Applications are assessed through analysis of online data and traditional credit intelligence. Advanced algorithms and machine learning are employed to evaluate and score requests efficiently. The portfolio encompasses microloans, installment loans, and credit lines, serving users in the personal finance market.
Creamfinance's top competitors include epeer, Dziesitka Finanse and Funeda.
Creamfinance offers Consumer Loans and Credit Scoring Technology.
Creamfinance has 2 investors. Key investors include Capitec Bank, and Flint Capital.