Creamfinance

Warsaw, Poland Founded: 2012 • Age: 14 yrs
Online platform for personal loans
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About Creamfinance

Creamfinance is a company based in Warsaw (Poland) founded in 2012.. Creamfinance has raised $32.34 million across 3 funding rounds from investors including Capitec Bank and Flint Capital. Creamfinance offers products and services including Consumer Loans and Credit Scoring Technology. Creamfinance operates in a competitive market with competitors including International Personal Finance, Dziesitka Finanse, epeer, Funeda and Aasa, among others.

  • Headquarter Warsaw, Poland
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
    $351.72 K (USD)
    -65
    as on Dec 31, 2022
  • EBITDA
  • Total Equity Funding
    $32.34 M (USD)

    in 3 rounds

  • Latest Funding Round
    $25 M (USD), Series B

    Mar 27, 2017

  • Investors
  • Employee Count
    Employee Count
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Products & Services of Creamfinance

Creamfinance offers a comprehensive portfolio of products and services, including Consumer Loans and Credit Scoring Technology. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides unsecured online loans from €100 to €10,000 with instant credit scoring.

Proprietary system for evaluating borrower creditworthiness in real time.

People of Creamfinance
Headcount 50-200
Employee Profiles 50
Employee Profiles
People
Juris Priediņš
Head of Lending
People
Jānis Koškins-Diks
Group Loan Portfolio Manager
People
Patrick Köck
Group Chief Executive Officer
People
Anna McCullough
Chief People Officer

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Funding Insights of Creamfinance

Creamfinance has successfully raised a total of $32.34M across 3 strategic funding rounds. The most recent funding activity was a Series B round of $25 million completed in March 2017. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 3
  • Last Round Series B — $25.0M
  • First Round

    (28 Nov 2014)

  • Investors Count 2
Date Amount Transaction Name Valuation Lead Investors Investors
Mar, 2017 Amount Series B - Creamfinance Valuation

investors

Mar, 2016 Amount Series A - Creamfinance Valuation

investors

Nov, 2014 Amount Series A - Creamfinance Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Creamfinance

Creamfinance has secured backing from 2 investors, including institutional and venture fund investors. Prominent investors backing the company include Capitec Bank and Flint Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Early-stage investments are directed toward technology ventures with global potential.
Founded Year Domain Location
Retail banking services are provided across South Africa.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Creamfinance

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Creamfinance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Creamfinance Comparisons

Employees
+
Add Comparison
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Competitors of Creamfinance

Creamfinance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as International Personal Finance, Dziesitka Finanse, epeer, Funeda and Aasa, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Consumer loans and offline home credits are provided to customers.
domain founded_year HQ Location
Online platform for installment loans
domain founded_year HQ Location
P2P lending platform for personal loans
domain founded_year HQ Location
Personal loans are facilitated through an online platform.
domain founded_year HQ Location
Unsecured personal loans are offered by direct lender Aasa.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Creamfinance

Frequently Asked Questions about Creamfinance

When was Creamfinance founded?

Creamfinance was founded in 2012 and raised its 1st funding round 2 years after it was founded.

Where is Creamfinance located?

Creamfinance is headquartered in Warsaw, Poland.

Is Creamfinance a funded company?

Creamfinance is a funded company, having raised a total of $32.34M across 3 funding rounds to date. The company's 1st funding round was a Series A of $6.2M, raised on Nov 28, 2014.

What does Creamfinance do?

Founded in 2012 and based in Warsaw, Poland, Creamfinance operates in the fintech sector as an online platform for personal loans. Applications are assessed through analysis of online data and traditional credit intelligence. Advanced algorithms and machine learning are employed to evaluate and score requests efficiently. The portfolio encompasses microloans, installment loans, and credit lines, serving users in the personal finance market.

Who are the top competitors of Creamfinance?

Creamfinance's top competitors include International Personal Finance, epeer and Dziesitka Finanse.

What products or services does Creamfinance offer?

Creamfinance offers Consumer Loans and Credit Scoring Technology.

Who are Creamfinance's investors?

Creamfinance has 2 investors. Key investors include Capitec Bank, and Flint Capital.

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