International Personal Finance

Leeds, United Kingdom Founded: 2007 • Age: 19 yrs Acquired By BasePoint Capital
Consumer loans and offline home credits are provided to customers.
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About International Personal Finance

International Personal Finance is a company based in Leeds (United Kingdom) founded in 2007 was acquired by BasePoint Capital in December 2025.. The company has 8,350 employees as of December 31, 2024. International Personal Finance has completed 1 acquisition, including MCB Finance. International Personal Finance operates in a competitive market with competitors including Creditas, Fintonic, Kueski, M Kopa and Abound, among others.

  • Headquarter Leeds, United Kingdom
  • Employees 8350 as on 31 Dec, 2024
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name International Personal Finance Plc
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $910 M (USD)
    -5.41
    as on Dec 31, 2024
  • Net Profit
    $76.3 M (USD)
    26.88
    as on Dec 31, 2024
  • EBITDA
    $231.67 M (USD)
    -2.79
    as on Dec 31, 2024
  • Latest Funding Round
  • Investors
  • Employee Count
    8350

    as on Dec 31, 2024

  • Investments & Acquisitions
  • Acquired by
    BasePoint Capital

    (Dec 29, 2025)

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IPO & Listings of International Personal Finance

International Personal Finance is a publicly listed company on the LSE with ticker symbol IPF in UK, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: LSE · Ticker: IPF . Sector: Finance · UK
People of International Personal Finance
Headcount 10000+
Employee Profiles 95
Board Members and Advisors 4
Employee Profiles
People
Michael M
Development Team Leader - AWS / .net 8 / Azure Devops / Mobile
People
Adam Ward
Head Of Change
People
Philip Aguilar
Test Analyst
People
Sue Taylor
Group Financial Controller

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Board Members and Advisors
people
Richard Holmes
Independent Non-Executive Director
people
Stuart Sinclair
Chairman
people
Katrina Cliffe
Independent Non-Executive Director
people
Aileen Wallace
Independent Non-Executive Director

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Funding Insights of International Personal Finance

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in International Personal Finance

International Personal Finance has secured backing from 1 investor. Prominent investors backing the company include BasePoint Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Investor Description Founded Year Domain Location
Direct lending services are provided to small and middle-market companies.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by International Personal Finance

International Personal Finance has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include MCB Finance. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Flexible credit solutions are provided to customers by MCB Finance.
2007
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - International Personal Finance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

International Personal Finance Comparisons

Employees
+
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Competitors of International Personal Finance

International Personal Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Creditas, Fintonic, Kueski, M Kopa and Abound, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Asset-backed consumer loans are provided through an online platform.
domain founded_year HQ Location
App-based platform for personal financial management and personal loans
domain founded_year HQ Location
Provider of an online platform for personal loans
domain founded_year HQ Location
Affordable solar power is provided to households in Kenya.
domain founded_year HQ Location
Personal loans are provided by Abound for various needs.
domain founded_year HQ Location
A personal loans platform
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on International Personal Finance

Frequently Asked Questions about International Personal Finance

When was International Personal Finance founded?

International Personal Finance was founded in 2007.

Where is International Personal Finance located?

International Personal Finance is headquartered in Leeds, United Kingdom. It is registered at Leeds, England, United Kingdom.

How many employees does International Personal Finance have?

As of Dec 31, 2024, the latest employee count at International Personal Finance is 8,350.

What is the annual revenue of International Personal Finance?

Annual revenue of International Personal Finance is $910M as on Dec 31, 2024.

What does International Personal Finance do?

hapiloans is delivered direct to their customers bank accounts. New customers can borrow between 1500PLN and 7500PLN with loan terms over three months to two years, and up to three years for repeat customers.MCB Finance, which was established in 2006, runs successful credit operation with two brands Credit24 and Sving. It operates in five markets: Finland, Estonia, Latvia, Lithuania and Australia. They integrated hapiloans business with MCB Finance to create IPF Digital. Apart from online loans, IPF also offers offline loans called home credits to its customers, in which the agents visit customers in their homes to arrange loans and to collect repayments under the brand Provident.

Who are the top competitors of International Personal Finance?

International Personal Finance's top competitors include Creditas, M Kopa and Kueski.

Is International Personal Finance publicly traded?

Yes, International Personal Finance is publicly traded on LSE under the ticker symbol IPF.

How many acquisitions has International Personal Finance made?

International Personal Finance has made 1 acquisition, including MCB Finance.

Who are International Personal Finance's investors?

International Personal Finance has 1 investor. Key investors include BasePoint Capital.

What is International Personal Finance's ticker symbol?

The ticker symbol of International Personal Finance is IPF on LSE.

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