About Creditas
Creditas is a company based in Sao Paulo (Brazil) founded in 2012. Creditas has raised $981.36 million across 10 funding rounds from investors including Fidelity Investments, Amadeus and International Finance Corporation. Creditas has completed 4 acquisitions, including Bcredi, Creditoo and Kzas. Creditas offers products and services including Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário. Creditas operates in a competitive market with competitors including Crefisa, Ferratum Group, Cetelem, Crediclub and Crefaz, among others.
- Headquarter Sao Paulo, Brazil
- Stage Unicorn
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Sectors
Financial Services
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Email
Locked
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Phone
Locked
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Website
Locked
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Social
Locked
- Legal Name Creditas Soluções Financeiras Ltda.
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Annual Revenue
Not available
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Net Profit
Not available
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EBITDA
Not available
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Total Equity Funding
$981.36 M (USD)
in 10 rounds
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Latest Funding Round
$108 M (USD), Series G
Dec 01, 2025
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Investors
Fidelity Investments
& 25 more
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Employee Count
Not available
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Investments & Acquisitions
Bcredi
& 3 more
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Products & Services of Creditas
Creditas offers a comprehensive portfolio of products and services, including Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário.
Provides loans using vehicles as collateral for up to R$ 150,000.
Offers loans secured by property for up to R$ 3 million.
Delivers salary-based loans with low interest for employees.
Online auto insurance with multiple options and easy payments.
Facilitates home financing across multiple banks quickly.
People of Creditas
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Software Development Team
29 people
Analista Team
18 people
Sales and Marketing
10 people
Product Management Team
10 people
Human Resources and Administration
9 people
Data Analysis and Operations Team
9 people
Business Team
4 people
Customer Team
3 people
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Funding Insights of Creditas
Creditas has successfully raised a total of $981.36M across 10 strategic funding rounds. The most recent funding activity was a Series G round of $108 million completed in December 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Creditas
Creditas has secured backing from 26 investors, including institutional and venture fund investors. Prominent investors backing the company include Fidelity Investments, Amadeus and International Finance Corporation.
| Investor | Description | Founded Year | Domain | Location |
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Fintech startups are funded via venture capital by Actyus.
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Locked | Locked | Locked | |
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Technology and consumer startups are funded by Greentrail Partners.
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Venture capital fund investing in early-stage start-ups
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Locked | Locked | Locked |
Investor details for Creditas
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Investments & Acquisitions by Creditas
Creditas has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Bcredi, Creditoo and Kzas.
Investment portfolio details for Creditas
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- Transaction dates
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Verified entity values are shown only after access is granted.
| Company Name | Description | Domain | Location | Founded Year | Amount |
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AI-based platform to buy real estate properties
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Locked | Locked | 2019 | Locked | |
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Consumer and business loans are provided via a P2P platform.
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Locked | Locked | 2017 | Locked | |
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Payroll loans are provided via an online marketplace for employees.
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Locked | Locked | 2016 | Locked |
Complete acquisition details for Creditas
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Financial Statements - Creditas
Detailed financials for Creditas
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Creditas Comparisons
Peer comparison for Creditas
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Competitors of Creditas
Creditas operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Crefisa, Ferratum Group, Cetelem, Crediclub and Crefaz, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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Provides personal loan services to individuals.
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Online/mobile based short term loans provider
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Online consumer loans platform
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Diversified loans are provided to SMEs by Crediclub.
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Operates a digital platform for consumer loan services.
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Detailed competitors of Creditas
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Latest news on Creditas
Complete news archive for Creditas
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Frequently Asked Questions about Creditas
Creditas was founded in 2012 and raised its 1st funding round 3 years after it was founded.
Creditas is headquartered in Sao Paulo, Brazil. It is registered at Sao Paulo, Sao Paulo, Brazil.
Creditas is a funded company, having raised a total of $981.36M across 10 funding rounds to date.
Creditas was founded in 2012 in Itaim Bibi, Brazil, within the fintech sector focused on consumer lending. An online platform is operated to deliver various asset-backed loans, including vehicle-backed, property-backed, personal, payroll, and salary advance options, based on collateral evaluations. Integration with existing payroll software enables employee loan access. Debt exchanges for secured loans are facilitated, alongside an app available on iOS and Android devices.
Creditas's top competitors include Cetelem, Ferratum Group and Inbank.
Creditas offers Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário.
Creditas has 26 investors. Key investors include Fidelity Investments, Amadeus, International Finance Corporation, Naspers, and Quona.
The valuation of Creditas is $4.8B as of Jan 2022.