About Creditas
Creditas is a company based in Sao Paulo (Brazil) founded in 2012.. Creditas has raised $981.36 million across 10 funding rounds from investors including Fidelity Investments, Amadeus and International Finance Corporation. Creditas has completed 4 acquisitions, including Bcredi, Creditoo and Kzas. Creditas offers products and services including Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário. Creditas operates in a competitive market with competitors including Crefisa, Ferratum Group, Cetelem, Crediclub and Crefaz, among others.
- Headquarter Sao Paulo, Brazil
- Stage Unicorn
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Sectors
Financial Services
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Email
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Phone
*********
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Website
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Social
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- Legal Name Creditas Soluções Financeiras Ltda.
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$981.36 M (USD)
in 10 rounds
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Latest Funding Round
$108 M (USD), Series G
Dec 01, 2025
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Investors
Fidelity Investments
& 25 more
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Employee Count
Employee Count
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Investments & Acquisitions
Bcredi
& 3 more
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Products & Services of Creditas
Creditas offers a comprehensive portfolio of products and services, including Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Provides loans using vehicles as collateral for up to R$ 150,000.
Offers loans secured by property for up to R$ 3 million.
Delivers salary-based loans with low interest for employees.
Online auto insurance with multiple options and easy payments.
Facilitates home financing across multiple banks quickly.
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Software Development Team
29 people
Analista Team
18 people
Sales and Marketing
10 people
Product Management Team
10 people
Human Resources and Administration
9 people
Data Analysis and Operations Team
9 people
Business Team
4 people
Customer Team
3 people
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Funding Insights of Creditas
Creditas has successfully raised a total of $981.36M across 10 strategic funding rounds. The most recent funding activity was a Series G round of $108 million completed in December 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 10
- Last Round Series G — $108.0M
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First Round
First Round
(04 Aug 2015)
- Investors Count 26
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Dec, 2025 | Amount | Series G - Creditas | Valuation | Andbank |
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| Jul, 2022 | Amount | Series F - Creditas | Valuation |
investors |
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| Jan, 2022 | Amount | Series F - Creditas | Valuation | Fidelity Investments , SoftBank Vision Fund |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Creditas
Creditas has secured backing from 26 investors, including institutional and venture fund investors. Prominent investors backing the company include Fidelity Investments, Amadeus and International Finance Corporation. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Fintech startups are funded via venture capital by Actyus.
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Founded Year | Domain | Location | |
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Technology and consumer startups are funded by Greentrail Partners.
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Founded Year | Domain | Location | |
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Venture capital fund investing in early-stage start-ups
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Creditas
Creditas has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Bcredi, Creditoo and Kzas. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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AI-based platform to buy real estate properties
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2019 | ||||
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Consumer and business loans are provided via a P2P platform.
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2017 | ||||
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Payroll loans are provided via an online marketplace for employees.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - Creditas
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Creditas Comparisons
Competitors of Creditas
Creditas operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Crefisa, Ferratum Group, Cetelem, Crediclub and Crefaz, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Provides personal loan services to individuals.
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| domain | founded_year | HQ Location |
Online/mobile based short term loans provider
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| domain | founded_year | HQ Location |
Online consumer loans platform
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| domain | founded_year | HQ Location |
Diversified loans are provided to SMEs by Crediclub.
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| domain | founded_year | HQ Location |
Operates a digital platform for consumer loan services.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Creditas
Frequently Asked Questions about Creditas
When was Creditas founded?
Creditas was founded in 2012 and raised its 1st funding round 3 years after it was founded.
Where is Creditas located?
Creditas is headquartered in Sao Paulo, Brazil. It is registered at Sao Paulo, Sao Paulo, Brazil.
Is Creditas a funded company?
Creditas is a funded company, having raised a total of $981.36M across 10 funding rounds to date. The company's 1st funding round was a Series F of $260M, raised on Aug 04, 2015.
What does Creditas do?
Creditas was founded in 2012 in Itaim Bibi, Brazil, within the fintech sector focused on consumer lending. An online platform is operated to deliver various asset-backed loans, including vehicle-backed, property-backed, personal, payroll, and salary advance options, based on collateral evaluations. Integration with existing payroll software enables employee loan access. Debt exchanges for secured loans are facilitated, alongside an app available on iOS and Android devices.
Who are the top competitors of Creditas?
Creditas's top competitors include Cetelem, Ferratum Group and Inbank.
What products or services does Creditas offer?
Creditas offers Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário.
How many acquisitions has Creditas made?
Who are Creditas's investors?
Creditas has 26 investors. Key investors include Fidelity Investments, Amadeus, International Finance Corporation, Naspers, and Quona.
What is Creditas's valuation?
The valuation of Creditas is $4.8B as of Jan 2022.
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