About Creditas
Creditas is a Financial Services company based in Sao Paulo (Brazil) founded in 2012 by Sergio Furio. Asset-backed consumer loans are provided through an online platform. Creditas has raised $981.36 million across 10 funding rounds from investors including Fidelity Investments, Amadeus and International Finance Corporation. The company has 1,976 employees. Creditas has completed 4 acquisitions, including Bcredi, Creditoo and Kzas. Creditas was last valued at $3.3 billion in December 2025. Its website creditas.com draws about 2.2 million monthly visits. Creditas offers products and services including Empréstimo com garantia de veÃculo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is Creditas Soluções Financeiras Ltda. Its competitors include Crefisa and Crefaz.
Company details
Creditas was founded in 2012 in Itaim Bibi, Brazil, within the fintech sector focused on consumer lending. An online platform is operated to deliver various asset-backed loans, including vehicle-backed, property-backed, personal, payroll, and salary advance options, based on collateral evaluations. Integration with existing payroll software enables employee loan access. Debt exchanges for secured loans are facilitated, alongside an app available on iOS and Android devices.
- Headquarters Sao Paulo, Brazil
- Employees 1,976
- Founders Sergio Furio
- Stage Unicorn
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Website creditas.com
- Social LinkedIn X Facebook Instagram
- Legal Name Creditas Soluções Financeiras Ltda.
- Total Equity Funding$981.36M (USD)
in 10 rounds
- Latest Funding Round$108M (USD), Series G
Dec 2025
- InvestorsFidelity Investments
& 31 more
- Employee Count1,976
- Investments & AcquisitionsBcredi
& 3 more
Products & Services of Creditas
Creditas offers a comprehensive portfolio of products and services, including Empréstimo com garantia de veículo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário.
Provides loans using vehicles as collateral for up to R$ 150,000.
Offers loans secured by property for up to R$ 3 million.
Delivers salary-based loans with low interest for employees.
Online auto insurance with multiple options and easy payments.
Facilitates home financing across multiple banks quickly.
Funding Insights of Creditas
Creditas has successfully raised a total of $981.36M across 10 strategic funding rounds. The most recent funding activity was a Series G round of $108 million completed in December 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $981.36M
- Total Rounds 10
- Last Round Series G — $108M
- First Round $3M
(Aug 2015)
- Investors Count 32
All 10 funding rounds of Creditas with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2025 | $108M | Series G | – | Andbank | – |
| Jul 2022 | $50M | Series F | – | – | |
| Jan 2022 | $260M | Series F | $4.8B | Fidelity Investments, SoftBank Vision Fund | |
| Feb 2021 | $28.3M | Debt – Conventional | – | – | |
| Dec 2020 | $255M | Series E | – | Lightrock | |
| Jul 2019 | $800,000 | Debt – Conventional | – | – | – |
| Jun 2019 | $231M | Series D | – | SoftBank Latin America Fund, SoftBank Vision Fund | |
| Apr 2018 | $55M | Series C | – | Vostok Emerging Finance | |
| Feb 2017 | $19.36M | Series B | – | Redpoint Ventures, Kaszek | – |
| Aug 2015 | $3M | Series A | – | Redpoint eventures |
| Date | Valuation | Stage |
|---|---|---|
| Jan 2022 | $4.8B | •••••••• |
Full valuation and stage history of Creditas
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $3.3B (Dec 2025). 32 investors in total: 32 institutional.
Investors in Creditas
Creditas has secured backing from 32 investors, including institutional and venture fund investors. Prominent investors backing the company include Fidelity Investments, Amadeus and International Finance Corporation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Fintech startups are funded via venture capital by Actyus. | actyus.com | Madrid, Spain | ||
Technology and consumer startups are funded by Greentrail Partners. | greentrailcap.com | London, United Kingdom | ||
Venture capital fund investing in early-stage start-ups | qedinvestors.com | Alexandria, United States | ||
Fintech sector investments are handled by VEF venture capital firm. | 2015 | vef.vc | Stockholm, Sweden | |
Venture capital is invested in multiple sectors by the fund. | latinamericafund.com | Miami, United States | ||
Venture capital investments are directed toward multiple sectors by Kaszek. | kaszek.com | Buenos Aires, Argentina | ||
Venture capital investments in technology and startups. | 2016 | visionfund.com | London, United Kingdom | |
Investments are directed toward growth-stage companies generating scalable impact. | 2009 | lightrock.com | London, United Kingdom | |
Investments are made in early-stage tech startups across multiple sectors. | headline.com | San Francisco, United States | ||
Growth investments are managed by this private equity firm. | sunleyhouse.com | Boston, United States |
Investor details for Creditas
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Creditas
121 people are tracked at Creditas (19 in leadership, 102 in team); the tracked headcount is 1,976.
| Name | Role | Group |
|---|---|---|
Sergio Furio | Founder | Leadership |
Lúcia Teófilo dos Santos | Human Resources Business Partner | People Partner | Leadership |
Ann Williams | COO | Leadership |
Fabio Margulies | Director of Operations & Business Process | Leadership |
Maria Teresa Fornea Caron | VP, Home Business Unit | Leadership |
Fabio Zveibil | VP, Business Development | Leadership |
Janaina Botteselli | People Partner | Leadership |
Daniela Kanada Kono | Head Of Wellness | Leadership |
Renato Goncalves | VP De Vendas E Experiência Do Cliente | Leadership |
Carlos Eduardo Dariz Shintani | Head Of Portfolio, Program Management & Business Agility | Leadership |
Shirlei de Oliveira Silva | Corporate Development And IR Director | Leadership |
Rômulo Mendes | VP, Credit & Formalization | Leadership |
Pedro Freitas | Head Of Product & Analytics | Leadership |
Amanda Nideck | Head Of Culture And Development | Leadership |
Augusto Ikuta | Head Of Corporate Strategy And Sourcing | Leadership |
Daniel Ricci | Head Of Business Development | Leadership |
Tatiana Monseff Rodrigues | Director Of Home Equity Business Unit | Leadership |
Marcos Henrique Masuchi | VP Of Product And Design | Leadership |
Marina Beatriz Simões Leal | Head Of Insurance BU | Leadership |
Tatiane Mendes | People Operations Manager | Team |
101 more people are available in the full profile.
Complete people profiles for Creditas
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Investments & Acquisitions by Creditas
Creditas has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Bcredi, Creditoo and Kzas.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
AI-based platform to buy real estate properties | kzas.ai | Sao Paulo, Brazil | 2019 | Jul 2022 | •••• | |
Used cars are traded via an online peer-to-peer marketplace. | volanty.com | 2016 | Aug 2021 | •••• | ||
Consumer and business loans are provided via a P2P platform. | bcredi.com.br | Curitiba, Brazil | 2017 | Jan 2021 | •••• | |
Payroll loans are provided via an online marketplace for employees. | creditoo.com.br | Sao Paulo, Brazil | 2016 | Aug 2019 | •••• |
Complete acquisition details for Creditas
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
- Complete history
- Exports
Verified entity values are shown only after access is granted.
Timeline of Creditas
8 dated milestones of Creditas across 13 years, from founding to its latest funding, stage changes and deals.
Competitors of Creditas
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| crefisa.com.br | 1964 | Americana, Brazil | Provides personal loan services to individuals. | |||
| crefaz.com.br | 2013 | Maringa, Brazil | Operates a digital platform for consumer loan services. |
Detailed competitors of Creditas
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Creditas
The website of Creditas (creditas.com) receives about 2.2M visits a month and ranks #38,190 among all websites worldwide, #2,409 in Banking Credit and Lending.
- Monthly visits2.2M
▲ 47.3% vs previous month
- Unique visitors1.1M
per month
- Global rank#38,190
among all websites
- Category rank#2,409
Finance · Banking Credit and Lending
- Bounce rate66%
- Pages per visit2.6
- Average visit51 sec
- DevicesDesktop 15% · Mobile 85%
Websites whose visitors overlap most with Creditas. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| finanzero.com.br | 100% | 897.5K | #40,761 | View details | |
| simplic.com.br | 94% | #12,016 | View details | ||
| bompracredito.com.br | 92% | 1.2M | #37,775 | View details | |
| bancopan.com.br | 92% | 9.1M | #6,927 | View details | |
| supersim.com.br | 91% | 7.9M | #7,321 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Creditas
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Creditas
Complete news archive for Creditas
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Creditas
Creditas was founded in 2012 and raised its 1st funding round 3 years after it was founded.
Creditas is headquartered in Sao Paulo, Brazil. It is registered at Sao Paulo, Sao Paulo, Brazil.
Creditas is a funded company, having raised a total of $981.36M across 10 funding rounds to date. The company's 1st funding round was a Series A of $3M, raised on Aug 2015.
Creditas has 1,976 employees.
Creditas was founded in 2012 in Itaim Bibi, Brazil, within the fintech sector focused on consumer lending. An online platform is operated to deliver various asset-backed loans, including vehicle-backed, property-backed, personal, payroll, and salary advance options, based on collateral evaluations. Integration with existing payroll software enables employee loan access. Debt exchanges for secured loans are facilitated, alongside an app available on iOS and Android devices.
Creditas offers Empréstimo com garantia de veÃculo, Empréstimo com garantia de imóvel, Empréstimo consignado privado, Seguro auto, and Financiamento imobiliário.
Creditas has 32 investors. Key investors include Fidelity Investments, Amadeus, International Finance Corporation, Naspers, and Prosus.
The valuation of Creditas is $3.3B as of Dec 2025.
Creditas operates through Creditas Soluções Financeiras Ltda..
The website of Creditas receives about 2.2 million visits a month and ranks #38,190 among all websites worldwide.