About Creditspring
Creditspring is a Financial Services company based in London (United Kingdom) founded in 2016 by Neil Kadagathur and Aravind Chandrasekaran. A personal loans platform. Creditspring has raised $74.44 million across 4 funding rounds from investors including Chip Dunn. The company has 57 employees. Its chief executive, as recorded, is Neil Kadagathur. Its website creditspring.co.uk draws about 1 million monthly visits. Creditspring offers products and services including Membership Loans, Credit Building Tools, and Personal Loans. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is INCLUSIVE FINANCE LIMITED. Its competitors include Abound, International Personal Finance and Funeral Safe; 2 of its 3 listed competitors have raised funding.
Company details
Creditspring was founded in 2016 in London, United Kingdom, within the fintech sector. A platform for personal loans is operated, with products developed to support customers financial well-being. Alternatives to high-cost loans are provided through this service. An application for FCA permission to conduct consumer credit activities has been submitted, enabling operations across the UK market.
- Headquarters London, United Kingdom
- Employees 57
- Founders Neil Kadagathur, Aravind Chandrasekaran
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Phone•••• ••••
- Website creditspring.co.uk
- Social LinkedIn X Facebook Instagram
- Legal Name Inclusive Finance Limited
- Date of Incorporation 13 Dec, 2016
- Jurisdiction LONDON, ENGLAND
- Net Profit-$8.92 M (USD)-163as on Dec 31, 2021
- EBITDA-$8.92 M (USD)-162as on Dec 31, 2021
- Total Equity Funding$74.44M (USD)
in 4 rounds
- Latest Funding Round$9.62M (USD), Series A
Jul 2022
- Employee Count57
Products & Services of Creditspring
Creditspring offers a comprehensive portfolio of products and services, including Membership Loans, Credit Building Tools, and Personal Loans.
Offers no-interest loans via membership fees for short-term needs.
Provides resources to track and improve user credit scores effectively.
Facilitates unsecured loans for emergencies and daily expenses without hidden fees.
Funding Insights of Creditspring
Creditspring has successfully raised a total of $74.44M across 4 strategic funding rounds. The most recent funding activity was a Series A round of $9.62 million completed in July 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $74.44M
- Total Rounds 4
- Last Round Series A — $9.62M
- First Round $2.67M
(Dec 2017)
- Investors Count 1
All 4 funding rounds of Creditspring with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
1 investors in total: 0 institutional and 1 angel.
Investors in Creditspring
Creditspring has secured backing from 1 investor, including angel investors. Prominent investors backing the company include Chip Dunn.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
CD Chip Dunn | Angel investor focusing on early-stage Indian startups, based in Bangalore. | unknown_1312eec03ce5441cb |
Investor details for Creditspring
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People of Creditspring
4 people are tracked at Creditspring (3 in leadership, 1 in team); the tracked headcount is 57.
| Name | Role | Group |
|---|---|---|
Neil Kadagathur | Co-Founder & CEO | Leadership |
Aravind Chandrasekaran | Co-Founder | Leadership |
Alfredo Motta | Chief Technology Officer | Leadership |
Cristiano Sousa | Senior Data Engineer | Team |
Complete people profiles for Creditspring
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Timeline of Creditspring
3 dated milestones of Creditspring across 6 years, from founding to its latest funding, stage changes and deals.
- Founded Creditspring is founded.
- Funding First funding round of $2.7M.
- Funding Latest funding round, Series A, of $9.6M.
Competitors of Creditspring
Creditspring has 3 listed competitors in our database, 2 of them funded. They include Abound, International Personal Finance and Funeral Safe.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| getabound.com | 2020 | London, United Kingdom | $1.6B | 109 | Personal loans are provided by Abound for various needs. | |
| ipfin.co.uk | 2007 | Leeds, United Kingdom | 7,307 | Consumer loans and offline home credits are provided to customers. | ||
| funeralsafe.co.uk | 2016 | Ipswich, United Kingdom | $8.93M | 11 | Online funeral loans are facilitated via a dedicated platform. |
Detailed competitors of Creditspring
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Web traffic of Creditspring
The website of Creditspring (creditspring.co.uk) receives about 1M visits a month and ranks #46,157 among all websites worldwide, #2,931 in Banking Credit and Lending.
- Monthly visits1M
- Unique visitors335.9K
per month
- Global rank#46,157
among all websites
- Category rank#2,931
Finance · Banking Credit and Lending
- Bounce rate36%
- Pages per visit4.1
- Average visit1 min 31 sec
- DevicesDesktop 7% · Mobile 93%
Websites whose visitors overlap most with Creditspring. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
creditkarma.co.uk | creditkarma.co.uk | 100% | #30,056 | – | |
| cashfloat.co.uk | 93% | #428,737 | View details | ||
| drafty.co.uk | 92% | 195.5K | #187,023 | View details | |
cocklefinance.co.uk | cocklefinance.co.uk | 87% | #633,603 | – | |
| 118118money.com | 86% | #178,356 | View details | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Creditspring
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Top companies in Alternative Lending
2 companies that operate in the same segment as Creditspring (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
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Related news about Creditspring
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Frequently Asked Questions about Creditspring
Creditspring was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Creditspring is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Neil Kadagathur is the CEO of Creditspring, as recorded in our data. They have also founded this company.
Creditspring is a funded company, having raised a total of $74.44M across 4 funding rounds to date. The company's 1st funding round was a Angel Round of $2.67M, raised on Dec 2017.
Creditspring has 57 employees.
Creditspring was founded in 2016 in London, United Kingdom, within the fintech sector. A platform for personal loans is operated, with products developed to support customers financial well-being. Alternatives to high-cost loans are provided through this service. An application for FCA permission to conduct consumer credit activities has been submitted, enabling operations across the UK market.
Creditspring's top competitors include Abound, Funeral Safe and International Personal Finance.
Creditspring offers Membership Loans, Credit Building Tools, and Personal Loans.
Creditspring has 1 investor. Key investors include Chip Dunn.
Creditspring operates through Inclusive Finance Limited.
The website of Creditspring receives about 1 million visits a month and ranks #46,157 among all websites worldwide.