About CredAbility
CredAbility is a company based in Stretford (United Kingdom) founded in 2002. CredAbility has raised $4.65 million across 5 funding rounds. CredAbility offers products and services including Credit Score App, Credit Report Service, and Deals Comparison Tool. CredAbility operates in a competitive market with competitors including TransUnion, Equifax, Runpath, Zhongzhicheng and Credit Check Online, among others.
- Headquarter Stretford, United Kingdom
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Website credability.co.uk
- Social LinkedIn X Facebook Instagram
- Legal Name Intelligent Lending Limited
- Date of Incorporation 21 Sep, 2001
- Jurisdiction MANCHESTER
- Total Equity Funding$4.65M (USD)
in 5 rounds
- Latest Funding Round$629.27K (USD), Series A
May 2022
Products & Services of CredAbility
CredAbility offers a comprehensive portfolio of products and services, including Credit Score App, Credit Report Service, and Deals Comparison Tool.
App for checking and improving user credit scores and profiles
Free service providing weekly credit reports and usage insights
Tool to compare loans and credit options from trusted lenders
Funding Insights of CredAbility
CredAbility has successfully raised a total of $4.65M across 5 strategic funding rounds. The most recent funding activity was a Series A round of $629.27 thousand completed in May 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $4.65M
- Total Rounds 5
- Last Round Series A — $629,265
- First Round $1.13M
(Nov 2015)
All 5 funding rounds of CredAbility with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2022 | $629,265 | Series A | – | – | – |
| Nov 2021 | $1.61M | Series A | – | – | – |
| Aug 2020 | $667,420 | Seed | – | – | – |
| May 2020 | $614,390 | Seed | – | – | – |
| Nov 2015 | $1.13M | Seed | – | – | – |
People of CredAbility
1 people are tracked at CredAbility (1 in team).
| Name | Role | Group |
|---|---|---|
Simon David Kay | Key Principal | Team |
Complete people profiles for CredAbility
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of CredAbility
3 dated milestones of CredAbility across 20 years, from founding to its latest funding, stage changes and deals.
- Founded CredAbility is founded.
- Funding First funding round of $1.1M.
- Funding Latest funding round, Series A, of $629K.
Competitors of CredAbility
CredAbility operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as TransUnion, Equifax, Runpath, Zhongzhicheng and Credit Check Online, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| transunion.com | 1968 | Chicago, United States | $7.5M | 834 | Provider of credit scoring data for consumers and businesses | |
| equifax.com | 1899 | Atlanta, United States | – | 1,691 | Credit score data is provided online for businesses and individuals. | |
| runpath.com | 2009 | London, United Kingdom | – | – | Alternative credit scores are developed for individuals and businesses. | |
| intellicredit.cn | 2014 | Beijing, China | – | – | Credit scoring solutions | |
| creditcheckonline.co.uk | 2020 | London, United Kingdom | – | – | Provides a platform for effective credit score management and monitoring. |
Detailed competitors of CredAbility
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of CredAbility
The website of CredAbility (credability.co.uk) receives about 233K visits a month and ranks #219,957 among all websites worldwide, #3,386 in Banking Credit and Lending.
- Monthly visits233K
▲ 31.1% vs previous month
- Unique visitors88.2K
per month
- Global rank#219,957
among all websites
- Category rank#3,386
Finance · Banking Credit and Lending
- Bounce rate28%
- Pages per visit3.0
- Average visit2 min 50 sec
- DevicesDesktop 5% · Mobile 95%
Websites whose visitors overlap most with CredAbility. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| hsbc.co.uk | 100% | – | #6,677 | View details | |
little-loans.com | little-loans.com | 83% | – | #159,302 | – |
| moneysavingexpert.com | 62% | 20.7M | #3,243 | View details | |
| barclaycard.co.uk | 61% | – | #22,290 | View details | |
| moneysupermarket.com | 58% | 7.8M | #7,331 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 7 similar websites and full traffic analytics for CredAbility
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 7 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Latest news on Credability
Complete news archive for CredAbility
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Similar companies to CredAbility
10 companies that operate in the same segment as CredAbility (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
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Frequently Asked Questions about CredAbility
CredAbility was founded in 2002 and raised its 1st funding round 13 years after it was founded.
CredAbility is headquartered in Stretford, United Kingdom. It is registered at Stretford, Greater Manchester, United Kingdom.
CredAbility is a funded company, having raised a total of $4.65M across 5 funding rounds to date. The company's 1st funding round was a Seed of $1.13M, raised on Nov 2015.
CredAbility was established in 2002 and is headquartered in Stretford, United Kingdom. Operations are focused on the financial services sector, where credit scoring solutions are delivered to consumers via an online platform. Services include assessments of creditworthiness and related advisory tools for personal finance management. The company serves users primarily in the UK market, supporting informed borrowing decisions through data-driven evaluations.
CredAbility's top competitors include TransUnion, Equifax and Runpath.
CredAbility offers Credit Score App, Credit Report Service, and Deals Comparison Tool.
CredAbility operates through Intelligent Lending Limited.
The website of CredAbility receives about 233 thousand visits a month and ranks #219,957 among all websites worldwide.