About Funding Circle
Funding Circle is a publicly listed company based in London (United Kingdom) founded in 2010 by Angelo Moses Lauria, Samir Desai, Andrew Mullinger, and Sam Hodges. A peer-to-peer marketplace for business loans is operated and developed. Funding Circle has raised $372.67 million across 12 funding rounds from investors including Accel, T. Rowe Price and Rocket Internet. The company has 860 employees. Funding Circle has completed 3 acquisitions, including Endurance Lending Network, LeapPay and Zencap. Funding Circle was last valued at $1 billion in April 2015. Its website fundingcircle.com draws about 218 thousand monthly visits. Funding Circle offers products and services including Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its legal entity is FUNDING CIRCLE HOLDINGS PLC. Its competitors include Goji and Alternative Business Funding; 1 of its 2 listed competitors has raised funding.
Company details
Developer of a P2P marketplace for business loans. It offers multiple loan products including CBILS loans, working capital loans, term loans, and more enabling business cashflows. It also features a loan calculator for evaluating the loan interest based on the loan amount, loan terms, and credit score. It lets users register via the platform by providing business documents and required information.
- Headquarters London, United Kingdom
- Employees 860
- Founders Angelo Moses Lauria, Samir Desai, Andrew Mullinger, Sam Hodges
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website fundingcircle.com/uk
- Social LinkedIn X Facebook
- Legal Name Funding Circle Holdings Plc
- Annual Revenue$299.61 M (USD)37.6as on Dec 31, 2025
- Net Profit$61.94 M (USD)9100as on Dec 31, 2025
- EBITDA$66.92 M (USD)117.03as on Dec 31, 2025
- Total Equity Funding$372.67M (USD)
in 12 rounds
- Latest Funding Round$198M (USD), Debt – Conventional
Aug 2019
- InvestorsAccel
& 21 more
- Employee Count860
- Investments & AcquisitionsEndurance Lending Network
& 2 more
Products & Services of Funding Circle
Funding Circle offers a comprehensive portfolio of products and services, including Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance.
Offers affordable loans for business growth and operations
Provides cashback on everyday business spending
Delivers interest-free credit for business expenses and payments
Funds acquisition of vehicles and equipment for businesses
Funding Insights of Funding Circle
Funding Circle has successfully raised a total of $372.67M across 12 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $198 million completed in August 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $372.67M
- Total Rounds 12
- Last Round Debt – Conventional — $198M
- First Round $1.1M
(Feb 2010)
- Investors Count 22
Latest 10 of 12 funding rounds of Funding Circle with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2019 | $198M | Debt – Conventional | – | – | – |
| Jun 2019 | $56.93M | Debt – Conventional | – | – | |
| May 2018 | Debt – Conventional | – | – | ||
| Sep 2017 | Debt – Conventional | – | – | ||
| Jan 2017 | $100M | Series F | – | Accel | |
| Oct 2016 | $118.24M | Debt – Conventional | – | – | |
| Apr 2015 | $150M | Series E | $1B | DST Global Partners | |
| Jul 2014 | $65M | Series D | – | Index Ventures | |
| Oct 2013 | $37M | Series C | – | Accel | |
| Mar 2012 | $16M | Series B | – | Union Square Ventures |
| Date | Valuation | Stage |
|---|---|---|
| Apr 2015 | $1B | •••••••• |
Last known valuation $1B (Apr 2015). 22 investors in total: 22 institutional.
Investors in Funding Circle
Funding Circle has secured backing from 22 investors, including institutional and venture fund investors. Prominent investors backing the company include Accel, T. Rowe Price and Rocket Internet.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity investments are directed toward SMEs and tech startups. | 1994 | eif.org | Luxembourg, Luxembourg | |
Accel is recognized as a leading venture capital firm. | 1983 | accel.com | Palo Alto, United States | |
Venture capital investment firm | dst-global.com | Menlo Park, United States | ||
Venture capital investments in technology startups and entrepreneurs. | indexventures.com | |||
Early-stage companies in fintech and multiple sectors are invested in. | 2012 | ribbitcap.com | Palo Alto, United States | |
Global investments in internet and technology startups are facilitated. | 2006 | rocket-internet.com | Berlin, Germany | |
An investment platform is provided for diverse sectors and geographies. | 1974 | temasek.com.sg | Singapore, Singapore | |
Venture capital firm focused on blockchain, wellbeing, and multiple sectors | usv.com | New York, United States | ||
Growth stage tech & life sciences focused VC Firm investing in Asia and the US | sandscapitalventures.com | Arlington, United States | ||
Private debt investment firm focused on SMEs | bbinv.co.uk | Sheffield, United Kingdom |
Investor details for Funding Circle
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People of Funding Circle
29 people are tracked at Funding Circle (12 in leadership, 7 in board & advisors, 10 in team); the tracked headcount is 860.
| Name | Role | Group |
|---|---|---|
Angelo Moses Lauria | Co-Founder | Leadership |
Samir Desai | Founder | Leadership |
Andrew Mullinger | Founder | Leadership |
Sam Hodges | Founder | Leadership |
Lisa Jacobs | CEO | Leadership |
Lucy Vernall | Company Secretary, General Counsel, Chief People Officer & Board Member | Leadership |
Alexander Allen | U.K. Managing Director | Leadership |
Belkacem Krimi | Chief Risk Officer | Leadership |
Oliver White | CFO & Board Member | Leadership |
Kaustubh Joshi | Chief Business Officer | Leadership |
Greig McEwan | CTO | Leadership |
Jun Yang | Head Of Credit Strategy And Customer Analytics | Leadership |
Andrew Learoyd | Chairman | Board & advisors |
Helen Beck | Non-Executive Director | Board & advisors |
Eric Daniels | Non-Executive Director | Board & advisors |
Harry Nelis | Non-Executive Director | Board & advisors |
Matthew King | Non-Executive Director | Board & advisors |
Geeta Gopalan | Non-Executive Director | Board & advisors |
Neil Rimer | Non-Executive Director | Board & advisors |
Sierra Stokes | Verification Specialist | Team |
9 more people are available in the full profile.
Complete people profiles for Funding Circle
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IPO & Listings of Funding Circle
Funding Circle is a publicly listed company on the LSE with ticker symbol FCH in UK, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date28 Sep 2018
- Listed onLSE: FCH
- Listed entityFunding Circle Holdings Plc
- Exchange sectorFinance
- ISINGB00BG0TPX62
- Share price194.60 GBX (+0.83% on the day) · 2026-10-14
- Market capitalisation534,537,632.00 GBX
- Price to earnings9.8
- EPS (diluted, trailing year)0.20 GBX
- Volume (last session)45,114
Financials of Funding Circle
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | 222.5M GBP | 46.0M GBP | 49.7M GBP |
| 2024 | 161.7M GBP | 500,000 GBP | 22.9M GBP |
| 2023 | 129.9M GBP | -38.3M GBP | 7.2M GBP |
| 2022 | 156.7M GBP | -6.9M GBP | 2.6M GBP |
| 2021 | 220.1M GBP | 61.2M GBP | 81.9M GBP |
Detailed financial statements for Funding Circle
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Investments & Acquisitions by Funding Circle
Funding Circle has strategically engaged in corporate development activities, having acquired 3 companies. Notable acquisitions include Endurance Lending Network, LeapPay and Zencap.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Unsecured business loans are facilitated via an online platform. | zencap.de | Berlin, Germany | 2014 | Oct 2015 | •••• | |
Invoice discounting loans are offered online to organic food SMEs. | leappay.com | New York, United States | 2013 | Aug 2014 | •••• | |
Business lending platform | enduranceln.com | San Francisco, United States | 2011 | Oct 2013 | •••• |
Complete acquisition details for Funding Circle
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Timeline of Funding Circle
8 dated milestones of Funding Circle across 9 years, from founding to its latest funding, stage changes and deals.
- Founded Funding Circle is founded.
- Funding First funding round of $1.1M.
- Acquisition Acquires Endurance Lending Network.
- Acquisition Acquires LeapPay.
- Milestone Reaches Unicorn status.
- Acquisition Acquires Zencap.
- IPO Lists on the stock exchange (IPO).
- Funding Latest funding round, Debt – Conventional, of $198.0M.
Competitors of Funding Circle
Funding Circle has 2 listed competitors in our database, 1 of them funded. They include Goji and Alternative Business Funding.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| goji.investments | 2016 | London, United Kingdom | 3 | A platform for private funds distribution is operated by Goji. | ||
| alternativebusinessfunding.co.uk | 2014 | Bristol, United Kingdom | $7.76M | 1 | Borrowers and lenders are connected through online P2B financing platform. |
Detailed competitors of Funding Circle
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Web traffic of Funding Circle
The website of Funding Circle (fundingcircle.com) receives about 217.8K visits a month.
- Monthly visits217.8K
▲ 17.8% vs previous month
Websites whose visitors overlap most with Funding Circle. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| iwoca.co.uk | 100% | 232.3K | #183,366 | View details | |
| creditsafe.com | 79% | 1.3M | #42,261 | View details | |
| fastupfront.com | 79% | 1K | #15,295,649 | View details | |
| lovefinance.co.uk | 79% | #989,451 | View details | ||
| swiftcapital.com | 77% | View details | |||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Funding Circle
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Related news about Funding Circle
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Frequently Asked Questions about Funding Circle
Funding Circle was founded in 2010.
Funding Circle is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Funding Circle is a funded company, having raised a total of $372.67M across 12 funding rounds to date. The company's 1st funding round was a Series B of $16M, raised on Feb 2010.
Funding Circle has 860 employees.
Annual revenue of Funding Circle is $299.61M as on Dec 31, 2025.
Developer of a P2P marketplace for business loans. It offers multiple loan products including CBILS loans, working capital loans, term loans, and more enabling business cashflows. It also features a loan calculator for evaluating the loan interest based on the loan amount, loan terms, and credit score. It lets users register via the platform by providing business documents and required information.
Funding Circle's top competitors include Goji and Alternative Business Funding.
Funding Circle offers Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance.
Yes, Funding Circle is publicly traded on LSE under the ticker symbol FCH.
Funding Circle has made 3 acquisitions, including Endurance Lending Network, LeapPay, and Zencap.
Funding Circle has 22 investors. Key investors include Accel, T. Rowe Price, Rocket Internet, Baillie Gifford, and Temasek.
The valuation of Funding Circle is $1B as of Apr 2015.