About Funding Circle
Funding Circle is a company based in London (United Kingdom) founded in 2010 by Angelo Moses Lauria.. Funding Circle has raised $372.67 million across 12 funding rounds from investors including Accel, Rocket Internet and Baillie Gifford. The company has 726 employees as of December 31, 2024. Funding Circle has completed 3 acquisitions, including Endurance Lending Network, LeapPay and Zencap. Funding Circle offers products and services including Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance. Funding Circle operates in a competitive market with competitors including Lendico, Purpose Finance, Goji, Next Seed and DFKP, among others.
- Headquarter London, United Kingdom
- Employees 726 as on 31 Dec, 2024
- Founders Angelo Moses Lauria
- Stage Public
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Funding Circle Holdings Plc
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Annual Revenue
$202.6 M (USD)24.48as on Dec 31, 2024
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Net Profit
$626.46 K (USD)0as on Dec 31, 2024
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EBITDA
$28.69 M (USD)218.06as on Dec 31, 2024
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Total Equity Funding
$372.67 M (USD)
in 12 rounds
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Latest Funding Round
$198 M (USD), Debt – Conventional
Aug 28, 2019
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Investors
Accel
& 12 more
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Employee Count
726
as on Dec 31, 2024
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Investments & Acquisitions
Endurance Lending Network
& 2 more
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IPO & Listings of Funding Circle
Funding Circle is a publicly listed company on the LSE with ticker symbol FCH in UK, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
Products & Services of Funding Circle
Funding Circle offers a comprehensive portfolio of products and services, including Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Offers affordable loans for business growth and operations
Provides cashback on everyday business spending
Delivers interest-free credit for business expenses and payments
Funds acquisition of vehicles and equipment for businesses
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Funding Insights of Funding Circle
Funding Circle has successfully raised a total of $372.67M across 12 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $198 million completed in August 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 12
- Last Round Debt – Conventional — $198.0M
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First Round
First Round
(26 Feb 2010)
- Investors Count 13
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug, 2019 | Amount | Debt – Conventional - Funding Circle | Valuation |
investors |
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| Jun, 2019 | Amount | Debt – Conventional - Funding Circle | Valuation |
investors |
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| May, 2018 | Amount | Debt – Conventional - Funding Circle | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Funding Circle
Funding Circle has secured backing from 13 investors, including institutional and venture fund investors. Prominent investors backing the company include Accel, Rocket Internet and Baillie Gifford. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Private equity investments are directed toward SMEs and tech startups.
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Founded Year | Domain | Location | |
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Accel is recognized as a leading venture capital firm.
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Founded Year | Domain | Location | |
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Venture capital investment firm
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Funding Circle
Funding Circle has strategically engaged in corporate development activities, having acquired 3 companies. Notable acquisitions include Endurance Lending Network, LeapPay and Zencap. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Unsecured business loans are facilitated via an online platform.
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2014 | ||||
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Invoice discounting loans are offered online to organic food SMEs.
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2013 | ||||
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Business lending platform
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2011 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - Funding Circle
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Funding Circle Comparisons
Competitors of Funding Circle
Funding Circle operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Lendico, Purpose Finance, Goji, Next Seed and DFKP, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Online P2P loans are matched between borrowers and investors.
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| domain | founded_year | HQ Location |
Alternative deposit accounts and loans are offered by fintech platform.
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| domain | founded_year | HQ Location |
A platform for private funds distribution is operated by Goji.
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| domain | founded_year | HQ Location |
Revenue-sharing financing is facilitated for Texas businesses via crowdfunding.
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| domain | founded_year | HQ Location |
Business loans are facilitated via an online P2P marketplace.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Funding Circle
Frequently Asked Questions about Funding Circle
When was Funding Circle founded?
Funding Circle was founded in 2010.
Where is Funding Circle located?
Funding Circle is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Is Funding Circle a funded company?
Funding Circle is a funded company, having raised a total of $372.67M across 12 funding rounds to date.
How many employees does Funding Circle have?
As of Dec 31, 2024, the latest employee count at Funding Circle is 726.
What is the annual revenue of Funding Circle?
Annual revenue of Funding Circle is $202.6M as on Dec 31, 2024.
What does Funding Circle do?
Developer of a P2P marketplace for business loans. It offers multiple loan products including CBILS loans, working capital loans, term loans, and more enabling business cashflows. It also features a loan calculator for evaluating the loan interest based on the loan amount, loan terms, and credit score. It lets users register via the platform by providing business documents and required information.
Who are the top competitors of Funding Circle?
Funding Circle's top competitors include Lendico, Purpose Finance and Next Seed.
What products or services does Funding Circle offer?
Funding Circle offers Business Loans, Cashback Business Credit Card, FlexiPay, and Asset Finance.
Is Funding Circle publicly traded?
Yes, Funding Circle is publicly traded on LSE under the ticker symbol FCH.
How many acquisitions has Funding Circle made?
Funding Circle has made 3 acquisitions, including Endurance Lending Network, LeapPay, and Zencap.
Who are Funding Circle's investors?
Funding Circle has 13 investors. Key investors include Accel, Rocket Internet, Baillie Gifford, Temasek, and KfW.
What is Funding Circle's ticker symbol?
The ticker symbol of Funding Circle is FCH on LSE.
What is Funding Circle's valuation?
The valuation of Funding Circle is $1B as of Apr 2015.